Regular Savings Accounts: The Best Currently Available List!

surreysaver

surreysaver said:

Applied for and opened the Gatehouse Regular Saver.
The reference at the end of the application is different to the reference in the app. If I send £1 to each, I wonder if it will receive both?

Just to update anyone who was interested in my post above, they have received both deposits

Kim_13

Passing also, I have the 7% Monmouthshire and YBS with withdrawal(s) available. I’m wary of opening accounts with new providers when I cannot provide ID proofs - between LBG currently unable to provide paper statements and Hanley Economic not returning a document sent to them, I don’t have originals I can send currently.

wiseonesomeofthetime

Wheres_My_Cashback said:

allegro120 said:

janusdesign said:

allegro120 said:

flaneurs_lobster said:

Bridlington1 said:

trickydicky14 said:

Bridlington1 said:

pokemaster said:

Gatehouse Bank Regular Saver 7% (paid at maturity)

£300 Max Per Month pay in

Source: Money Facts

Worth noting that although the rate is variable, no withdrawals/closure are allowed until the end of the term, unless the rate is reduced. 

I see you can carry over payments and miss payments plus min pay in is a £1 so I think it's worth a punt.

You can't carry over payments from previous months. From the terms:

I'd agree though that with a £1 minimum deposit and the ability to skip months it is worth opening, though £1 is all they're getting from me for the next few months at least due to my circumstances.

Will it be possible to open and fund before end of November? 

Yes, I just did it. Funded from GH easy access.  Although it says it can take up to 3 days, funds appeared in new RS account immediately.

many thanks for posting about the speed of EA payments - I was on that exact page of the application when you posted, dithering about whether to fund from nominated account or GH EA... as you say, EA transfer was instant... it seems you can make manual transfers from EA to RS too, so although the t&c says that deposits are only accepted from the nominated account, it looks like internal transfers might be acceptable too for future deposits.

I've just looked on the app and the option to transfer from EA to RS is there, so i think you are right.  I'll definitely try it for my 2nd payment on Friday.   

Only need to do it once as you can set up an internal recurring transaction to move the funds monthly on whatever date you stipulate.

I set up a scheduled transfer from EA to RS, via the app, for 1st December, but didn't notice a recurring option. Will take another look now, thanks 👍

Bobblehat

As a happy existing Gatehouse customer, I have given it a go. Very easy application, instant opening and just took about 90 mins for a £300 FP to be confirmed by email as deposited. Set up an external Bank SO, 1st Dec to 1st Nov, so not long to wait to see if that got set up correctly 

Thanks for the heads up on this one.

janusdesign

wiseonesomeofthetime said:

Wheres_My_Cashback said:

allegro120 said:

janusdesign said:

allegro120 said:

flaneurs_lobster said:

Bridlington1 said:

trickydicky14 said:

Bridlington1 said:

pokemaster said:

Gatehouse Bank Regular Saver 7% (paid at maturity)

£300 Max Per Month pay in

Source: Money Facts

Worth noting that although the rate is variable, no withdrawals/closure are allowed until the end of the term, unless the rate is reduced. 

I see you can carry over payments and miss payments plus min pay in is a £1 so I think it's worth a punt.

You can't carry over payments from previous months. From the terms:

I'd agree though that with a £1 minimum deposit and the ability to skip months it is worth opening, though £1 is all they're getting from me for the next few months at least due to my circumstances.

Will it be possible to open and fund before end of November? 

Yes, I just did it. Funded from GH easy access.  Although it says it can take up to 3 days, funds appeared in new RS account immediately.

many thanks for posting about the speed of EA payments - I was on that exact page of the application when you posted, dithering about whether to fund from nominated account or GH EA... as you say, EA transfer was instant... it seems you can make manual transfers from EA to RS too, so although the t&c says that deposits are only accepted from the nominated account, it looks like internal transfers might be acceptable too for future deposits.

I've just looked on the app and the option to transfer from EA to RS is there, so i think you are right.  I'll definitely try it for my 2nd payment on Friday.   

Only need to do it once as you can set up an internal recurring transaction to move the funds monthly on whatever date you stipulate.

I set up a scheduled transfer from EA to RS, via the app, for 1st December, but didn't notice a recurring option. Will take another look now, thanks 👍

I couldn't see a scheduled option in the Android app, though it is there when I log into the online banking site - personally, i'll do it manually each month on the 1st as I have others to do on the same day.

while i'm here, my First Direct RS gets it's 12th payment on Saturday (or soon after) - should I manually remove the standing order afterwards, or will FD do that automatically after maturity on 2nd Jan ?

allegro120

janusdesign said:

wiseonesomeofthetime said:

Wheres_My_Cashback said:

allegro120 said:

janusdesign said:

allegro120 said:

flaneurs_lobster said:

Bridlington1 said:

trickydicky14 said:

Bridlington1 said:

pokemaster said:

Gatehouse Bank Regular Saver 7% (paid at maturity)

£300 Max Per Month pay in

Source: Money Facts

Worth noting that although the rate is variable, no withdrawals/closure are allowed until the end of the term, unless the rate is reduced. 

I see you can carry over payments and miss payments plus min pay in is a £1 so I think it's worth a punt.

You can't carry over payments from previous months. From the terms:

I'd agree though that with a £1 minimum deposit and the ability to skip months it is worth opening, though £1 is all they're getting from me for the next few months at least due to my circumstances.

Will it be possible to open and fund before end of November? 

Yes, I just did it. Funded from GH easy access.  Although it says it can take up to 3 days, funds appeared in new RS account immediately.

many thanks for posting about the speed of EA payments - I was on that exact page of the application when you posted, dithering about whether to fund from nominated account or GH EA... as you say, EA transfer was instant... it seems you can make manual transfers from EA to RS too, so although the t&c says that deposits are only accepted from the nominated account, it looks like internal transfers might be acceptable too for future deposits.

I've just looked on the app and the option to transfer from EA to RS is there, so i think you are right.  I'll definitely try it for my 2nd payment on Friday.   

Only need to do it once as you can set up an internal recurring transaction to move the funds monthly on whatever date you stipulate.

I set up a scheduled transfer from EA to RS, via the app, for 1st December, but didn't notice a recurring option. Will take another look now, thanks 👍

I couldn't see a scheduled option in the Android app, though it is there when I log into the online banking site - personally, i'll do it manually each month on the 1st as I have others to do on the same day.

while i'm here, my First Direct RS gets it's 12th payment on Saturday (or soon after) - should I manually remove the standing order afterwards, or will FD do that automatically after maturity on 2nd Jan ?

FD will do it for you automatically.  They will also set up a new standing order when you open new RS.

Wheres_My_Cashback

janusdesign said:

wiseonesomeofthetime said:

Wheres_My_Cashback said:

allegro120 said:

janusdesign said:

allegro120 said:

flaneurs_lobster said:

Bridlington1 said:

trickydicky14 said:

Bridlington1 said:

pokemaster said:

Gatehouse Bank Regular Saver 7% (paid at maturity)

£300 Max Per Month pay in

Source: Money Facts

Worth noting that although the rate is variable, no withdrawals/closure are allowed until the end of the term, unless the rate is reduced. 

I see you can carry over payments and miss payments plus min pay in is a £1 so I think it's worth a punt.

You can't carry over payments from previous months. From the terms:

I'd agree though that with a £1 minimum deposit and the ability to skip months it is worth opening, though £1 is all they're getting from me for the next few months at least due to my circumstances.

Will it be possible to open and fund before end of November? 

Yes, I just did it. Funded from GH easy access.  Although it says it can take up to 3 days, funds appeared in new RS account immediately.

many thanks for posting about the speed of EA payments - I was on that exact page of the application when you posted, dithering about whether to fund from nominated account or GH EA... as you say, EA transfer was instant... it seems you can make manual transfers from EA to RS too, so although the t&c says that deposits are only accepted from the nominated account, it looks like internal transfers might be acceptable too for future deposits.

I've just looked on the app and the option to transfer from EA to RS is there, so i think you are right.  I'll definitely try it for my 2nd payment on Friday.   

Only need to do it once as you can set up an internal recurring transaction to move the funds monthly on whatever date you stipulate.

I set up a scheduled transfer from EA to RS, via the app, for 1st December, but didn't notice a recurring option. Will take another look now, thanks 👍

I couldn't see a scheduled option in the Android app, though it is there when I log into the online banking site - personally, i'll do it manually each month on the 1st as I have others to do on the same day.

while i'm here, my First Direct RS gets it's 12th payment on Saturday (or soon after) - should I manually remove the standing order afterwards, or will FD do that automatically after maturity on 2nd Jan ?

When FD set it up they do it for 12 payments so it will automatically cancel after the 12th payment has gone.

Bigwheels1111

Wheres_My_Cashback said:

janusdesign said:

wiseonesomeofthetime said:

Wheres_My_Cashback said:

allegro120 said:

janusdesign said:

allegro120 said:

flaneurs_lobster said:

Bridlington1 said:

trickydicky14 said:

Bridlington1 said:

pokemaster said:

Gatehouse Bank Regular Saver 7% (paid at maturity)

£300 Max Per Month pay in

Source: Money Facts

Worth noting that although the rate is variable, no withdrawals/closure are allowed until the end of the term, unless the rate is reduced. 

I see you can carry over payments and miss payments plus min pay in is a £1 so I think it's worth a punt.

You can't carry over payments from previous months. From the terms:

I'd agree though that with a £1 minimum deposit and the ability to skip months it is worth opening, though £1 is all they're getting from me for the next few months at least due to my circumstances.

Will it be possible to open and fund before end of November? 

Yes, I just did it. Funded from GH easy access.  Although it says it can take up to 3 days, funds appeared in new RS account immediately.

many thanks for posting about the speed of EA payments - I was on that exact page of the application when you posted, dithering about whether to fund from nominated account or GH EA... as you say, EA transfer was instant... it seems you can make manual transfers from EA to RS too, so although the t&c says that deposits are only accepted from the nominated account, it looks like internal transfers might be acceptable too for future deposits.

I've just looked on the app and the option to transfer from EA to RS is there, so i think you are right.  I'll definitely try it for my 2nd payment on Friday.   

Only need to do it once as you can set up an internal recurring transaction to move the funds monthly on whatever date you stipulate.

I set up a scheduled transfer from EA to RS, via the app, for 1st December, but didn't notice a recurring option. Will take another look now, thanks 👍

I couldn't see a scheduled option in the Android app, though it is there when I log into the online banking site - personally, i'll do it manually each month on the 1st as I have others to do on the same day.

while i'm here, my First Direct RS gets it's 12th payment on Saturday (or soon after) - should I manually remove the standing order afterwards, or will FD do that automatically after maturity on 2nd Jan ?

When FD set it up they do it for 12 payments so it will automatically cancel after the 12th payment has gone.

FD works great apart form taking upto 5 days to pay funds, close account and DD.

As soon as they do I start a new Regular saver with them.

PloughmansLunch

How long do Gatehouse take to send back payments if some halfwit has sent it from a non-nominated account? Err... asking for a friend

orange-juice

PloughmansLunch said:

How long do Gatehouse take to send back payments if some halfwit has sent it from a non-nominated account? Err... asking for a friend

Has your friend received their money yet? My friend needs to know too