Regular Savings Accounts: The Best Currently Available List!

Lolly88

YorkshireBoy wrote: »

You could, but you almost certainly shouldn't!That's not what's being discussed though is it? (it's a long time since TSB allowed such a set up...and I'm not sure I know any more who currently allow such a set up?)

I assume she means an account for each individual person in the couple in conjunction with the joint account.

YorkshireBoy

Lolly88 wrote: »

I assume she means an account for each individual person in the couple in conjunction with the joint account.

Maybe I read it wrong then. But the reasons for allowing it are obvious (to me anyway). The joint account is for the household bills, and they each have another account that receives individual income and from where personal spends are made. The bank's intention is to try and stop them banking elsewhere (but it obviously won't work with the people on here!).

Frogletina

YorkshireBoy wrote: »

Maybe I read it wrong then. But the reasons for allowing it are obvious (to me anyway). The joint account is for the household bills, and they each have another account that receives individual income and from where personal spends are made. The bank's intention is to try and stop them banking elsewhere (but it obviously won't work with the people on here!).

That was the set up I had when I was with my partner but that was before there were any financial advantages.

Speculator

colsten wrote: »

I seem to remember it's an overnight matter. But may be you have to wait for "next working day processing" now, i.e. it could be Monday or even Tuesday before she can do it online. Have you tried calling them about it? 0800 302010

Still no luck so may try the online application form.

Have to answer no when asked "Have you registered for Internet Banking?" but the form does have the question "Are you registered for Online Banking"

ThriftyFelicity

The Leeds BS Regular Saver Issue 3 (3.05% variable) appears to have been withdrawn.

moi

Chelsea & Yorkshire Building Societies are cutting the 2% rate on the monthly Regular Saver by 0.25% from 02/09/16.

email wrote:

You may be aware that the Bank of England has recently announced a decrease to its base rate, for the first time in over 7 years. Whilst we do everything we can to protect the rates we pay to our members, we do need to ensure we offer savings rates that are both attractive and financially sustainable in the long term. We have therefore had to make the difficult decision to reduce our variable savings rates to ensure we maintain a healthy business for all our members.

What’s happening?

You may have received a communication in July, informing you of changes to names, terms and conditions and interest rates on some of our products. Due to the Bank of England base rate decrease, we’ll be making a number of further reductions to the interest rates on our variable rate savings products in September.

Speculator

Speculator wrote: »

Still no luck so may try the online application form.

Have to answer no when asked "Have you registered for Internet Banking?" but the form does have the question "Are you registered for Online Banking"

Just been told she will have to wait till Monday before she can open the Flexclusive Reg!

I can see that you only changed your account on 6th August to FlexDirect account. This won't update on our systems to show you as a prime customer and therefore eligible to apply for a Flexclusive Regular Saver immediately. Our systems update over the weekend, so you will need to wait until Monday when you will be able to go ahead and apply for this account.

colsten

That's pretty dire

interest_Ted

Oh dear - the KRBS 4% regular saver has disappeared from their website. Eagerly hoping they replace it with something that is at least reasonably (comparatively) good, as my current one matures soon.

Ted

colsten

eek, mine too:(