Regular Savings Accounts: The Best Currently Available List!

janusd

AmityNeon said:

Digital_Payback said:

Not sure if this has been covered. 
I’ve just opened a regular saver with Gatehouse and transferred across the max sum permitted from my Gatehouse EA Saver, today 30th Nov. 

Can I make another transfer tomorrow at the start of December or do I have to wait until 30th December?

Thanks for any clarification. 

The account is based on calendar months, though if you've literally just made your first deposit it may not be credited to your account until tomorrow, in which case you'd need to wait until the beginning of January.

although it was an internal transfer from another Gatehouse account and so should have been credited immediately (mine was) - personally, i'll be making another internal EA transfer tomorrow.

gt94sss2

Digital_Payback said:

Not sure if this has been covered. 
I’ve just opened a regular saver with Gatehouse and transferred across the max sum permitted from my Gatehouse EA Saver, today 30th Nov. 

Can I make another transfer tomorrow at the start of December or do I have to wait until 30th December?

Yes, you can make another deposit from the 1st December. The T&C say they use calendar months

BestSeagull

T&C say the Gatehouse account can only be funded from the nominated account. Do we think they won't mind it coming from an internal transfer?
 
 "You can fund your account via bank transfer or cheque, only from your nominated account."

Just wondering if I can get away with opening the account and funding with an internal transfer this late in the day?

ETA I just tried to transfer from one account to another internally and the date of transfer is pre-populated with tomorrow's date. I'm not going to risk an external transfer in getting there in time so I'll just wait and open the account tomorrow.,

simonsmithsays

Leeds RS Issue 23

A heads-up that the interest (3/12/23) is already showing on this maturing two year RS 

Digital_Payback

BestSeagull said:

T&C say the Gatehouse account can only be funded from the nominated account. Do we think they won't mind it coming from an internal transfer?
 
 "You can fund your account via bank transfer or cheque, only from your nominated account."

Just wondering if I can get away with opening the account and funding with an internal transfer this late in the day?

ETA I just tried to transfer from one account to another internally and the date of transfer is pre-populated with tomorrow's date. I'm not going to risk an external transfer in getting there in time so I'll just wait and open the account tomorrow.,

I did an internal transfer. It went across fine and shows up in the new regular account. 

The instructions about funding the account is, I think, a general one. It would be a bit petty to stop an internal transfer. Sure it’s actually locking your money away for 12 months with Gatehouse while the other account didn’t, but I will wait and see what happens. 

Bigwheels1111

BestSeagull said:

T&C say the Gatehouse account can only be funded from the nominated account. Do we think they won't mind it coming from an internal transfer?
 
 "You can fund your account via bank transfer or cheque, only from your nominated account."

Just wondering if I can get away with opening the account and funding with an internal transfer this late in the day?

ETA I just tried to transfer from one account to another internally and the date of transfer is pre-populated with tomorrow's date. I'm not going to risk an external transfer in getting there in time so I'll just wait and open the account tomorrow.,

When I applied it offered to take it from my easy access account with them.
I went for bank and SO each month.

allegro120

Digital_Payback said:

BestSeagull said:

T&C say the Gatehouse account can only be funded from the nominated account. Do we think they won't mind it coming from an internal transfer?
 
 "You can fund your account via bank transfer or cheque, only from your nominated account."

Just wondering if I can get away with opening the account and funding with an internal transfer this late in the day?

ETA I just tried to transfer from one account to another internally and the date of transfer is pre-populated with tomorrow's date. I'm not going to risk an external transfer in getting there in time so I'll just wait and open the account tomorrow.,

I did an internal transfer. It went across fine and shows up in the new regular account. 

The instructions about funding the account is, I think, a general one. It would be a bit petty to stop an internal transfer. Sure it’s actually locking your money away for 12 months with Gatehouse while the other account didn’t, but I will wait and see what happens. 

Yes I think it's a general one to reiterate that you can only transact with the nominated account, they probably didn't think about including internal transfer option in description. I will attempt my second payment by internal transfer tomorrow.

Bridlington1

Leeds BS Regular Saver Issue 46 has now been replaced by Issue 47 at the same rate with a new maturity date of 30/11/25.

Hinckley & Rugby Regular Saver 30 Day Notice have now paid their interest, which should be showing in online banking.

Also of note is that there is now one month left (until 31/12/23) to make a one off deposit of up to £12k into the SRBS regular saver (5.15%). 

surreysaver

HSBC Regular Saver matured overnight. Never disappeared from online banking like it has done previously. It has turned into a Pref Reg Sav paying 2%, but I cannot seem to withdraw from it yet

wmb194

surreysaver said:

HSBC Regular Saver matured overnight. Never disappeared from online banking like it has done previously. It has turned into a Pref Reg Sav paying 2%, but I cannot seem to withdraw from it yet

The same happened for me earlier in the week. It will disappear tomorrow and if you have one the balance will be transferred to one of your instant access savings accounts and be available for withdrawal. If you don't have a savings account IIRC the regular saver should convert into one.