📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Regular Savings Accounts: The Best Currently Available List!

1133613371339134113421703

Comments

  • masonic
    masonic Posts: 27,444 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 1 August 2024 at 5:21PM
    Virgin Money RS
    I spent a bit too long fighting both the website and the app with my previous login details, having closed all of my accounts a while back. Then tried applying as a new customer in the app, but got directed to log in. Finally I went back to a web browser and was pleasantly surprised I could apply as a new customer set up all of the security and open + fund the RS without issue. This might be useful to anyone else thinking of resurrecting an old customer number.
  • FishInGlass
    FishInGlass Posts: 150 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    Nuggy96 said:
    Hmm my beehive RS matured today, I have to either leave £10 to keep it open or close the account to get all the cash. Any recommendation? Are people keeping it in case a good existing deal comes out?

    I've left the £10 in as it seemed to be the quickest option. Can always close it later.
    RE Beehive RS

    Have you received your money already? I went with close but it said it take 1-2 working days😞
    Not yet but I had an email saying the following.
    We’re sorting that for you now, and the funds should be in your nominated bank account by the end of the next working day if requested before 4pm. Until then, it will show as a pending transaction in the app. 

    Sorry for the slow reply been out most of the day. Just about to set up my Virgin RS though.


  • jaypers
    jaypers Posts: 1,052 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Nuggy96 said:
    Hmm my beehive RS matured today, I have to either leave £10 to keep it open or close the account to get all the cash. Any recommendation? Are people keeping it in case a good existing deal comes out?

    I've left the £10 in as it seemed to be the quickest option. Can always close it later.
    RE Beehive RS

    Have you received your money already? I went with close but it said it take 1-2 working days😞
    Not yet but I had an email saying the following.
    We’re sorting that for you now, and the funds should be in your nominated bank account by the end of the next working day if requested before 4pm. Until then, it will show as a pending transaction in the app. 

    Sorry for the slow reply been out most of the day. Just about to set up my Virgin RS though.


    It only shows pending for a short time. Mine has completed but funds not received yet. As per the above, hopefully tomorrow. 
  • Speculator
    Speculator Posts: 2,365 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 1 August 2024 at 5:57PM
    Might use the renewal technique to close/reopen my Club Lloyds Reg because rates are on their way down and I need the funds. 

    Edit: just did it. Took less than 5 mins. 
  • gravel_2
    gravel_2 Posts: 629 Forumite
    Seventh Anniversary 500 Posts Name Dropper Combo Breaker
    edited 1 August 2024 at 5:45PM
    What's the Skipton RS refresh extension trick? Close account and reopen - but how long does that take typically? Can you close without talking to an agent?
  • Marcoos
    Marcoos Posts: 204 Forumite
    100 Posts First Anniversary Name Dropper
    Virgin Money RS

    Opened and funded. 

    Took about 5-10 mins. Already have a current account, so the R/S application pretty much pre-filled all my details. Appeared within moments on the app and funded. 
  • Bazzalona13295
    Bazzalona13295 Posts: 914 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 1 August 2024 at 6:54PM
    Marcoos said:
    Virgin Money RS

    Opened and funded. 

    Took about 5-10 mins. Already have a current account, so the R/S application pretty much pre-filled all my details. Appeared within moments on the app and funded. 
    The link, sign in, you name it not working for me, had to go to chat. Fingers crossed.

    Edit - had another few goes as chat told me to telephone 2mrw, seems to have gone through in the end.

    Thankyou for this info.
  • Thanks for the heads up about the Virgin Money Regular Saver.  Opened and funded within a couple of minutes with no fuss :smile:
  • clowning
    clowning Posts: 132 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Thank you for the Virgin Money saver info. Opened and funded. My husband even opened a current account to get the saver  :)
    #66
  • Bigwheels1111
    Bigwheels1111 Posts: 3,045 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Which Virgin account do I need for this offer.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.