Regular Savings Accounts: The Best Currently Available List!

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Comments

  • clowning
    clowning Posts: 122 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Thank you for the Virgin Money saver info. Opened and funded. My husband even opened a current account to get the saver  :)
    #66
  • Bigwheels1111
    Bigwheels1111 Posts: 2,960 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Which Virgin account do I need for this offer.
  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Which Virgin account do I need for this offer.
    The M Plus current account, then apply for the regular savings account
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
  • Does anybody knows if they will withdraw the virgin RS if it gets too popular to soon.
  • clowning said:
    Thank you for the Virgin Money saver info. Opened and funded. My husband even opened a current account to get the saver  :)
    I (an existing VM customer) had this opened and funded in 10 minutes. My partner has decided it would be a good thing to have and has applied for a current account.

    First current account application in 40 years, no credit card held for 30, no mortgage for 20.

    Virgin have gone away to think about it.
  • SavingsBoo
    SavingsBoo Posts: 52 Forumite
    10 Posts First Anniversary Name Dropper
    edited 31 October 2024 at 1:46PM
    Does anybody knows if they will withdraw the virgin RS if it gets too popular to soon.
    The regular savers linked to current accounts don’t seem to get withdrawn like the good ‘open to all’ building society regular savers but who knows! I guess having to open a new current account might put people off unless you’re an MSE forumite with a penchant for multiple bank accounts 😆
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    100 Posts Name Dropper Photogenic
    edited 31 October 2024 at 1:46PM
    Does anybody knows if they will withdraw the virgin RS if it gets too popular to soon.
    The regular savers linked to current accounts don’t seem to get withdrawn like the good ‘open to all’ building society regular savers but who knows! I guess having to open a new current account might put people off unless you’re an MSE forumite with a penchant for multiple bank accounts 😆
    Well l switched my virgin account  to another provider for the switch bribe, l mean offer. I have just opened another virgin account  a hour ago. So l hope it doesn't  get pulled. :)
  • financialbliss
    financialbliss Posts: 1,951 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I also previously switched out of VM as their regular savers / savings products got non-competive. 

    So, needed to apply for a current account first. Said yes to the question "Do you have an existing current account with us?" which allowed me to use my stored login details. Requested a joint account. That bit went well.

    Two regular savers just applied for, but encountered "technical difficulties" and accounts won't be available until in the morning... Still, better than being blocked at the current account application stage!


    Mortgage and debt free. Building up savings...
  • allegro120
    allegro120 Posts: 1,645 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Virgin RS
    When I saw an unusual amount of new posts this morning I realised that VM launched their promised RS before reading anything.  My guess was it will be something like 6% or probably less.  I've never expected 10.38% and the rate to be fixed. And it came on the date when BoE reduced base rate and a lot of providers were quick to announce reductions for their EAs.  
    Opening the account was easy. Didn't find the option opening in the app, did it online. Very quick and it appeared on the app straight away.
  • Marcoos
    Marcoos Posts: 200 Forumite
    100 Posts First Anniversary Name Dropper
    edited 31 October 2024 at 1:46PM
    Does anybody knows if they will withdraw the virgin RS if it gets too popular to soon.
    Probably best to open sooner rather than later. While it’s 12 months, the maturity is 31/07/25. So might as well eek every day you can from it. 
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