Regular Savings Accounts: The Best Currently Available List!

Bridlington1

flaneurs_lobster said:

Bridlington1 said:

Principality will be launching a 2 Year Healthy Habits Saver Bond at 6% (£50 max per month, early closure permitted)

Now up on website

https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/Healthy-Habits-regular-saver-bond

Account open and funded. Also I've just managed to open and fund the Maturity Winter Regular Saver Bond at 6.25% whilst I was at it despite having closed the Christmas Regular Saver in August so not being eligible. The application link can be found below:
https://online.principality.co.uk/Originations/launchpage.aspx?productType=RegularSaver&productCode=6090#!

silvercar

Coventry BS reg saver set up within 2 minutes, as existing customer. Another minute to set up standing order from my bank account. I know that 5.5% variable isn't the best rate, but for £500 a month the effort involved was minimal. Slightly annoyed the website crashed a few days ago when I was trying to open the 7% offer.

Bigwheels1111

flaneurs_lobster said:

Bridlington1 said:

Principality will be launching a 2 Year Healthy Habits Saver Bond at 6% (£50 max per month, early closure permitted)

Now up on website

https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/Healthy-Habits-regular-saver-bond

Can I fund today and again on the 1st of the month or 21st.

Just called and I can pay on the first as well.

flaneurs_lobster

Bigwheels1111 said:

flaneurs_lobster said:

Bridlington1 said:

Principality will be launching a 2 Year Healthy Habits Saver Bond at 6% (£50 max per month, early closure permitted)

Now up on website

https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/Healthy-Habits-regular-saver-bond

Can I fund today and again on the 1st of the month or 21st.

It's well hidden in the T&Cs but funding limits are per calendar month so funding from 1st OK.

flaneurs_lobster

Having opened (and funded) the Principality RS 33 this AM as a new customer, it seems that I will have to wait for full online access to be activated (needs code sent by mail) before I can open further accounts. 

Could probably weasel around the restriction but would end up with two online User IDs and that way lies madness.

Wheres_My_Cashback

Bridlington1 said:

flaneurs_lobster said:

Bigwheels1111 said:

flaneurs_lobster said:

Bridlington1 said:

Principality will be launching a 2 Year Healthy Habits Saver Bond at 6% (£50 max per month, early closure permitted)

Now up on website

https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/Healthy-Habits-regular-saver-bond

Can I fund today and again on the 1st of the month or 21st.

It's well hidden in the T&Cs but funding limits are per calendar month so funding from 1st OK.

Although if I'm not mistaken with Principality if funds received on a non-working day, they will be treated as having been received on the next working day so it may be worth waiting until 2/1/24 before making your second deposit.

PBS payments are marked as the day received in the transaction list whether that be weekday/weekend.

t1redmonkey

Bit annoying that PBS delete your online account so quickly.  I had an account with them earlier this year which I closed in June I believe, but have to go through the whole account creation/activation again since they've already deleted my account.

flaneurs_lobster

t1redmonkey said:

Bit annoying that PBS delete your online account so quickly.  I had an account with them earlier this year which I closed in June I believe, but have to go through the whole account creation/activation again since they've already deleted my account.

No help to you unfortunately but it's advice often repeated here that it's best to maintain relationships with institutions, even if that's just a quid in an easy access account at not much APR, just in case of loyalty offers or later account take-ups.

t1redmonkey

flaneurs_lobster said:

t1redmonkey said:

Bit annoying that PBS delete your online account so quickly.  I had an account with them earlier this year which I closed in June I believe, but have to go through the whole account creation/activation again since they've already deleted my account.

No help to you unfortunately but it's advice often repeated here that it's best to maintain relationships with institutions, even if that's just a quid in an easy access account at not much APR, just in case of loyalty offers or later account take-ups.

Yep I do that 99% of the time.  Unfortunately with the PBS account I had (one of their previous regular saver issues), it was also an 'all or nothing' withdrawal approach, so I couldn't leave a residual amount in there like I would do if I had the option.

surreysaver

t1redmonkey said:

flaneurs_lobster said:

t1redmonkey said:

Bit annoying that PBS delete your online account so quickly.  I had an account with them earlier this year which I closed in June I believe, but have to go through the whole account creation/activation again since they've already deleted my account.

No help to you unfortunately but it's advice often repeated here that it's best to maintain relationships with institutions, even if that's just a quid in an easy access account at not much APR, just in case of loyalty offers or later account take-ups.

Yep I do that 99% of the time.  Unfortunately with the PBS account I had (one of their previous regular saver issues), it was also an 'all or nothing' withdrawal approach, so I couldn't leave a residual amount in there like I would do if I had the option.

Open an easy access and stick a quid in it before closing the other account