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Regular Savings Accounts: The Best Currently Available List!
Comments
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Luckily, I got in early last month, thanks to the heads up from bristolleedsfan:T
I got one two weeks ago.
Anyway it is just for one year. After one year they might not allow people to open a new one via post ...
Those who missed the boat consider. It stills allow opening by post
Leeds BS Regular Saver (Issue 3)
IMHO this one is even better as there is not any maturity date. So you could top up every month. After 2+ years (say) you will be be having a saving of £6,000+earning interest of 3% and you could keep topping it up until you need to withdraw it.
You could use 1 penalty-free withdrawal per account year as an exit strategy when you need the money...0 -
I got one two weeks ago.
Anyway it is just for one year. After one year they might not allow people to open a new one via post ...
Those who missed the boat consider. It stills allow opening by post
Leeds BS Regular Saver (Issue 3)
IMHO this one is even better as there is not any maturity date. So you could top up every month. After 2+ years (say) you will be be having a saving of £6,000+earning interest of 3% and you could keep topping it up until you need to withdraw it.
You could use 1 penalty-free withdrawal per account year as an exit strategy when you need to money...
Note, though, that the Leeds BS account is not a fixed rate but variable. I dont think the current 3% rate will continue after the base rate drops on Thursday (as predicted). Better to open the Cambridge BS regular saver issue 4 which is 3% fixed for a year (but it will probably be pulled late this week)0 -
I can confirm that holders of the Santander Regular eSaver (issue 1) can apply for the Regular eSaver (issue 2). They are completely separate accounts.
I am an existing Regular eSaver (issue 1) customer and I successfully applied for issue 2 this evening. The account is now open.
They are actually listed as 'Regular eSaver (issue 1)' and 'Regular eSaver (issue 2)' on online banking.
The terms and conditions refers to "Maximum one account per customer in sole name only" but this only applies to the specific issue you are opening.Please call me 'Kazza'.0 -
Was issue 1 of the Santander regular eSaver fixed at 5% for a year? I seem to think it was fixed, but I'm not so sure now - I'm not at home to check my docs. The new issue 2 appears to be a variable rate.0
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Was issue 1 of the Santander regular eSaver fixed at 5% for a year? I seem to think it was fixed, but I'm not so sure now - I'm not at home to check my docs. The new issue 2 appears to be a variable rate.
Long answer: Short answer above may be confirmed by checking their website for rates for existing customers...
http://www.santander.co.uk/info/interest-rate-finder0 -
I can confirm that holders of the Santander Regular eSaver (issue 1) can apply for the Regular eSaver (issue 2). They are completely separate accounts.
I am an existing Regular eSaver (issue 1) customer and I successfully applied for issue 2 this evening. The account is now open.
They are actually listed as 'Regular eSaver (issue 1)' and 'Regular eSaver (issue 2)' on online banking.
The terms and conditions refers to "Maximum one account per customer in sole name only" but this only applies to the specific issue you are opening.
And yet that was exactly what I was told that you couldn't do! *sigh*0 -
I've just rung Santander to open a Regular Saver 'issue 2' (although I can't find any account of that name on the website).
I already have one Santander Regular esaver at 5% variable, started March 2016.
Santander said I could only hold one Regular Saver of any sort at any one time.
I queried this twice, was referred upwards, and Santander's answer was unambiguously the same each time.0 -
Norwich and Peterborough BS Monthly Regular Saver Account can only be opened in branch (no longer via the phone).Dagobert0
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Any other success story opening the second Santander Monthly Saver ???
I just tried a few minutes ago, we can not apply online. Either in branch or on the phone. Is there any documentation clearly show (no ambiguity) that we can have another regular saver of different issue. I think this could be used to challenge them when they reject to open it using their own documentation. ....0 -
Has anyone else tried to open the new Santander Regular eSaver (Issue 2) while still holding the original issue?
Post#4093 from Kazza242 states that s/he has done it; posts #4096 and #4097 say they have been refused.
Edited to add: it seems almost certain that base rate will fall tomorrow, so I'm trying to place as much cash as possible earning 3% plus. A second Santander Reg eSaver earning 3% would be useful when Sanrander 123 falls to 2%.0
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