Regular Savings Accounts: The Best Currently Available List!

where_are_we

You can look on the Principality RS33 @5.5% Fixed as an easy access account with penalty free closure at any time. However you are restricted to saving £250 per calendar month. The best 1 year fix is 5.66% with metro bank. Rates are coming down and the RS33 @5.5% Fixed could soon become even more competitive, so opening one now with a £1 and then fully funding it, when better rates elsewhere are no longer available, makes good sense ("What have you got to lose" lyrics sung by Crosby Stills & Nash in "Judy Blue Eyes" comes to mind and reveals my age!)  Act now before it is replaced with an inferior RS34.

HHUK

AmityNeon said:

It's probably safer to upload a separate signature rather than upload the driving licence twice.

Absolutely. Plus the signature on the driving licence is minute, and the West Brom specifically ask for a photo of a signature to be uploaded, as well as one of the usual forms of ID

trickydicky14

subjecttocontract said:

trickydicky14 said:

I’ve just applied as a new customer but living within catchment area, I too have to wait up to 3 days for account to be up and running provided my docs are ok.

I just uploaded photo of my driving licence and a pic of my signature on a sheet of blank paper, hope that will do.

Instantly received email confirming my application. All being well, should be funder in time.

Doesn't your driving licence have your signature on it ?

Yes you have a point and I didn't think of that but just to be safe I did it my way. That's my que for a song.

trickydicky14

where_are_we said:

You can look on the Principality RS33 @5.5% Fixed as an easy access account with penalty free closure at any time. However you are restricted to saving £250 per calendar month. The best 1 year fix is 5.66% with metro bank. Rates are coming down and the RS33 @5.5% Fixed could soon become even more competitive, so opening one now with a £1 and then fully funding it, when better rates elsewhere are no longer available, makes good sense ("What have you got to lose" lyrics sung by Crosby Stills & Nash in "Judy Blue Eyes" comes to mind and reveals my age!)  Act now before it is replaced with an inferior RS34.

It's getting to the point where I'm no fun anymore. Love that band, happy days.

allegro120

subjecttocontract said:

trickydicky14 said:

I’ve just applied as a new customer but living within catchment area, I too have to wait up to 3 days for account to be up and running provided my docs are ok.

I just uploaded photo of my driving licence and a pic of my signature on a sheet of blank paper, hope that will do.

Instantly received email confirming my application. All being well, should be funder in time.

Doesn't your driving licence have your signature on it ?

Do you mean why not to upload driving licence twice? It's always better to follow the instructions even if they don't make sense.  Copy of signature is an old fashioned thing, so is West Brom BS.  

ForumUser7

Malchester said:

Have just been online but it seems you can't open the account through websave. I tried opening an account on their main website but it won't accept my websave account number. Also requires uploading of photo and documents.

@Malchester - I think if you remove the letters from the web save account number it should work. It went through for me.

I.e.

X123456789ABC -> 123456789

subjecttocontract

where_are_we said:

You can look on the Principality RS33 @5.5% Fixed as an easy access account with penalty free closure at any time. However you are restricted to saving £250 per calendar month. The best 1 year fix is 5.66% with metro bank. Rates are coming down and the RS33 @5.5% Fixed could soon become even more competitive, so opening one now with a £1 and then fully funding it, when better rates elsewhere are no longer available, makes good sense ("What have you got to lose" lyrics sung by Crosby Stills & Nash in "Judy Blue Eyes" comes to mind and reveals my age!)  Act now before it is replaced with an inferior RS34.

TSB monthly saver @ 6% fixed ......£250pcm
FD regular saver @ 7% fixed...£300pcm

kuepper

Thinking of the TSB 6% fixed for 12 mths but wondered can you close it at anytime and if you can do that or if you take money out before 12 months do you have to wait til the 12 months is up to get the interest that's accrued?

trickydicky14

subjecttocontract said:

where_are_we said:

You can look on the Principality RS33 @5.5% Fixed as an easy access account with penalty free closure at any time. However you are restricted to saving £250 per calendar month. The best 1 year fix is 5.66% with metro bank. Rates are coming down and the RS33 @5.5% Fixed could soon become even more competitive, so opening one now with a £1 and then fully funding it, when better rates elsewhere are no longer available, makes good sense ("What have you got to lose" lyrics sung by Crosby Stills & Nash in "Judy Blue Eyes" comes to mind and reveals my age!)  Act now before it is replaced with an inferior RS34.

TSB monthly saver @ 6% fixed ......£250pcm
FD regular saver @ 7% fixed...£300pcm

Which is great for those of us that have these bank accounts and if not, Principality is an easy option.

trickydicky14

kuepper said:

Thinking of the TSB 6% fixed for 12 mths but wondered can you close it at anytime and if you can do that or if you take money out before 12 months do you have to wait til the 12 months is up to get the interest that's accrued?

Yes you can take money out.