Regular Savings Accounts: The Best Currently Available List!

jameseonline

ForumUser7 said:

jameseonline said:

ForumUser7 said:

jameseonline said:

Bridlington1 said:

jameseonline said:

Bridlington1 said:

jameseonline said:

Bridlington1 said:

According to Moneyfacts Gatehouse RS Issue 2 will be launched at 5.3% tomorrow, replacing Issue 1 at 7% Gatehouse's website already lists Issue 2 as being available but when logging into online banking it seems you can still apply for Issue 1 at 7% so for those interested in this account I'd suggest moving quick.

The terms for Issue 2 seem to be the same as issue 1 but with a lower interest rate, (£300/mth max, no withdrawals/closure permitted unless they reduce the expected profit rate).

Seems I've missed out as not already a Gatehouse customer, 5.3% better than some regular savers but obviously many above that rate.

It may still be possible for you to open a 7% RS. There's a couple of possible options that I can see possibly working:

Firstly if my memory serves me well when I applied for my first Gatehouse account I gained online access the same day. You could apply for a different savings account, get access to online banking and then apply for the 7% RS from there. You could then just fund RS, and let the other account close due to it not receiving funding.

Secondly there's the other option of using the old application link for the 7% RS as a new customer, which can be either correctly guessed or looked up on the wayback machine. The old link still seems to be live at first glance, I already have the account so can't check myself:
https://gatehousebanksavings.com/ApplyOnline/ApplicationForm.aspx?ProductId=GATREG1

I did think about workarounds, is that gatehouse link supposed to start at step 2?

It seems to start at step 1 for me:

I used my phone it came up as step 2, had same boxes though, given it a go anyway, says they sending a welcome pack out

I got step 1, but the same message at the end. Did you get a confirmation email or anything please? I didn’t.

I completed the application process, got a reference number, account number, sort code, email confirmation 

Ah, I got the first three but no email. Guess I should call them

Futher to what I posted they sent me a text message to say they are going to email me my user ID, checked my email it's there, email says it's going to be in my welcome letter.

Seems pointless to me as I have it, just got setup on the app, 7% rate showing & I already funded it after opening (got an email they got my deposit too)

Murielson

Bridlington1 said:

Murielson said:

Coventry BS 6.75% (variable) Loyalty Regular Saver email received yesterday, details in image

Was first mentioned by @Kazza242 in this thread on 1Thanks. 5/3/24. 

Thanks. Had a look back but not that far so guess better twice than not at all

ctdctd

Halifax Regular Saver

I logged on to the Halifax to open a 5.5% Regular Saver only to find the option is not available to me.

I last opened one 17th March 23 and closed it 25th July 23 by renewing to an Everyday saver, withdrawing the balance and then closing the Everyday saver.

I only have a zero balance savings account with them.

Any ideas why I can't open the RS?

Please don't tell me I need to phone them!!!

dealyboy

@ctdctd said:

Halifax Regular Saver

I logged on to the Halifax to open a 5.5% Regular Saver only to find the option is not available to me.

I last opened one 17th March 23 and closed it 25th July 23 by renewing to an Everyday saver, withdrawing the balance and then closing the Everyday saver.

I only have a zero balance savings account with them.

Any ideas why I can't open the RS?

Please don't tell me I need to phone them!!!

I did the same as you recently, without problems ...
online banking left hand menu ==> Savings and Investments ==> Compare savings ==> Fixed term ... it was there, but it will only be there if you can open it.

Of course you can go through savings accounts from the website home page and it will be there for you to open or tell you why not.

PS I do have a Halifax current account, but it shouldn't make any difference.

ColdIron

I opened one this morning as my old one matured today, same place as dealyboy says

The old one (£0 balance) was still there but I couldn't pay into it as my last payment was 01/03/2024 so I 'renewed' it to an Everyday Saver first

Perhaps delete any unused Everyday Savers first?

Janie2008

I closed one recently as I needed the funds and reopened one a couple of months later with no problems.  You could try the chat rather than phone. 

ctdctd

Halifax RS opening

Sorted - I was having a senior moment. The compare savings screen defaults to easy access. Need to change to fixed rate to see the Regular Saver. All open now.

dealyboy

@ColdIron said:

I opened one this morning as my old one matured today, same place as dealyboy says

The old one (£0 balance) was still there but I couldn't pay into it as my last payment was 01/03/2024 so I 'renewed' it to an Everyday Saver first

Perhaps delete any unused Everyday Savers first?

Halifax RS

 I had one Everyday Saver, renewed to another and one was created when I opened the RS, I now have three, hehe.

... perhaps he needs to phone them.  

ColdIron

Halifax RS

Yes it was a bit odd. The matured RS balance was moved into an Instant Access Saver that was opened with the RS last year

I renewed the residual RS into an Everyday Saver and got 2 of them. Both now closed

ForumUser7

Skipton RS - Thinking about closing the 7.5% before the BOE announcement today, then opening the 7.0% as would extend maturity by ~9 months. Saw some discussion about this previously, but wondering what people think please? Thanks