Regular Savings Accounts: The Best Currently Available List!

teddysmum

adindas wrote: »

For the flex direct account few people have confirmed that the system could pick up if you have two of these accountants and therefore you will only one ac with 5% interest.

Has anyone tried to test the system for RSA whether the system could detect if you open two or more RSAs with Nationwide???
Is there anyway where to ask the monthly interest payment instead of annual, so you could detect it earlier and if the interest is not paid you could close it after one month ??

When you open and account, they can see what accounts you have when they log into the system, so surely would know if you tried to open too many accounts.


My husband and I opened two current accounts this morning; one in his name and one joint and the manager knew that I already had an account in my name.

Speculator

When the Flexdirect was launched I managed to hold 7 x Flexdirect accounts at the same time (5 x new a/cs & converted 2 existing Flex accounts) and was paid the full 5% on each a/c for a year.

Since then, they've placed a limit of 1 x 5% a/c per person. It maybe possible to open more a/cs but you will not get 5% on the additional a/cs.

I've just helped my mum convert her existing Flexaccount to a Flexdirect so she gets 5% fixed for 1yr on £2500. However, although the "Flexdirect" a/c is showing in online banking with same bank details, it won't allow her to open a Flexclusive Regular saver.

Anyone know how long she has to wait before the system allows her to open the Flexclusive Reg a/c?

colsten

Speculator wrote: »

Anyone know how long she has to wait before the system allows her to open the Flexclusive Reg a/c?

I seem to remember it's an overnight matter. But may be you have to wait for "next working day processing" now, i.e. it could be Monday or even Tuesday before she can do it online. Have you tried calling them about it? 0800 302010

Speculator

colsten wrote: »

I seem to remember it's an overnight matter. But may be you have to wait for "next working day processing" now, i.e. it could be Monday or even Tuesday before she can do it online. Have you tried calling them about it? 0800 302010

Thanks, I will try again after midnight but I think you're right about waiting until Mon/Tues.

My mum does not speak much English so no point calling them because she won't be able to answer the security questions.

badger09

Is it worth trying the secure message facility?

I haven't used it recently, but in the past, when I have, response was quite prompt:)

adindas

teddysmum wrote: »

When you open and account, they can see what accounts you have when they log into the system, so surely would know if you tried to open too many accounts.


My husband and I opened two current accounts this morning; one in his name and one joint and the manager knew that I already had an account in my name.

When I know that I will break their T&C I am not going to try to open it over the phone for obvious reason.

I do not remember how I open my NW RSA, but what I mean is to open it online (if possible) rather than via phone ...

Speculator

badger09 wrote: »

Is it worth trying the secure message facility?

I haven't used it recently, but in the past, when I have, response was quite prompt:)

Thanks. I will try that if it doesn't let my mum open the account tomorrow.

Special_Saver2

Hi Folks,

I have completed this weekend's update for the first page of this thread.

- Santander Regular eSaver paying 3% for new applicants plus Kazza242 reports being able to open a second account (in addition to an old one paying 5%) but many other MSE users report it is not possible (updated in post 5)
- Norwich & Peterborough BS Monthly Regular Saver (post 3) account can no longer be opened by telephone (branch only) and added a comment that steve65e reports this account can be opened in branches of Yorkshire BS and Chelsea BS
- Norwich & Peterborough BS Gold Savings (post 5) cannot be opened by telephone now but the website now says it can be opened by post

I will do another update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=1[/SIZE][/FONT]

namecheck

Cambridge Building Society Regular Saver Issue 4

Notice on their website says this will be withdrawn from Tuesday 9th July (they mean August...). All completed applications need to be with them by close of business tomorrow.

[Deleted User]

namecheck wrote: »

Cambridge Building Society Regular Saver Issue 4

Notice on their website says this will be withdrawn from Tuesday 9th July (they mean August...). All completed applications need to be with them by close of business tomorrow.

Doesn't inspire confidence that they can't get the month right :mad:

I opened mine on 29 July.