Regular Savings Accounts: The Best Currently Available List!

t1redmonkey

Also some info that may be useful to some on the 6% West Brom account who are like me and only had a Websave account.  I phoned them this morning and asked some questions so this info is what they told me:

- Customers with Websave accounts are classed as existing West Brom BS customers for the purposes of opening the 6% RS
- Where it asks you to enter the existing account number during the online application process for the RS, you take the 7 numbers (not the letters, just the numbers) from your Websave account, and put a 0 in front of them to make up the 8 digit minimum that's required for this field.
- They will then allow you to have the product as an existing customer since apparently they just check your name and postcode, and as long as it matches your Websave account then that will be your eligibility proven.

where_are_we

Principality Maturity Winter Regular Saver Bond

"Regrettably you are unable to open the Maturity Winter Regular Saver Bond as this account is only available for existing maturing accounts to be transferred into or your account has matured within the last 14 days. Although your account would have matured on the * November as this account was closed early you are unable to open the Maturity Winter Regular Saver Bond."

Above is the reply to a secure message reply I got after enquiring about opening the above account.

brucefan_2

flaneurs_lobster said:

Bridlington1 said:

Principality will be launching a 2 Year Healthy Habits Saver Bond at 6% (£50 max per month, early closure permitted)

Now up on website

https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/Healthy-Habits-regular-saver-bond

@Bridlington1
@flaneurs_lobster

Many thanks to both of you gentlemen for drawing attention to this. Very much appreciated. Account opened and funded.

Aidanmc

trickydicky14 said:

I’ve just applied as a new customer but living within catchment area, I too have to wait up to 3 days for account to be up and running provided my docs are ok.

I just uploaded photo of my driving licence and a pic of my signature on a sheet of blank paper, hope that will do.

Instantly received email confirming my application. All being well, should be funder in time.

I applied yesterday also as a new customer. Had an email this morning to say account is open.

Today applied for RS, had to provide same info as easy access application yesterday,

Seems i have to call them to set up security pin before able to get online access.

allegro120

Aidanmc said:

trickydicky14 said:

I’ve just applied as a new customer but living within catchment area, I too have to wait up to 3 days for account to be up and running provided my docs are ok.

I just uploaded photo of my driving licence and a pic of my signature on a sheet of blank paper, hope that will do.

Instantly received email confirming my application. All being well, should be funder in time.

I applied yesterday also as a new customer. Had an email this morning to say account is open.

Today applied for RS, had to provide same info as easy access application yesterday,

Seems i have to call them to set up security pin before able to get online access.

re West Brom. I had the same e-mail this morning and deposited £1. Called them to ask about ID for online access. I was told that it takes a day for the account to appear on the system, I should call tomorrow and they will give me the ID number.  The same with opening RS, I was advised to apply tomorrow.

Gers

AmityNeon said:

subjecttocontract said:

trickydicky14 said:

I’ve just applied as a new customer but living within catchment area, I too have to wait up to 3 days for account to be up and running provided my docs are ok.

I just uploaded photo of my driving licence and a pic of my signature on a sheet of blank paper, hope that will do.

Instantly received email confirming my application. All being well, should be funder in time.

Doesn't your driving licence have your signature on it ?

It's probably safer to upload a separate signature rather than upload the driving licence twice.

I uploaded a photo of my DL and then a cropped photo with the signature from my DL, I've now had an email with my new account details.

fabsaver

t1redmonkey said:

Also some info that may be useful to some on the 6% West Brom account who are like me and only had a Websave account.  I phoned them this morning and asked some questions so this info is what they told me:

- Customers with Websave accounts are classed as existing West Brom BS customers for the purposes of opening the 6% RS
- Where it asks you to enter the existing account number during the online application process for the RS, you take the 7 numbers (not the letters, just the numbers) from your Websave account, and put a 0 in front of them to make up the 8 digit minimum that's required for this field.
- They will then allow you to have the product as an existing customer since apparently they just check your name and postcode, and as long as it matches your Websave account then that will be your eligibility proven.

Thanks. When I applied yesterday I ended up using the initial application reference for my Websave account instead.

I've just had an application unsuccessful email from them.
"Unfortunately, following a review of your application you do not meet the criteria requirements for the account you have applied for."

I will try applying again using the method they have suggested to you. They don't make it easy do they   

TomJ

Kim_13 said:

I would have opened the TSB if I hadn’t sacrificed my Current Account with them for a switch (due to Tesco Bank blocking switches at the time.) When I opened it they requested ID as is their right, and it wasn’t a problem as I had three branches I could reasonably get to at the time. Now there are none, I’m not risking opening another (and my login details don’t work despite still having a zero balance Easy Access savings account - unless that’s been automatically closed.)

Is the TSB a calendar or account opening month for payments?  I suspect calendar, but it's a while since I had one of theirs...

HHUK

West Brom

I'm impressed with my first experience of the West Brom so far. I applied for the instant access account on line last night and manged (eventually, after struggling initially with how their system worked) to upload copies of my signature on a blank sheet of paper and driving licence. Shortly afterwards I received email confirmation that my application was being considered.

This morning I had a call from a team member about the application. After going through the usual security procedures, she told me the reason for the call was that I had entered a different date of birth on line from that shown on the licence. However, since the date on the licence corresponds with the one I had just given her on the phone, they would be able to accept the application and open the account. I duly received an email confirming that the account is open and advising the sort code and account number, and immediately funded it with £1 by FP. 

Like @allegro120, I then called them to ask about ID for online access and was also told it takes a day for the account to appear on their system. I will call tomorrow, when they expect to be able to initiate my online access. I didn't ask about the fixed rate RS but like  @Aidanmc have applied for it and am hoping for the best.

allegro120

TomJ said:

Kim_13 said:

I would have opened the TSB if I hadn’t sacrificed my Current Account with them for a switch (due to Tesco Bank blocking switches at the time.) When I opened it they requested ID as is their right, and it wasn’t a problem as I had three branches I could reasonably get to at the time. Now there are none, I’m not risking opening another (and my login details don’t work despite still having a zero balance Easy Access savings account - unless that’s been automatically closed.)

Is the TSB a calendar or account opening month for payments?  I suspect calendar, but it's a while since I had one of theirs...

Calendar, as far as I remember, but you can't make 13 payments, the maximum balance is £3k.