Regular Savings Accounts: The Best Currently Available List!

MARTYM8`

Lolly88 wrote: »

That thread is about the current account not the regular esaver.

Thanks for the heads up interest ted.

The number of regular saver accounts where i can drip feed my money into is dwindling. If first direct and M&S reduce their rates too I don't know what I'll do.

These current account offers are really loss leaders to attract more business e.g. credit cards, mortgages, loans, insurance etc. I am not sure why a rate cut from 0.5% to 0.25% should make that much difference - the most interest you can get on these regular savers is about £100 a year. They would take that off you in a few days on a typical mortgage.

steve65e

Dagobert wrote: »

Norwich and Peterborough BS Monthly Regular Saver Account can only be opened in branch (no longer via the phone).

You can also open the same account in branches of their Yorkshire & Chelsea brands.

I opened one today and was told that they were unlikely to be reducing the rate, so maybe a good home for up to 12k if you need one.

adindas

Kazza242 applied in the evening and got approved. I remember that Santander account opening team are changing in the evening, might be changing the call center ?? We could recognize it from their voice and accent.

I wonder those who got rejected did you apply in the morning/afternoon or evening ?? Have anyone tried to apply in the evening who could share their experience ??

Kazza242 wrote: »

I can confirm that holders of the Santander Regular eSaver (issue 1) can apply for the Regular eSaver (issue 2). They are completely separate accounts.

I am an existing Regular eSaver (issue 1) customer and I successfully applied for issue 2 this evening. The account is now open.

They are actually listed as 'Regular eSaver (issue 1)' and 'Regular eSaver (issue 2)' on online banking.

The terms and conditions refers to "Maximum one account per customer in sole name only" but this only applies to the specific issue you are opening.

mgarl10024

adindas wrote: »

I wonder those who got rejected did you apply in the morning/afternoon or evening ??

I phoned the Santander Select team at about midday and spoke to someone with a strong irish accent.

castle96

"y Posted by Kazza242
I can confirm that holders of the Santander Regular eSaver (issue 1) can apply for the Regular eSaver (issue 2). They are completely separate accounts.

I am an existing Regular eSaver (issue 1) customer and I successfully applied for issue 2 this evening. The account is now open.

They are actually listed as 'Regular eSaver (issue 1)' and 'Regular eSaver (issue 2)' on online banking.

The terms and conditions refers to "Maximum one account per customer in sole name only" but this only applies to the specific issue you are opening."

?? I have a Issue 1 but can find no reference to an Issue 2. Can I just apply online for another Saver and they will class it as issue 2 ?

Vortigern

castle96 wrote: »

I have a Issue 1 but can find no reference to an Issue 2. Can I just apply online for another Saver and they will class it as issue 2 ?

I don't believe it's possible to apply online for the Santander Monthly Saver. All the posts above refer to opening by phone. Only one person has reported success in opening a second account.

B_G_B

Just called the Santander account opening number on the web site. Call answered by a lady in Leicester. She said that I could not open an issue 2 Regular e-saver as I already have an issue 1 running. Never mind. Worth a try.

adindas

B_G_B wrote: »

Just called the Santander account opening number on the web site. Call answered by a lady in Leicester. She said that I could not open an issue 2 Regular e-saver as I already have an issue 1 running. Never mind. Worth a try.

Anyone has luck with account opening team in the evening ????

[Deleted User]

adindas wrote: »

Anyone has luck with account opening team in the evening ????

Why should it be different in the evening? Surely the rules are written down somewhere and are applied irrespective of the time of day or night?

adindas

Deleted_User wrote: »

Why should it be different in the evening? Surely the rules are written down somewhere and are applied irrespective of the time of day or night?

Because you are dealing with human and not robot. But I fully understand where you are coming from.

I do not know whether you are aware or not. When apply to a bank account it is also to some extents will depend on the person who assesses your application. Also the T&C sometimes is open to interpretation especially if it is not black and white, it has not been clearly spelled out that you can not have two RSAs including two RSAs of different issues.

Even the T&C is clear there is still possibility the people who make decision have discretion. How many times you see on RSA it is clearly mentioned you can not apply the account by post, people apply by post yet it is still accepted. Shall you stand firm with what you believe as above you will be missing this opportunity.