YNAB...ing my way to freedom!

SuperFrank88

FootyFanDan said:

SuperFrank88 said:

Cheers FootyFanDan (who do you support? )
I think I have cracked it. I hadn't budgeted my pots from Monzo on YNBA so the balances were not matching it. Now I have done that it is showing exact matches to all my accounts. I think this is going to be a very powerful tool for me going forward.

Frank

It took me a while to get it and watching many u-tube vids later I have managed to get into it, I read you were getting a year free as a student too so that is an added bonus. I really do like how it works and for how simple it makes my budgeting its worth the cost. Monzo is also something else I couldn't be without despite having some reservations a few weeks back

I support Leeds ( not sure that is safe admitting haha) I have followed them since I was literally old enough to walk. Its always been in the family and i wouldn't have it any other way hehe. Do you follow football or sport in general? 

Yes I’ll be having a free year once my free trial ends at the end of March. So I’ve got the bit between my teeth now to see what I can do to my finances over the next year. My brother is expecting a baby in the next 2 weeks and I know he is useless with money so I have even told him about YNAB tonight. 

Yes I’m a Chelsea fan. Hence the username, even though my name is Frank. I was obviously destined to be a blue. Even born in West London. But yes I’m a massive sport fan in general. 

Drawingaline

I love ynab. It takes some getting use  to. There is a couple of fangroups on FB that are really helpful. A UK one and a general one, that is more US centric, but loads of very knowledgeable people on there who are incredibly helpful. 

I set up using YouTube and now I exclusively use the app, I don't like the desktop look lol! But the whole point of ynab is that it shouldn't matter when you get paid. So just budget your paycheck on the 20th in the month you are in, once the 1st comes around the available money just rolls over into the new month. Although I also like having all the dd set up near payday too. 

SuperFrank88

Drawingaline said:

I love ynab. It takes some getting use  to. There is a couple of fangroups on FB that are really helpful. A UK one and a general one, that is more US centric, but loads of very knowledgeable people on there who are incredibly helpful. 

I set up using YouTube and now I exclusively use the app, I don't like the desktop look lol! But the whole point of ynab is that it shouldn't matter when you get paid. So just budget your paycheck on the 20th in the month you are in, once the 1st comes around the available money just rolls over into the new month. Although I also like having all the dd set up near payday too. 

Hi, thank you for the comment. I don’t use Facebook but have watched lots of the videos on YouTube. I think I have cracked it now. I am the opposite, I love the desktop version. I haven’t given the app much use yet because I haven’t really spent anything since I’ve signed up. I have however already budgeted for some small bills for this month out of last months pay baby steps but I’m excited to see where I can get to. 

Frank 

Sarahwithlove

SuperFrank88 said:

Hi all,

Been a good week so far. Work is going well, gym is going great and I am generally in a good place. OH is getting there now after mumps and is nearly back to full health.
Had a default notice letter through today from one of my creditors so it looks like things are finally going to start happening.
Car is going into the garage tomorrow to have all the work done. Seems like I have been talking about this work getting done for like forever, but it is just because I have been budgeting for it happening which is a positive.

Today I have also signed up to YNAB too many posts on this forum raving about it and the curiosity got the better of me. So I am currently on the 34 day free trial, but get this.... I emailed them saying I was a student and they have replied saying that I can get a FREE FULL YEAR!! Super happy with that. I have inputted all my numbers into the spreadsheet on YNAB, I just need to start reading/watching info on how to use it to it's full potential. Any hints & tips will be appreciated greatly!

Frank

Hi frank 

where did you email and what information did you have to give them. I'm doing an apprenticeship and for some places that counts. I have an NUS card so hoping they might accept that. 

SuperFrank88

Sarahwithlove said:

SuperFrank88 said:

Hi all,

Been a good week so far. Work is going well, gym is going great and I am generally in a good place. OH is getting there now after mumps and is nearly back to full health.
Had a default notice letter through today from one of my creditors so it looks like things are finally going to start happening.
Car is going into the garage tomorrow to have all the work done. Seems like I have been talking about this work getting done for like forever, but it is just because I have been budgeting for it happening which is a positive.

Today I have also signed up to YNAB too many posts on this forum raving about it and the curiosity got the better of me. So I am currently on the 34 day free trial, but get this.... I emailed them saying I was a student and they have replied saying that I can get a FREE FULL YEAR!! Super happy with that. I have inputted all my numbers into the spreadsheet on YNAB, I just need to start reading/watching info on how to use it to it's full potential. Any hints & tips will be appreciated greatly!

Frank

Hi frank 

where did you email and what information did you have to give them. I'm doing an apprenticeship and for some places that counts. I have an NUS card so hoping they might accept that. 

Hi Sarah,

I just emailed them on the ‘help(at)youneedabudget.com and they replied within half an hour. Well worth asking with your NUS. What apprenticeship are you doing? 

Frank

Sarahwithlove

SuperFrank88 said:

Sarahwithlove said:

SuperFrank88 said:

Hi all,

Been a good week so far. Work is going well, gym is going great and I am generally in a good place. OH is getting there now after mumps and is nearly back to full health.
Had a default notice letter through today from one of my creditors so it looks like things are finally going to start happening.
Car is going into the garage tomorrow to have all the work done. Seems like I have been talking about this work getting done for like forever, but it is just because I have been budgeting for it happening which is a positive.

Today I have also signed up to YNAB too many posts on this forum raving about it and the curiosity got the better of me. So I am currently on the 34 day free trial, but get this.... I emailed them saying I was a student and they have replied saying that I can get a FREE FULL YEAR!! Super happy with that. I have inputted all my numbers into the spreadsheet on YNAB, I just need to start reading/watching info on how to use it to it's full potential. Any hints & tips will be appreciated greatly!

Frank

Hi frank 

where did you email and what information did you have to give them. I'm doing an apprenticeship and for some places that counts. I have an NUS card so hoping they might accept that. 

Hi Sarah,

I just emailed them on the ‘help(at)youneedabudget.com and they replied within half an hour. Well worth asking with your NUS. What apprenticeship are you doing? 

Frank

Thanks I will give it a try. I'm doing a team leader and supervisor apprenticeship through work so they are paying for it. Even better. 

FootyFanDan

Glad to see that you are getting to grips with it, its such a useful tool to have. I must admit I am also a lover of the desktop app.

Also a a massive sports fan too which isn't always very money saving haha

Sarahwithlove

FootyFanDan said:

Glad to see that you are getting to grips with it, its such a useful tool to have. I must admit I am also a lover of the desktop app.

Also a a massive sports fan too which isn't always very money saving haha

I haven't tried it on a desktop only on the app. Will have to give it a try 

SuperFrank88

Sarahwithlove said:

SuperFrank88 said:

Sarahwithlove said:

SuperFrank88 said:

Hi all,

Been a good week so far. Work is going well, gym is going great and I am generally in a good place. OH is getting there now after mumps and is nearly back to full health.
Had a default notice letter through today from one of my creditors so it looks like things are finally going to start happening.
Car is going into the garage tomorrow to have all the work done. Seems like I have been talking about this work getting done for like forever, but it is just because I have been budgeting for it happening which is a positive.

Today I have also signed up to YNAB too many posts on this forum raving about it and the curiosity got the better of me. So I am currently on the 34 day free trial, but get this.... I emailed them saying I was a student and they have replied saying that I can get a FREE FULL YEAR!! Super happy with that. I have inputted all my numbers into the spreadsheet on YNAB, I just need to start reading/watching info on how to use it to it's full potential. Any hints & tips will be appreciated greatly!

Frank

Hi frank 

where did you email and what information did you have to give them. I'm doing an apprenticeship and for some places that counts. I have an NUS card so hoping they might accept that. 

Hi Sarah,

I just emailed them on the ‘help(at)youneedabudget.com and they replied within half an hour. Well worth asking with your NUS. What apprenticeship are you doing? 

Frank

Thanks I will give it a try. I'm doing a team leader and supervisor apprenticeship through work so they are paying for it. Even better. 

Fingers crossed for you. Ah well done, good luck with the apprenticeship:)

Sarahwithlove

SuperFrank88 said:

Sarahwithlove said:

SuperFrank88 said:

Sarahwithlove said:

SuperFrank88 said:

Hi all,

Been a good week so far. Work is going well, gym is going great and I am generally in a good place. OH is getting there now after mumps and is nearly back to full health.
Had a default notice letter through today from one of my creditors so it looks like things are finally going to start happening.
Car is going into the garage tomorrow to have all the work done. Seems like I have been talking about this work getting done for like forever, but it is just because I have been budgeting for it happening which is a positive.

Today I have also signed up to YNAB too many posts on this forum raving about it and the curiosity got the better of me. So I am currently on the 34 day free trial, but get this.... I emailed them saying I was a student and they have replied saying that I can get a FREE FULL YEAR!! Super happy with that. I have inputted all my numbers into the spreadsheet on YNAB, I just need to start reading/watching info on how to use it to it's full potential. Any hints & tips will be appreciated greatly!

Frank

Hi frank 

where did you email and what information did you have to give them. I'm doing an apprenticeship and for some places that counts. I have an NUS card so hoping they might accept that. 

Hi Sarah,

I just emailed them on the ‘help(at)youneedabudget.com and they replied within half an hour. Well worth asking with your NUS. What apprenticeship are you doing? 

Frank

Thanks I will give it a try. I'm doing a team leader and supervisor apprenticeship through work so they are paying for it. Even better. 

Fingers crossed for you. Ah well done, good luck with the apprenticeship:)

Thanks I will let you know how I get on. How are you finding it with Ynab? Any hiccups yet? I have found it relatively straight forward using the app.