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Regular Savings Accounts: The Best Currently Available List!

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  • allegro120
    allegro120 Posts: 1,873 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Aidanmc said:

    I’ve just applied as a new customer but living within catchment area, I too have to wait up to 3 days for account to be up and running provided my docs are ok.

    I just uploaded photo of my driving licence and a pic of my signature on a sheet of blank paper, hope that will do.

    Instantly received email confirming my application. All being well, should be funder in time.



    I applied yesterday also as a new customer. Had an email this morning to say account is open.
    Today applied for RS, had to provide same info as easy access application yesterday,
    Seems i have to call them to set up security pin before able to get online access.
    re West Brom. I had the same e-mail this morning and deposited £1. Called them to ask about ID for online access. I was told that it takes a day for the account to appear on the system, I should call tomorrow and they will give me the ID number.  The same with opening RS, I was advised to apply tomorrow.
  • Gers
    Gers Posts: 13,161 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    AmityNeon said:

    I’ve just applied as a new customer but living within catchment area, I too have to wait up to 3 days for account to be up and running provided my docs are ok.

    I just uploaded photo of my driving licence and a pic of my signature on a sheet of blank paper, hope that will do.

    Instantly received email confirming my application. All being well, should be funder in time.

    Doesn't your driving licence have your signature on it ?

    It's probably safer to upload a separate signature rather than upload the driving licence twice.

    I uploaded a photo of my DL and then a cropped photo with the signature from my DL, I've now had an email with my new account details.

  • fabsaver
    fabsaver Posts: 1,305 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Also some info that may be useful to some on the 6% West Brom account who are like me and only had a Websave account.  I phoned them this morning and asked some questions so this info is what they told me:

    - Customers with Websave accounts are classed as existing West Brom BS customers for the purposes of opening the 6% RS
    - Where it asks you to enter the existing account number during the online application process for the RS, you take the 7 numbers (not the letters, just the numbers) from your Websave account, and put a 0 in front of them to make up the 8 digit minimum that's required for this field.
    - They will then allow you to have the product as an existing customer since apparently they just check your name and postcode, and as long as it matches your Websave account then that will be your eligibility proven.
    Thanks. When I applied yesterday I ended up using the initial application reference for my Websave account instead.

    I've just had an application unsuccessful email from them.
    "Unfortunately, following a review of your application you do not meet the criteria requirements for the account you have applied for."

    I will try applying again using the method they have suggested to you. They don't make it easy do they 
    :/ 

  • TomJ
    TomJ Posts: 237 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Kim_13 said:
    I would have opened the TSB if I hadn’t sacrificed my Current Account with them for a switch (due to Tesco Bank blocking switches at the time.) When I opened it they requested ID as is their right, and it wasn’t a problem as I had three branches I could reasonably get to at the time. Now there are none, I’m not risking opening another (and my login details don’t work despite still having a zero balance Easy Access savings account - unless that’s been automatically closed.)
    Is the TSB a calendar or account opening month for payments?  I suspect calendar, but it's a while since I had one of theirs...
    I am not a financial advisor or other expert. All posts are purely my thoughts at the time for discussion, not advice. Bear in mind, even most of this disclaimer is ripped off another forum user. Please check out the facts first before doing anything.
  • HHUK
    HHUK Posts: 238 Forumite
    Part of the Furniture 100 Posts Savvy Shopper! Photogenic
    edited 21 December 2023 at 6:11PM
    West Brom

    I'm impressed with my first experience of the West Brom so far. I applied for the instant access account on line last night and manged (eventually, after struggling initially with how their system worked) to upload copies of my signature on a blank sheet of paper and driving licence. Shortly afterwards I received email confirmation that my application was being considered.

    This morning I had a call from a team member about the application. After going through the usual security procedures, she told me the reason for the call was that I had entered a different date of birth on line from that shown on the licence. However, since the date on the licence corresponds with the one I had just given her on the phone, they would be able to accept the application and open the account. I duly received an email confirming that the account is open and advising the sort code and account number, and immediately funded it with £1 by FP. 

    Like @allegro120, I then called them to ask about ID for online access and was also told it takes a day for the account to appear on their system. I will call tomorrow, when they expect to be able to initiate my online access. I didn't ask about the fixed rate RS but like  @Aidanmc have applied for it and am hoping for the best.
  • allegro120
    allegro120 Posts: 1,873 Forumite
    1,000 Posts Second Anniversary Name Dropper
    TomJ said:
    Kim_13 said:
    I would have opened the TSB if I hadn’t sacrificed my Current Account with them for a switch (due to Tesco Bank blocking switches at the time.) When I opened it they requested ID as is their right, and it wasn’t a problem as I had three branches I could reasonably get to at the time. Now there are none, I’m not risking opening another (and my login details don’t work despite still having a zero balance Easy Access savings account - unless that’s been automatically closed.)
    Is the TSB a calendar or account opening month for payments?  I suspect calendar, but it's a while since I had one of theirs...
    Calendar, as far as I remember, but you can't make 13 payments, the maximum balance is £3k.
  • Aidanmc
    Aidanmc Posts: 1,310 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Aidanmc said:

    I’ve just applied as a new customer but living within catchment area, I too have to wait up to 3 days for account to be up and running provided my docs are ok.

    I just uploaded photo of my driving licence and a pic of my signature on a sheet of blank paper, hope that will do.

    Instantly received email confirming my application. All being well, should be funder in time.



    I applied yesterday also as a new customer. Had an email this morning to say account is open.
    Today applied for RS, had to provide same info as easy access application yesterday,
    Seems i have to call them to set up security pin before able to get online access.
    re West Brom. I had the same e-mail this morning and deposited £1. Called them to ask about ID for online access. I was told that it takes a day for the account to appear on the system, I should call tomorrow and they will give me the ID number.  The same with opening RS, I was advised to apply tomorrow.

    Maybe i jumped the gun a bit by applying for the RS today then.
    Will call them tomorrow about Security pin and can ask them if the RS application is ok
  • Rudyson
    Rudyson Posts: 347 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Principality will be launching a 2 Year Healthy Habits Saver Bond at 6% (£50 max per month, early closure permitted)
    Now up on website

    https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/Healthy-Habits-regular-saver-bond

    @Bridlington1
    @flaneurs_lobster

    Many thanks to both of you gentlemen for drawing attention to this. Very much appreciated. Account opened and funded.

    And many thanks from me too. The £50 makes exactly £2,000 a month leaving my Club Lloyds a/c. One of life's petty victories
  • Rudyson said:
    Principality will be launching a 2 Year Healthy Habits Saver Bond at 6% (£50 max per month, early closure permitted)
    Now up on website

    https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/Healthy-Habits-regular-saver-bond

    @Bridlington1
    @flaneurs_lobster

    Many thanks to both of you gentlemen for drawing attention to this. Very much appreciated. Account opened and funded.

    And many thanks from me too. The £50 makes exactly £2,000 a month leaving my Club Lloyds a/c. One of life's petty victories
    Up to £2100 myself.
    It’s getting ridiculous. 😜
  • Thanks from me too, now up to £4100 in regular savers each month 😊
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