Regular Savings Accounts: The Best Currently Available List!

ColdIron

Janie2008 said:

ColdIron said:

I had this problem a few days ago as I made my last payment 01/03/2024

Don't close the RS

The way to solve it is to use the 'renew' option on the regular saver, I suggest you choose the Everyday account

Then open a new RS, it will have a new account number so you can pay into it

When I did this I ended up with 2 Everyday savers, one from the renew action and another that just magically appeared. You can then close these leaving your Instant Saver account

How do you close them.  There doesn't seem to be an option? I have collected several accounts I don't need. 

Online - More Actions, Account Services, Close Account

flaneurs_lobster

YBS Xmas Saver - maximum monthly deposit?

YBS have emailed me

Hi Mr XXXXXXXXX,

With just a few days left in the month, don’t forget you can pay up to £300 per month, until 31st October 2023, into your Christmas 2023 Regular Saver.

It's clearly YBS's famed IT having a woopsy (2023) but am I correct that this year's Xmas RS has a max of £150/mth? Can't find my copy of the KPI.

castle96

31/10/23 ???????????

Bridlington1

flaneurs_lobster said:

YBS Xmas Saver - maximum monthly deposit?

YBS have emailed me

Hi Mr XXXXXXXXX,

With just a few days left in the month, don’t forget you can pay up to £300 per month, until 31st October 2023, into your Christmas 2023 Regular Saver.

It's clearly YBS's famed IT having a woopsy (2023) but am I correct that this year's Xmas RS has a max of £150/mth? Can't find my copy of the KPI.

You are correct, this year's Xmas 2024 RS has a max deposit of £150/mth. The summary box is listed on the Archived list of regular savers thread.

The clocks go forward this month, I wonder if, like last year, YBS will teleport us to 2093 whist they're at it?

EDIT:
Link to archived terms:
https://web.archive.org/web/20240117185249/https://www.ybs.co.uk/documents/productdata/Factsheet-YB901802W.pdf

PloughmansLunch

Bridlington1 said:

flaneurs_lobster said:

YBS Xmas Saver - maximum monthly deposit?

YBS have emailed me

Hi Mr XXXXXXXXX,

With just a few days left in the month, don’t forget you can pay up to £300 per month, until 31st October 2023, into your Christmas 2023 Regular Saver.

It's clearly YBS's famed IT having a woopsy (2023) but am I correct that this year's Xmas RS has a max of £150/mth? Can't find my copy of the KPI.

You are correct, this year's Xmas 2024 RS has a max deposit of £150/mth. The summary box is listed on the Archived list of regular savers thread.

The clocks go forward this month, I wonder if, like last year, YBS will teleport us to 2093 whist they're at it?

EDIT:
Link to archived terms:
https://web.archive.org/web/20240117185249/https://www.ybs.co.uk/documents/productdata/Factsheet-YB901802W.pdf

Cor, imagine if the dodgy YBS system paid the compound interest on a ~69 year RS balance

fun4everyone

Bridlington1 said:

The clocks go forward this month, I wonder if, like last year, YBS will teleport us to 2093 whist they're at it?

PloughmansLunch said:

Cor, imagine if the dodgy YBS system paid the compound interest on a ~69 year RS balance

Haha, it's like a delayed version of the millennium bug

pokemaster

EcologyBS:

- Regular Savings Account: your new rate will be 4.25% gross* p.a/AER** (a 0.50% increase from 3.75%) from Tuesday 26 March 2024

Hattie627

pokemaster said:

EcologyBS:

- Regular Savings Account: your new rate will be 4.25% gross* p.a/AER** (a 0.50% increase from 3.75%) from Tuesday 26 March 2024

Closed my Ecology BS Regular Savings account some while back. It was useful for direct debit payments in (not sure if these are still accepted) plus open-ended in length. I liked Ecology BS but unfortunately the rate, never one of the best, became more unattractive over time. I don't think this new rate will attract many new savers.

pokemaster

I just use it for that Direct Debit payment at the minute, putting just the minimum in.

jameseonline

I think there was a very brief time Ecology was attractive but hasn't been for a very long time now.

Nice to know they've put up their rate but can be beaten by other regulars + instant access.