Regular Savings Accounts: The Best Currently Available List!

flaneurs_lobster

t1redmonkey said:

Bit annoying that PBS delete your online account so quickly.  I had an account with them earlier this year which I closed in June I believe, but have to go through the whole account creation/activation again since they've already deleted my account.

No help to you unfortunately but it's advice often repeated here that it's best to maintain relationships with institutions, even if that's just a quid in an easy access account at not much APR, just in case of loyalty offers or later account take-ups.

t1redmonkey

flaneurs_lobster said:

t1redmonkey said:

Bit annoying that PBS delete your online account so quickly.  I had an account with them earlier this year which I closed in June I believe, but have to go through the whole account creation/activation again since they've already deleted my account.

No help to you unfortunately but it's advice often repeated here that it's best to maintain relationships with institutions, even if that's just a quid in an easy access account at not much APR, just in case of loyalty offers or later account take-ups.

Yep I do that 99% of the time.  Unfortunately with the PBS account I had (one of their previous regular saver issues), it was also an 'all or nothing' withdrawal approach, so I couldn't leave a residual amount in there like I would do if I had the option.

surreysaver

t1redmonkey said:

flaneurs_lobster said:

t1redmonkey said:

Bit annoying that PBS delete your online account so quickly.  I had an account with them earlier this year which I closed in June I believe, but have to go through the whole account creation/activation again since they've already deleted my account.

No help to you unfortunately but it's advice often repeated here that it's best to maintain relationships with institutions, even if that's just a quid in an easy access account at not much APR, just in case of loyalty offers or later account take-ups.

Yep I do that 99% of the time.  Unfortunately with the PBS account I had (one of their previous regular saver issues), it was also an 'all or nothing' withdrawal approach, so I couldn't leave a residual amount in there like I would do if I had the option.

Open an easy access and stick a quid in it before closing the other account 

pecunianonolet

Bridlington1 said:

flaneurs_lobster said:

Bridlington1 said:

Principality will be launching a 2 Year Healthy Habits Saver Bond at 6% (£50 max per month, early closure permitted)

Now up on website

https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/Healthy-Habits-regular-saver-bond

Account open and funded. Also I've just managed to open and fund the Maturity Winter Regular Saver Bond at 6.25% whilst I was at it despite having closed the Christmas Regular Saver in August so not being eligible. The application link can be found below:
https://online.principality.co.uk/Originations/launchpage.aspx?productType=RegularSaver&productCode=6090#!

Do you have the T&C's for the Winter Regular Saver by any chance? Particularly interested if you can withdraw or get access to cash by early closure?

Opened the Healthy Habits Saver Bond but without activation they don't let you open any other accounts. As said before, you could apply as new customer, get a separate ID and hope for their systems to merge but could also end up in a laborious process. 

Speculator

pecunianonolet said:

Bridlington1 said:

flaneurs_lobster said:

Bridlington1 said:

Principality will be launching a 2 Year Healthy Habits Saver Bond at 6% (£50 max per month, early closure permitted)

Now up on website

https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/Healthy-Habits-regular-saver-bond

Account open and funded. Also I've just managed to open and fund the Maturity Winter Regular Saver Bond at 6.25% whilst I was at it despite having closed the Christmas Regular Saver in August so not being eligible. The application link can be found below:
https://online.principality.co.uk/Originations/launchpage.aspx?productType=RegularSaver&productCode=6090#!

Do you have the T&C's for the Winter Regular Saver by any chance? Particularly interested if you can withdraw or get access to cash by early closure?

Opened the Healthy Habits Saver Bond but without activation they don't let you open any other accounts. As said before, you could apply as new customer, get a separate ID and hope for their systems to merge but could also end up in a laborious process. 

Maturity Winter Regular Saver Bond (principality.co.uk)

Bridlington1

Speculator said:

pecunianonolet said:

Bridlington1 said:

flaneurs_lobster said:

Bridlington1 said:

Principality will be launching a 2 Year Healthy Habits Saver Bond at 6% (£50 max per month, early closure permitted)

Now up on website

https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/Healthy-Habits-regular-saver-bond

Account open and funded. Also I've just managed to open and fund the Maturity Winter Regular Saver Bond at 6.25% whilst I was at it despite having closed the Christmas Regular Saver in August so not being eligible. The application link can be found below:
https://online.principality.co.uk/Originations/launchpage.aspx?productType=RegularSaver&productCode=6090#!

Do you have the T&C's for the Winter Regular Saver by any chance? Particularly interested if you can withdraw or get access to cash by early closure?

Opened the Healthy Habits Saver Bond but without activation they don't let you open any other accounts. As said before, you could apply as new customer, get a separate ID and hope for their systems to merge but could also end up in a laborious process. 

Maturity Winter Regular Saver Bond (principality.co.uk)

Also for future reference I've archived the Ts&Cs for the Maturity Winter Regular Saver Bond as well as those for the 2 Year Healthy Habits Saver Bond on the wayback machine. The links are listed in this thread. 
https://forums.moneysavingexpert.com/discussion/comment/80268174/#Comment_80268174

Speculator

Bridlington1 said:

Speculator said:

pecunianonolet said:

Bridlington1 said:

flaneurs_lobster said:

Bridlington1 said:

Principality will be launching a 2 Year Healthy Habits Saver Bond at 6% (£50 max per month, early closure permitted)

Now up on website

https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/Healthy-Habits-regular-saver-bond

Account open and funded. Also I've just managed to open and fund the Maturity Winter Regular Saver Bond at 6.25% whilst I was at it despite having closed the Christmas Regular Saver in August so not being eligible. The application link can be found below:
https://online.principality.co.uk/Originations/launchpage.aspx?productType=RegularSaver&productCode=6090#!

Do you have the T&C's for the Winter Regular Saver by any chance? Particularly interested if you can withdraw or get access to cash by early closure?

Opened the Healthy Habits Saver Bond but without activation they don't let you open any other accounts. As said before, you could apply as new customer, get a separate ID and hope for their systems to merge but could also end up in a laborious process. 

Maturity Winter Regular Saver Bond (principality.co.uk)

Also for future reference I've archived the Ts&Cs for the Maturity Winter Regular Saver Bond as well as those for the 2 Year Healthy Habits Saver Bond on the wayback machine. The links are listed in this thread. 
https://forums.moneysavingexpert.com/discussion/comment/80268174/#Comment_80268174

Thanks for the links.

I also closed my Christmas Regular Saver before it reached maturity in August. Wonder if Principality will close our accounts and return our money.

Bridlington1

Speculator said:

Bridlington1 said:

Speculator said:

pecunianonolet said:

Bridlington1 said:

flaneurs_lobster said:

Bridlington1 said:

Principality will be launching a 2 Year Healthy Habits Saver Bond at 6% (£50 max per month, early closure permitted)

Now up on website

https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/Healthy-Habits-regular-saver-bond

Account open and funded. Also I've just managed to open and fund the Maturity Winter Regular Saver Bond at 6.25% whilst I was at it despite having closed the Christmas Regular Saver in August so not being eligible. The application link can be found below:
https://online.principality.co.uk/Originations/launchpage.aspx?productType=RegularSaver&productCode=6090#!

Do you have the T&C's for the Winter Regular Saver by any chance? Particularly interested if you can withdraw or get access to cash by early closure?

Opened the Healthy Habits Saver Bond but without activation they don't let you open any other accounts. As said before, you could apply as new customer, get a separate ID and hope for their systems to merge but could also end up in a laborious process. 

Maturity Winter Regular Saver Bond (principality.co.uk)

Also for future reference I've archived the Ts&Cs for the Maturity Winter Regular Saver Bond as well as those for the 2 Year Healthy Habits Saver Bond on the wayback machine. The links are listed in this thread. 
https://forums.moneysavingexpert.com/discussion/comment/80268174/#Comment_80268174

Thanks for the links.

I also closed my Christmas Regular Saver before it reached maturity in August. Wonder if Principality will close our accounts and return our money.

I'll keep you all updated with any developments but for now it is looking optimistic:

janusd

Speculator said:

Bridlington1 said:

Speculator said:

pecunianonolet said:

Bridlington1 said:

flaneurs_lobster said:

Bridlington1 said:

Principality will be launching a 2 Year Healthy Habits Saver Bond at 6% (£50 max per month, early closure permitted)

Now up on website

https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/Healthy-Habits-regular-saver-bond

Account open and funded. Also I've just managed to open and fund the Maturity Winter Regular Saver Bond at 6.25% whilst I was at it despite having closed the Christmas Regular Saver in August so not being eligible. The application link can be found below:
https://online.principality.co.uk/Originations/launchpage.aspx?productType=RegularSaver&productCode=6090#!

Do you have the T&C's for the Winter Regular Saver by any chance? Particularly interested if you can withdraw or get access to cash by early closure?

Opened the Healthy Habits Saver Bond but without activation they don't let you open any other accounts. As said before, you could apply as new customer, get a separate ID and hope for their systems to merge but could also end up in a laborious process. 

Maturity Winter Regular Saver Bond (principality.co.uk)

Also for future reference I've archived the Ts&Cs for the Maturity Winter Regular Saver Bond as well as those for the 2 Year Healthy Habits Saver Bond on the wayback machine. The links are listed in this thread. 
https://forums.moneysavingexpert.com/discussion/comment/80268174/#Comment_80268174

Thanks for the links.

I also closed my Christmas Regular Saver before it reached maturity in August. Wonder if Principality will close our accounts and return our money.

the terms of the Winter RS Bond PDF do say....

This savings account is a maturity account.

This means you can only open this account if your application is received within 14 days of your previous regular savings account maturing (it has come to the end of its fixed term).

I closed my RS early in September, so I wouldn't qualify for this... yes I could go online and open one of these, but I would expect PBS to close it at some point before the end of the month.

t1redmonkey

Also some info that may be useful to some on the 6% West Brom account who are like me and only had a Websave account.  I phoned them this morning and asked some questions so this info is what they told me:

- Customers with Websave accounts are classed as existing West Brom BS customers for the purposes of opening the 6% RS
- Where it asks you to enter the existing account number during the online application process for the RS, you take the 7 numbers (not the letters, just the numbers) from your Websave account, and put a 0 in front of them to make up the 8 digit minimum that's required for this field.
- They will then allow you to have the product as an existing customer since apparently they just check your name and postcode, and as long as it matches your Websave account then that will be your eligibility proven.