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Regular Savings Accounts: The Best Currently Available List!

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  • Rob_Wills
    Rob_Wills Posts: 85 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Re NOT having a mobile:

    I could copy and paste dozens of reasons do do with health and wellbeing, however three very important ones - 
    Capital cost
    Ease of use
    Screen size

    Most important I DON'T NEED one.  I can do all of the same things that are necessary on my landline, laptop and pc. and even more important avoid all the scams, mobiles are the easiest devices to hack.

    Rob
  • wmb194
    wmb194 Posts: 4,920 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 7 August 2024 at 11:45AM
    Rob_Wills said:
    Re NOT having a mobile:

    I could copy and paste dozens of reasons do do with health and wellbeing, however three very important ones - 
    Capital cost
    Ease of use
    Screen size

    Most important I DON'T NEED one.  I can do all of the same things that are necessary on my landline, laptop and pc. and even more important avoid all the scams, mobiles are the easiest devices to hack.

    Screen size isn’t an issue as you can remote control them from your PC and have SMS notifications and messages sent directly to your PC. On my Mac with my iPhone I can answer calls and use the phone’s keypad on the Mac to enter the numbers Lloyds and others ask for when e.g., setting up a new payee.

     New, basic ones cost bobbins. You might know someone who can give you their old one.
  • Rob_Wills said:
    I have registered a complaint, enquiry really, as to why @VirginMoney require a mobile to open a current account?

    Why they appear to be turning down £10s of millions from people who want to invest with them who don't have a mobile?

    Regular Saver Exclusive

    Save up to £250 a month for 12 months and get a fixed rate of 10.38% AER¹ (10.00% Gross²). Ker-ching! Conditions apply.  This account requires a current account with @Virgin but is not available unless a current account is opened.

    @MSE should make this clear...

    I think your previous threads highlight the click bait purpose of this post.
  • qbadger
    qbadger Posts: 89 Forumite
    Second Anniversary 10 Posts Name Dropper
    Diogenes carried a bowl with him for years, but one day saw a man drinking from his cupped palm and declared, ‘I have been a fool, burdened all these years by the weight of a bowl when a perfectly good vessel lay at the end of my wrist.
    I say we should all live like Diogenes did - in a barrel.

  • t1redmonkey
    t1redmonkey Posts: 945 Forumite
    Part of the Furniture 500 Posts Energy Saving Champion Home Insurance Hacker!
    TSB Monthly Saver

    I sent a partial payment to my account yesterday, with the intention of paying a smaller one towards the end of the month.  However I double checked the Key Features and it mentions you're only allowed to make a single payment per month.  Just checking if anyone else has experience of making multiple payments to this particular product in the same month, or do they return any subsequent payments if you've already made a partial one?
  • masonic
    masonic Posts: 27,216 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 7 August 2024 at 1:42PM
    wmb194 said:
    Rob_Wills said:
    Re NOT having a mobile:

    I could copy and paste dozens of reasons do do with health and wellbeing, however three very important ones - 
    Capital cost
    Ease of use
    Screen size

    Most important I DON'T NEED one.  I can do all of the same things that are necessary on my landline, laptop and pc. and even more important avoid all the scams, mobiles are the easiest devices to hack.

    Screen size isn’t an issue as you can remote control them from your PC and have SMS notifications and messages sent directly to your PC. On my Mac with my iPhone I can answer calls and use the phone’s keypad on the Mac to enter the numbers Lloyds and others ask for when e.g., setting up a new payee.

     New, basic ones cost bobbins. You might know someone who can give you their old one.
    Indeed. You can even put a SIM into a tablet if you wish. There is no need to have a mobile phone, the requirement is just to have an active SIM with associated number to receive SMS.
  • nottsphil
    nottsphil Posts: 686 Forumite
    Part of the Furniture 500 Posts Name Dropper
    TSB Monthly Saver

    I sent a partial payment to my account yesterday, with the intention of paying a smaller one towards the end of the month.  However I double checked the Key Features and it mentions you're only allowed to make a single payment per month.  Just checking if anyone else has experience of making multiple payments to this particular product in the same month, or do they return any subsequent payments if you've already made a partial one?
    I made faster payments of £50 and £200  to mine on the first of August, and they are still there. I've had regular savers with lots of different providers over the years and I've never come across the restriction that you state. However, I opened my TSB monthly saver with the terms that were in place on the 29th of February.
  • gt94sss2
    gt94sss2 Posts: 6,081 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    MBS

    More worrying is that my OH got told the monthly s.os were returned due to 'system issues' and invited to send them again
    Same response here

    "It has come to our attention that there was a technical issue with the system and sincerely apologise for this and any inconvenience this may have caused."
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