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2020 a year to be mindful.
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Morning,
So i finally finished my book yesterday, I actual got into it and couldn't put it down, will start the next one this afternoon.
Yesterday was a pottering kind of day with not a lot really achieved, did manage some washing and cooked a gammon which we had with eggs, beans and hash browns.
Chucks are currently laying around 20 eggs a week, which is fantastic! Will boil some eggs today for egg butties as I got a white loaf out of the freezer last night and love egg mayo on white buttery bread.
Todays must do's are to clean the bathroom, tidy dining room and empty a drawer and declutter at least 3 things.
Have checked finances and done Microsoft points, have a few surveys to do and will keep checking swagbucks for surveys. Want to do some money shuffling this afternoon and hopefully throw some extra at CC.
I have sent some flowers from M&S to my Gran, I know these are not classed as essential in some peoples eyes but she is a very old lady, who has been ill in hospital and nobody was allowed to visit, she is home now so at least family can call and speak to her and she called me last night to chat, she also as her cat for company. But I thought they would be something bright and cheerful for her to have next to her chair to look at, I used vouchers from surveys to pay for them and just had to add £10.
Take care xx
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Decided to pay £100 off CC as I have no bus pass or school dinners to pay for this month.3
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Glad your Gran is home and I think flowers are essential, hope she loves them!
Fresh eggs sound good well done chickens, well done for paying extra to the credit card.
Enjoy the next book, H x
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Morning,
Yesterday was quite a productive day, managed to get 3 loads of washing dried on the line, bedding changed, bathroom deep cleaned, bedroom tidied and furniture polished, stairs and landing hoovered, kitchen cabinets and appliances cleaned down, then made a roast chicken dinner.
Cashed out on swagbucks so a £5 M&S voucher should be heading my way, had an email to say an event we were going to in May has been cancelled (no surprise) need to keep an eye on CC to make sure I get refund.
DH has a long weekend off, long list of jobs to be done but I think today will be a chilling day as he has been working hard.
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Have a good weekend"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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pennywisepoundstupid said:Morning,
Yesterday was quite a productive day, managed to get 3 loads of washing dried on the line, bedding changed, bathroom deep cleaned, bedroom tidied and furniture polished, stairs and landing hoovered, kitchen cabinets and appliances cleaned down, then made a roast chicken dinner.
Cashed out on swagbucks so a £5 M&S voucher should be heading my way, had an email to say an event we were going to in May has been cancelled (no surprise) need to keep an eye on CC to make sure I get refund.
DH has a long weekend off, long list of jobs to be done but I think today will be a chilling day as he has been working hard.. I'd be exhausted if I did all of that in one day!
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS1 -
You’re sounding so focussed, great to hear. Have a good weekend x1
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Thanks for popping by HHOD and Brizzle, hope you had a nice Easter.
Well that's Easter done and dusted and was a very quiet one i'm sure for all. DS also had his birthday he mainly got money and Amazon gift cards, we had a takeaway as a treat and it was lovely.
Weather continues to be beautiful and sunny although the breeze is cool, so more washing on the line today. Housework to do today as DH has been off work for 4 days and he just seems to leave stuff everywhere, although I shouldn't complain as he did do some little jobs whilst off and fixed DS bike. We have had some lovely dog walks and yesterday the wood was a blanket of bluebells, I love where I live and i'm loving that I can go for a walk and see nobody and just enjoy the beauty of my surroundings and have it all to myself. Where I live there is a large country hotel nearby by, so there is often tourists wandering around lost, I have even had people knock on my door to ask where the nearest bus stop is and several times I have been asked to fill up water bottles!!
Finances are looking pretty healthy, I'm worrying about our holiday in August as I don't know whether to try and move it to next year, I have only paid the deposit £240 but the balance is due beginning of June, I don't want to pay it if the holiday gets cancelled and then I have to mess around trying to get money back. I would rather lose £240 than £3000.
I'm back in work tomorrow and Friday, so will do a food shop when I leave on Friday afternoon so I don't need to go out again over the weekend, although we shouldn't need a huge amount, I do need to try and get some baking bits as i'm running low on caster sugar and flour.
Keep safe xx
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Morning Pennywise,All sounded very positive from you. I live in a very beautiful place too (not quite as quiet as you describe), but we have lots of lovely walks and I am thankful more than ever for it now. Cant believe you have people knocking for to you to refill their waterbottle!!! I wouldnt dream of that haha!!!Have a lovely day xxMummytogirls x1
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All sounding positive. I wouldn't know what to do about the holiday, it's all unknown isn't it."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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