Regular Savings Accounts: The Best Currently Available List!

gt94sss2

Bridlington1 said:

Coventry Regular Saver Issue 6 now pays 5% and replaces Issue 5 at 5.5%. Other than the rate difference the terms appear to be identical to Issue 5.

If anyone wants to apply for Issue 5 at the higher 5.5% rate and is quick off the mark -  the old issue is still showing as an option when you login to their internet banking and apply for a new account.

RobinhoodSavings

Bridlington1 said:

Coventry Regular Saver Issue 6 now pays 5% and replaces Issue 5 at 5.5%. Other than the rate difference the terms appear to be identical to Issue 5.

The issue 6 allows internal transfers but the issue 5 does not. 

flaneurs_lobster

RobinhoodSavings said:

Bridlington1 said:

Coventry Regular Saver Issue 6 now pays 5% and replaces Issue 5 at 5.5%. Other than the rate difference the terms appear to be identical to Issue 5.

The issue 6 allows internal transfers but the issue 5 does not. 

Impressive research in the depths of the T&Cs there!

Bridlington1

RobinhoodSavings said:

Bridlington1 said:

Coventry Regular Saver Issue 6 now pays 5% and replaces Issue 5 at 5.5%. Other than the rate difference the terms appear to be identical to Issue 5.

The issue 6 allows internal transfers but the issue 5 does not. 

Well spotted, I now stand corrected. I've added this information to my original post.

subjecttocontract

AmityNeon said:

subjecttocontract said:

trickydicky14 said:

I’ve just applied as a new customer but living within catchment area, I too have to wait up to 3 days for account to be up and running provided my docs are ok.

I just uploaded photo of my driving licence and a pic of my signature on a sheet of blank paper, hope that will do.

Instantly received email confirming my application. All being well, should be funder in time.

Doesn't your driving licence have your signature on it ?

It's probably safer to upload a separate signature rather than upload the driving licence twice.

It worked ok for me, they opened the account. I like to push the boundaries.

soulsaver

subjecttocontract said:

AmityNeon said:

subjecttocontract said:

trickydicky14 said:

I’ve just applied as a new customer but living within catchment area, I too have to wait up to 3 days for account to be up and running provided my docs are ok.

I just uploaded photo of my driving licence and a pic of my signature on a sheet of blank paper, hope that will do.

Instantly received email confirming my application. All being well, should be funder in time.

Doesn't your driving licence have your signature on it ?

It's probably safer to upload a separate signature rather than upload the driving licence twice.

It worked ok for me, they opened the account. I like to push the boundaries.

Two pics of my passport also worked.

FishInGlass

allegro120 said:

FishInGlass said:

Currently funding £2025 of a potential £3350 a month over 13 regular savers. I would be fund more of them but I am also trying to maintain the 4k in my Santander Edge Saver. I'll give the West Brom a miss though at the moment as it's below my funding threshold.

You can fund West Brom with £10 and don't have to make any further deposits.  If I was pushed to such a limit I would fund one on the other 6%ers £10 less in order to get this Brom account up and running. Most of your RSs probably have variable rates, West Brom is fixed.  We don't know what is going to happen with rates next year, but there is a good chance that some of these variables will be reducing their rates and West Brom might become something that you would've liked to have.  Also it is good to bare in mind that these account tend to be taken off the shelf fairly quickly.

Thanks for the advice. I've now decided to go ahead. I've opened their WebSave 60 day notice account which currently pays 5.25% anyway. I'll wait for my User ID and £10 deposit to be confirmed before trying to open the regular saver hopefully next week.

happybagger

Hanley BS RS - To open online, it says if you already using their online banking system to log in and apply from there. Has anyone done this?
I can't see anywhere to open a new account from any screen when logged in.
Have I missed it, or do they mean send a secure message requesting it?

subjecttocontract

FishInGlass said:

allegro120 said:

FishInGlass said:

Currently funding £2025 of a potential £3350 a month over 13 regular savers. I would be fund more of them but I am also trying to maintain the 4k in my Santander Edge Saver. I'll give the West Brom a miss though at the moment as it's below my funding threshold.

You can fund West Brom with £10 and don't have to make any further deposits.  If I was pushed to such a limit I would fund one on the other 6%ers £10 less in order to get this Brom account up and running. Most of your RSs probably have variable rates, West Brom is fixed.  We don't know what is going to happen with rates next year, but there is a good chance that some of these variables will be reducing their rates and West Brom might become something that you would've liked to have.  Also it is good to bare in mind that these account tend to be taken off the shelf fairly quickly.

Thanks for the advice. I've now decided to go ahead. I've opened their WebSave 60 day notice account which currently pays 5.25% anyway. I'll wait for my User ID and £10 deposit to be confirmed before trying to open the regular saver hopefully next week.

Why wait ? 
I applied for their Saver Account (2.8%). Received confirmation it had been opened, paid in £10 and immediately applied for the reg saver. These accounts get pulled very quickly, wouldn't recommend waiting !

Bridlington1

happybagger said:

Hanley BS RS - To open online, it says if you already using their online banking system to log in and apply from there. Has anyone done this?
I can't see anywhere to open a new account from any screen when logged in.
Have I missed it, or do they mean send a secure message requesting it?

If logged into online banking it should be in the top RHS of your screen:

Click "Savings":

then click "Online Regular Saver" and follow the instructions from there.