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Regular Savings Accounts: The Best Currently Available List!

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  • AmityNeon
    AmityNeon Posts: 1,085 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 20 December 2023 at 6:00PM
    OneUser1 said:

    Don’t think it’s been previously mentioned here but I notice the West Brom Regular Saver is now available on-line. It used to be branch only. It’s only 6% but it is a fixed rate so if you think rates are going to fall it might be worthwhile. It’s a maximum of £250 per month and existing members or locals.

    I'm sure most here who don't already have one would open this if it wasn't for the last 4 words OR open ths one first https://www.westbrom.co.uk/savings/easy-access/west-brom-saver

    Well how lucky is that, I live within the SY post code. I think to get the best return from this I should wait until the start of Jan or is that pushing my luck, could it be withdrawn in a matter of weeks?

    Opening towards the end of December and ensuring your first deposit is credited before the end of the December nets the best return. There are only six (or five) working days remaining in this month/year, so open it ASAP.

  • OneUser1 said:
    Don’t think it’s been previously mentioned here but I notice the West Brom Regular Saver is now available on-line. It used to be branch only. It’s only 6% but it is a fixed rate so if you think rates are going to fall it might be worthwhile. It’s a maximum of £250 per month and existing members or locals.
    I'm sure most here who don't already have one would open this if it wasn't for the last 4 words OR open ths one first https://www.westbrom.co.uk/savings/easy-access/west-brom-saver
    Well how lucky is that, I live within the SY post code. I think to get the best return from this I should wait until the start of Jan or is that pushing my luck, could it be withdrawn in a matter of weeks?
    The best return you can get is to open one sooner rather than later.
    Agreed. As someone who is not blessed enough to be a local I'm going to have to wait some days to get an EA open to allow me to apply for the RS. Worried it might go away before this.
  • allegro120
    allegro120 Posts: 1,871 Forumite
    1,000 Posts Second Anniversary Name Dropper
    OneUser1 said:
    Don’t think it’s been previously mentioned here but I notice the West Brom Regular Saver is now available on-line. It used to be branch only. It’s only 6% but it is a fixed rate so if you think rates are going to fall it might be worthwhile. It’s a maximum of £250 per month and existing members or locals.
    I'm sure most here who don't already have one would open this if it wasn't for the last 4 words OR open ths one first https://www.westbrom.co.uk/savings/easy-access/west-brom-saver
    Well how lucky is that, I live within the SY post code. I think to get the best return from this I should wait until the start of Jan or is that pushing my luck, could it be withdrawn in a matter of weeks?
    The best return you can get is to open one sooner rather than later.
    Agreed. As someone who is not blessed enough to be a local I'm going to have to wait some days to get an EA open to allow me to apply for the RS. Worried it might go away before this.
    The same here, but there is a small chance to get RS opened and funded before 1st January. It says "within 3 working days" for EA so it might be quicker than 3 days and then we have 3 working days next week.  I hope when they have identity already verified opening RS will be quick.
  • Have just been online but it seems you can't open the account through websave. I tried opening an account on their main website but it won't accept my websave account number. Also requires uploading of photo and documents.
  • Speculator
    Speculator Posts: 2,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 21 December 2023 at 12:10PM
    OneUser1 said:
    Don’t think it’s been previously mentioned here but I notice the West Brom Regular Saver is now available on-line. It used to be branch only. It’s only 6% but it is a fixed rate so if you think rates are going to fall it might be worthwhile. It’s a maximum of £250 per month and existing members or locals.
    I am an existing WB member but my account is a "websave" ISA which has a 7 digit account number (13 if you include the letters).

    On the online application , it asks for at least an 8 digit number so I am stuck. 

    I did find a nine digit a/c reference number in an online message/email they sent me about funding my ISA. I wonder if this is my actual account number.

    Beneficiary:

    WestBrom WeBSave

    Reference in full

    (Removed by Forum Team)


    I will call them tomorrow.
  • Kim_13
    Kim_13 Posts: 3,425 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    As I previously emptied a Halifax at 5.5%, I won’t re-open the same but have opened £550 per month of fixes at 6%+ in the last few months that I wouldn’t have opened were it not for the expectation of rates dropping. Just depends how quickly the variables need re-distributing.
  • Kim_13
    Kim_13 Posts: 3,425 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    And I’ve just gone for the Principality Issue 33. At £1 only with no monthly funding requirement there doesn’t seem to be a downside.
  • I’ve just applied as a new customer but living within catchment area, I too have to wait up to 3 days for account to be up and running provided my docs are ok.

    I just uploaded photo of my driving licence and a pic of my signature on a sheet of blank paper, hope that will do.

    Instantly received email confirming my application. All being well, should be funder in time.


    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • I’ve just applied as a new customer but living within catchment area, I too have to wait up to 3 days for account to be up and running provided my docs are ok.

    I just uploaded photo of my driving licence and a pic of my signature on a sheet of blank paper, hope that will do.

    Instantly received email confirming my application. All being well, should be funder in time.


    Doesn't your driving licence have your signature on it ?
  • AmityNeon
    AmityNeon Posts: 1,085 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    I’ve just applied as a new customer but living within catchment area, I too have to wait up to 3 days for account to be up and running provided my docs are ok.

    I just uploaded photo of my driving licence and a pic of my signature on a sheet of blank paper, hope that will do.

    Instantly received email confirming my application. All being well, should be funder in time.

    Doesn't your driving licence have your signature on it ?

    It's probably safer to upload a separate signature rather than upload the driving licence twice.

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