Regular Savings Accounts: The Best Currently Available List!

flaneurs_lobster

RosieRooBear said:

Thanks from me too, now up to £4100 in regular savers each month 😊

You're welcome. Today's added accounts take me to a faintly ridiculous £7050/mth.

Kim_13

A mild £935 for me (this includes all 8% offerings and the Principality 2 year, which I am prioritising over a 6.2% fixed that only has 10 months to run, as unused allowance can’t be carried forward and I expect the account to be the best of the bunch in the second year.) I have others but likely won’t be able to fund the above from new money every month, never mind the others - so keep these to fund with maturity proceeds.

I used the Maturity Winter link before reading the post with the secure message response, so have funded it with slightly more than the minimum and will see what happens. Closed mine early to fund a 5.9% 2 year fixed ISA and would also have preferred to keep it open with £1.

friolento

I am currently abroad on vacation, on a Mediterranean island. I was able to open and fund the new Principality RS in minutes on my phone but can’t proceed with the West Brom application. They are very protective and won’t even allow me to look at their savings offerings. 

subjecttocontract

friolento said:

I am currently abroad on vacation, on a Mediterranean island. I was able to open and fund the new Principality RS in minutes on my phone but can’t proceed with the West Brom application. They are very protective and won’t even allow me to look at their savings offerings. 

Quite right to !

Wheres_My_Cashback

friolento said:

I am currently abroad on vacation, on a Mediterranean island. I was able to open and fund the new Principality RS in minutes on my phone but can’t proceed with the West Brom application. They are very protective and won’t even allow me to look at their savings offerings. 

Always good to have a VPN. Can get them for next to nothing, even be paid to have them at times.

Bazzalona13295

Bigwheels1111 said:

Rudyson said:

brucefan_2 said:

flaneurs_lobster said:

Bridlington1 said:

Principality will be launching a 2 Year Healthy Habits Saver Bond at 6% (£50 max per month, early closure permitted)

Now up on website

https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/Healthy-Habits-regular-saver-bond

@Bridlington1
@flaneurs_lobster

Many thanks to both of you gentlemen for drawing attention to this. Very much appreciated. Account opened and funded.

And many thanks from me too. The £50 makes exactly £2,000 a month leaving my Club Lloyds a/c. One of life's petty victories

Up to £2100 myself.
It’s getting ridiculous. 😜

Just added my RS up and I'm on about 2 grand a month as well - and a couple of them I'm not putting in the full amount either. Not sure if I can do that figure for too long whilst trying to top up my ISA but we'll see, easy enough to prioritise the 8/7% accounts.

FishInGlass

Currently funding £2025 of a potential £3350 a month over 13 regular savers. I would be fund more of them but I am also trying to maintain the 4k in my Santander Edge Saver. I'll give the West Brom a miss though at the moment as it's below my funding threshold.

allegro120

FishInGlass said:

Currently funding £2025 of a potential £3350 a month over 13 regular savers. I would be fund more of them but I am also trying to maintain the 4k in my Santander Edge Saver. I'll give the West Brom a miss though at the moment as it's below my funding threshold.

You can fund West Brom with £10 and don't have to make any further deposits.  If I was pushed to such a limit I would fund one on the other 6%ers £10 less in order to get this Brom account up and running. Most of your RSs probably have variable rates, West Brom is fixed.  We don't know what is going to happen with rates next year, but there is a good chance that some of these variables will be reducing their rates and West Brom might become something that you would've liked to have.  Also it is good to bare in mind that these account tend to be taken off the shelf fairly quickly.

Kim_13

allegro120 said:

FishInGlass said:

Currently funding £2025 of a potential £3350 a month over 13 regular savers. I would be fund more of them but I am also trying to maintain the 4k in my Santander Edge Saver. I'll give the West Brom a miss though at the moment as it's below my funding threshold.

You can fund West Brom with £10 and don't have to make any further deposits.  If I was pushed to such a limit I would fund one on the other 6%ers £10 less in order to get this Brom account up and running. Most of your RSs probably have variable rates, West Brom is fixed.  We don't know what is going to happen with rates next year, but there is a good chance that some of these variables will be reducing their rates and West Brom might become something that you would've liked to have.  Also it is good to bare in mind that these account tend to be taken off the shelf fairly quickly.

Issue 7 is on their website at a minimum of £10 per month.

Were I in their catchment area I would go for it, but given the monthly funding requirement and the faff of applying for another account first, I’ll pass.

Bridlington1

Coventry Regular Saver Issue 6 now pays 5% and replaces Issue 5 at 5.5%. Other than the rate difference the terms appear to be identical to Issue 5.

EDIT: There is a difference in the terms. Issue 6 allows internal transfers into the account but the issue 5 does not. Many thanks @RobinhoodSavings for pointing this out.