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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • karlie88
    karlie88 Posts: 9,114 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    namecheck wrote: »
    Yes, I did - post 4129.

    I think what Westie meant is, despite SS2 posting they had removed Cambridge BS's Reg Saver, that it's still present on post 4.
    :grouphug: :D Official MSE canny forumite and HUKD VIP badge member :D :grouphug:
  • Speculator
    Speculator Posts: 2,397 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    colsten wrote: »
    That's pretty dire

    Finally managed to open her Flexclusive Regular today (Sunday), 8 days after converting her Flex account to FlexDirect.
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    edited 15 August 2016 at 3:40PM
    Kent Reliance wrote to me today to tell me that my rate on my regular saver will drop from the 1st September to 3.25%, this is the first time that a regular saver has been reduced while still in the year..

    I will reduce the amount I pay into this one now and increase one of the others, possibly Lloyds as that isn't being funded to the max.

    I haven't re subscribed into TSB when their rates were dropped, wonder if it will happen to the others...
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • karlie88
    karlie88 Posts: 9,114 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Our family threshold for opening a regular saver used to be 3% and above. Following Santander's announcement today, we've decided to lower it to 2%.

    Looks like we will be opening another TSB Monthly Saver then...
    :grouphug: :D Official MSE canny forumite and HUKD VIP badge member :D :grouphug:
  • Nick_C
    Nick_C Posts: 7,625 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Got a letter from Yorkshire BS this morning about their interest rate review. Delighted to see no change to the original (Issue 1) Regular Saver - still 3.75% (including the 3.5% bonus). Don't know how they can afford it!
  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Nick_C wrote: »
    Got a letter from Yorkshire BS this morning about their interest rate review. Delighted to see no change to the original (Issue 1) Regular Saver - still 3.75% (including the 3.5% bonus). Don't know how they can afford it!

    The bonus is a fixed one so it cannot be reduced - but I suppose they could close the account.

    I wonder how many people still have this Regular Saver?
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
  • Ed-1
    Ed-1 Posts: 3,982 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Frogletina wrote: »
    The bonus is a fixed one so it cannot be reduced - but I suppose they could close the account.

    I wonder how many people still have this Regular Saver?

    Was it possible to have issue 1 and issue 2? The issue 2 which I've got has dropped to 2.75% but still pretty good in the current environment.

    If the base rate drops again by less than 0.25% then I can see them reducing the 0.25% interest (i.e. the bit without the bonus) on the issue 1 next time round.
  • Nick_C
    Nick_C Posts: 7,625 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Frogletina wrote: »
    The bonus is a fixed one so it cannot be reduced - but I suppose they could close the account.

    I wonder how many people still have this Regular Saver?

    The bonus is fixed, but they could have reduced the basic rate to .01%

    I'm guessing not many people have this account, although I know a lot of long term subscribers to this thread (and its predecessor) have them.
  • rexel
    rexel Posts: 602 Forumite
    Part of the Furniture 100 Posts
    progressive have reduced its regular saving reduced to1.5%
  • bristolleedsfan
    bristolleedsfan Posts: 12,672 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 17 August 2016 at 3:18PM
    Ed-1 wrote: »
    Was it possible to have issue 1 and issue 2? The issue 2 which I've got has dropped to 2.75% but still pretty good in the current environment.

    .

    I opened both Issue 1 and Issue 2 at same branch,subsequently said was supposed to be maximum 1 per sole account across all Issues.

    I have been allowed to retain both Issue 1 and Issue 2 :j
This discussion has been closed.
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