Regular Savings Accounts: The Best Currently Available List!

TheBanker

E_zroda said:

Bigwheels1111 said:

TheBanker said:

I have a question about the First Direct regular saver.

It says that if you haven't paid in the maximum £300 per month, you can make up the missed payments. But how do you actually do this, there's no option to make an ad-hoc transfer. I reduced my SO to £25 in January as I was a bit short. The SO is now back to £300 but I would like to pay in the missed £550 (Jan and Feb underpayments of £275 each). But can't see how to do this?

First, from memory you can only top up the £275 you missed this month. ie the month you are in.
Second, call them, they will tell you how or do it for you.
Simple.
Plus tell you if you can make up last month.

Then let us know

[Quoted post removed by Forum Team]

That's a bit rude isn't it?

I am grateful to the other posters who answered my question!

jameseonline

Bridlington1 said:

According to Moneyfacts Gatehouse RS Issue 2 will be launched at 5.3% tomorrow, replacing Issue 1 at 7% Gatehouse's website already lists Issue 2 as being available but when logging into online banking it seems you can still apply for Issue 1 at 7% so for those interested in this account I'd suggest moving quick.

The terms for Issue 2 seem to be the same as issue 1 but with a lower interest rate, (£300/mth max, no withdrawals/closure permitted unless they reduce the expected profit rate).

Seems I've missed out as not already a Gatehouse customer, 5.3% better than some regular savers but obviously many above that rate.

jameseonline

Profiterole said:

Probably nothing but First Direct seem to be stalling me opening a new Regular Saver after my previous one matured earlier this month. They claim to be inundated with Applications, which I expect they are, but beginning to wonder if they are thinking about lowering the 7% rate....... Like I said probably nothing but thought it might be worth mentioning.

I imagine they are because:

CO OP are poop because they don't have the experience + need a current account 1st.

Skipton is only for loyal customers.

Gatehouse have stopped/will stop their 7%

But then First Direct have had 7% for ages so they probably usually get loads of people wanting the account.

My regular savings account with First Direct ends in May, hope I can set another up ok when it does 

Bridlington1

jameseonline said:

Bridlington1 said:

According to Moneyfacts Gatehouse RS Issue 2 will be launched at 5.3% tomorrow, replacing Issue 1 at 7% Gatehouse's website already lists Issue 2 as being available but when logging into online banking it seems you can still apply for Issue 1 at 7% so for those interested in this account I'd suggest moving quick.

The terms for Issue 2 seem to be the same as issue 1 but with a lower interest rate, (£300/mth max, no withdrawals/closure permitted unless they reduce the expected profit rate).

Seems I've missed out as not already a Gatehouse customer, 5.3% better than some regular savers but obviously many above that rate.

It may still be possible for you to open a 7% RS. There's a couple of possible options that I can see possibly working:

Firstly if my memory serves me well when I applied for my first Gatehouse account I gained online access the same day. You could apply for a different savings account, get access to online banking and then apply for the 7% RS from there. You could then just fund RS, and let the other account close due to it not receiving funding.

Secondly there's the other option of using the old application link for the 7% RS as a new customer, which can be either correctly guessed or looked up on the wayback machine. The old link still seems to be live at first glance, I already have the account so can't check myself:
https://gatehousebanksavings.com/ApplyOnline/ApplicationForm.aspx?ProductId=GATREG1

jameseonline

Bridlington1 said:

jameseonline said:

Bridlington1 said:

According to Moneyfacts Gatehouse RS Issue 2 will be launched at 5.3% tomorrow, replacing Issue 1 at 7% Gatehouse's website already lists Issue 2 as being available but when logging into online banking it seems you can still apply for Issue 1 at 7% so for those interested in this account I'd suggest moving quick.

The terms for Issue 2 seem to be the same as issue 1 but with a lower interest rate, (£300/mth max, no withdrawals/closure permitted unless they reduce the expected profit rate).

Seems I've missed out as not already a Gatehouse customer, 5.3% better than some regular savers but obviously many above that rate.

It may still be possible for you to open a 7% RS. There's a couple of possible options that I can see possibly working:

Firstly if my memory serves me well when I applied for my first Gatehouse account I gained online access the same day. You could apply for a different savings account, get access to online banking and then apply for the 7% RS from there. You could then just fund RS, and let the other account close due to it not receiving funding.

Secondly there's the other option of using the old application link for the 7% RS as a new customer, which can be either correctly guessed or looked up on the wayback machine. The old link still seems to be live at first glance, I already have the account so can't check myself:
https://gatehousebanksavings.com/ApplyOnline/ApplicationForm.aspx?ProductId=GATREG1

I did think about workarounds, is that gatehouse link supposed to start at step 2?

Bridlington1

jameseonline said:

Bridlington1 said:

jameseonline said:

Bridlington1 said:

According to Moneyfacts Gatehouse RS Issue 2 will be launched at 5.3% tomorrow, replacing Issue 1 at 7% Gatehouse's website already lists Issue 2 as being available but when logging into online banking it seems you can still apply for Issue 1 at 7% so for those interested in this account I'd suggest moving quick.

The terms for Issue 2 seem to be the same as issue 1 but with a lower interest rate, (£300/mth max, no withdrawals/closure permitted unless they reduce the expected profit rate).

Seems I've missed out as not already a Gatehouse customer, 5.3% better than some regular savers but obviously many above that rate.

It may still be possible for you to open a 7% RS. There's a couple of possible options that I can see possibly working:

Firstly if my memory serves me well when I applied for my first Gatehouse account I gained online access the same day. You could apply for a different savings account, get access to online banking and then apply for the 7% RS from there. You could then just fund RS, and let the other account close due to it not receiving funding.

Secondly there's the other option of using the old application link for the 7% RS as a new customer, which can be either correctly guessed or looked up on the wayback machine. The old link still seems to be live at first glance, I already have the account so can't check myself:
https://gatehousebanksavings.com/ApplyOnline/ApplicationForm.aspx?ProductId=GATREG1

I did think about workarounds, is that gatehouse link supposed to start at step 2?

It seems to start at step 1 for me:

Wheres_My_Cashback

Looking ahead 5.30% may look a little more attractive after 1200 Thursday....possibly ?

jameseonline

Bridlington1 said:

jameseonline said:

Bridlington1 said:

jameseonline said:

Bridlington1 said:

According to Moneyfacts Gatehouse RS Issue 2 will be launched at 5.3% tomorrow, replacing Issue 1 at 7% Gatehouse's website already lists Issue 2 as being available but when logging into online banking it seems you can still apply for Issue 1 at 7% so for those interested in this account I'd suggest moving quick.

The terms for Issue 2 seem to be the same as issue 1 but with a lower interest rate, (£300/mth max, no withdrawals/closure permitted unless they reduce the expected profit rate).

Seems I've missed out as not already a Gatehouse customer, 5.3% better than some regular savers but obviously many above that rate.

It may still be possible for you to open a 7% RS. There's a couple of possible options that I can see possibly working:

Firstly if my memory serves me well when I applied for my first Gatehouse account I gained online access the same day. You could apply for a different savings account, get access to online banking and then apply for the 7% RS from there. You could then just fund RS, and let the other account close due to it not receiving funding.

Secondly there's the other option of using the old application link for the 7% RS as a new customer, which can be either correctly guessed or looked up on the wayback machine. The old link still seems to be live at first glance, I already have the account so can't check myself:
https://gatehousebanksavings.com/ApplyOnline/ApplicationForm.aspx?ProductId=GATREG1

I did think about workarounds, is that gatehouse link supposed to start at step 2?

It seems to start at step 1 for me:

I used my phone it came up as step 2, had same boxes though, given it a go anyway, says they sending a welcome pack out

ForumUser7

Can anyone remember the security question options please? I took screenshots of my responses, but they seem to be blank and I can’t remember the third question I selected

Bridlington1

ForumUser7 said:

Can anyone remember the security question options please? I took screenshots of my responses, but they seem to be blank and I can’t remember the third question I selected

They should be any combination of these: