Regular Savings Accounts: The Best Currently Available List!

Bridlington1

AmityNeon said:

soulsaver said:

qsk said:

What reference do people use for SD for Gatehouse? The account number is different from application reference (which I used for initial payment)

I think either works, but safest use the account number after the initial payment. 

It says transfers from your linked account (their bold). I can't guess why when it goes through Barclays receiving process before being allocated to your account by the(your) reference, so I suspect you can send from any bank, but who knows... 

Aldermore and Ford Money use Barclays and payments must be sent from the linked account. Paragon and RCI Bank use HSBC and payments must be sent from the linked account. Payments are otherwise returned.

Newcastle BS doesn't use a clearing bank and doesn't require payments to be sent from the linked account, so the use of a clearing bank seems to necessitate extra verification, which makes sense.

(All six mentioned institutions utilise the same underlying implementation to provide their online savings accounts.)

Mansfield BS also use Barclays yet don't require funds to be sent from a linked account, indeed I've made payments into their regular eSaver from a non-linked account on numerous occasions.

Malchester

Saffron BS allow deposits from anywhere but only allow withdrawals to your nominated account 

brucefan_2

Well, it took quite a while to get into Gatehouse this morning. All good now though.

As an existing customer, it took under a minute to get the RS set up.

The account showed up in the app much quicker than I was expecting and my initial deposit showed up soon after - again quicker than what I expected.

Just need to shift a bit of money round now to load up a full month's worth.

Many thanks to those upthread who drew attention to this account becoming available. I might otherwise have missed it, so it is much appreciated.

AmityNeon

Bridlington1 said:

AmityNeon said:

soulsaver said:

qsk said:

What reference do people use for SD for Gatehouse? The account number is different from application reference (which I used for initial payment)

I think either works, but safest use the account number after the initial payment.

It says transfers from your linked account (their bold). I can't guess why when it goes through Barclays receiving process before being allocated to your account by the(your) reference, so I suspect you can send from any bank, but who knows...

Aldermore and Ford Money use Barclays and payments must be sent from the linked account. Paragon and RCI Bank use HSBC and payments must be sent from the linked account. Payments are otherwise returned.

Newcastle BS doesn't use a clearing bank and doesn't require payments to be sent from the linked account, so the use of a clearing bank seems to necessitate extra verification, which makes sense.

(All six mentioned institutions utilise the same underlying implementation to provide their online savings accounts.)

Mansfield BS also use Barclays yet don't require funds to be sent from a linked account, indeed I've made payments into their regular eSaver from a non-linked account on numerous occasions.

If their implementation technically allows it, I suppose they're not compelled to follow their own terms and conditions. I don't have an account with Mansfield BS, but from the looks of their login page, their system appears more alike Ecology and Mon BS (who use Co-op and HSBC and do allow payments from non-linked accounts) rather than Aldermore/Ford Money/Gatehouse.

Digital_Payback

Not sure if this has been covered. 
I’ve just opened a regular saver with Gatehouse and transferred across the max sum permitted from my Gatehouse EA Saver, today 30th Nov. 

Can I make another transfer tomorrow at the start of December or do I have to wait until 30th December?

Thanks for any clarification. 

Rawrzy

Digital_Payback said:

Not sure if this has been covered. 
I’ve just opened a regular saver with Gatehouse and transferred across the max sum permitted from my Gatehouse EA Saver, today 30th Nov. 

Can I make another transfer tomorrow at the start of December or do I have to wait until 30th December?

Thanks for any clarification. 

When I submitted my £1 test around this time yesterday, I didn't get the notice that it was received till this morning, however I noticed on the account it did say it was posted on the 29th. So you might be able to. Maybe tomorrow you could just try a £1 test and see if it bounces back.

janusd

AmityNeon said:

Digital_Payback said:

Not sure if this has been covered. 
I’ve just opened a regular saver with Gatehouse and transferred across the max sum permitted from my Gatehouse EA Saver, today 30th Nov. 

Can I make another transfer tomorrow at the start of December or do I have to wait until 30th December?

Thanks for any clarification. 

The account is based on calendar months, though if you've literally just made your first deposit it may not be credited to your account until tomorrow, in which case you'd need to wait until the beginning of January.

although it was an internal transfer from another Gatehouse account and so should have been credited immediately (mine was) - personally, i'll be making another internal EA transfer tomorrow.

gt94sss2

Digital_Payback said:

Not sure if this has been covered. 
I’ve just opened a regular saver with Gatehouse and transferred across the max sum permitted from my Gatehouse EA Saver, today 30th Nov. 

Can I make another transfer tomorrow at the start of December or do I have to wait until 30th December?

Yes, you can make another deposit from the 1st December. The T&C say they use calendar months

BestSeagull

T&C say the Gatehouse account can only be funded from the nominated account. Do we think they won't mind it coming from an internal transfer?
 
 "You can fund your account via bank transfer or cheque, only from your nominated account."

Just wondering if I can get away with opening the account and funding with an internal transfer this late in the day?

ETA I just tried to transfer from one account to another internally and the date of transfer is pre-populated with tomorrow's date. I'm not going to risk an external transfer in getting there in time so I'll just wait and open the account tomorrow.,

simonsmithsays

Leeds RS Issue 23

A heads-up that the interest (3/12/23) is already showing on this maturing two year RS