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AC has it really been 3.5 years since you moved from London? How times flies.
Debt free and Keeping on Track3 -
Schools are closing for the forseeable so I'm afraid you are likely to hear the pitter patter of little feet very soon.LD 12.25 £1600.00/£0700.00 Fn £274.00 LTFn £525 LLTFn £300
Renewal 25 £500.00/£500.00 InsH 12.25 £600/£600.00 InsP 03.26 £150/£150.00
NPt 12.25 £150.00/£051.50 Ins/TC 02.26 £550/£470.00
YX25 £1500/£0750 FD £3600/£0600
PX25 £1500/£0625 P6m £1200/£0800 PEa £100/£0603 -
I hope the boiler fit goes ahead ok. Fingers crossed.
It is difficult to know what to do with this virus. I am keeping doing normal things (like shopping for groceries) but our buses are busy so I will be walking where possible. Trains today were ok. Lots of social distancing as I had a carriage to myself!
Great news on your council tax
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 0/1000
Buffer fund 0/100
Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)3 -
Good to have you back safely DIA 😼 . I'll visit your diary soon .Thanks for that joey . Not exactly little feet . More shouty and excited 11/12 year olds ..I think .I got a note in my universal credit journal . Interviews are cancelled for a few weeks . That means I'll be left alone for a while .At the back of my mind , the tribunal hearing may be cancelled .3
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another_casualty said:Good to have you back safely DIA 😼 . I'll visit your diary soon .Thanks for that joey . Not exactly little feet . More shouty and excited 11/12 year olds ..I think .I got a note in my universal credit journal . Interviews are cancelled for a few weeks . That means I'll be left alone for a while .At the back of my mind , the tribunal hearing may be cancelled .
Re the gym, could you do an at home workout? Maybe ask you're trainer if he could device a plan or do a video for you to follow?*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/3 -
They may do a paper appeal.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Thanks Sarah &Beanielou 😼
Yeah, mr, trainer is going to organise a home workout for me . 🏋️ I must say this week is a strange one . No courses, no gym .As for the hearing . I would say it has to be done in person , because it is my last roll of the dice . Like pop idol, I'm due to appear in front of a dr, judge and someone from dwp
something like that . This is why I think I will have to see them in person .
I suppose, there is a 1% Chance that they look at the last notes that cab sent them and vote in my favour. The person from the work related group said on Monday , that when it gets to the stage I'm at in person , they normally vote in my favour . However, as life is crap I won't accept this.I see Beales are closing tomorrow forever. Shame . They were a big help when I moved into my flat. Great service , and bargains .I see Fred dinage has decided not to carry on presenting the local news ( meridian ), due to coronavirus and his age . When I watch that programme it is a lot different from the local news when I was in London . I got to know the areas rough around the edges in the meridian area , as well as mad people on mobility scooters driving on motorways 🦼2 -
yes, sad about Beales, there was one in Perth.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
There was one in Spalding where my dad lived. It was very old fashioned though, in the women's clothing department, and that was back in the 90s. It was quite small from memory, too.
3 -
Apart from my tribunal hearing , everything is cancelled . No interviews from job coach or work related person, no courses . This pretty much means I'm going back a few months .
A strange feeling in all honesty , as for some reason I should be worrying but seem calm
possibly because I'm in the universal credit system and know there's not much more I can do.Yes, I am missing seeing mr trainer, but I am definitely not missing the buses.As I'm on an immune suppressant , I have to look over my shoulder so to speak .
A friend of mine who I haven't seen for ages, face timed me . He said I look really well.
It must mean my plan is continuing to pay off . I must not get complacent though ,and await mr trainers home workout ..
I did something for piece of mind the other day . It will be frowned on here : I paid a little above the asking price for flash wipes and dettol.Reason for the flash wipes ? Back in 2007 I was assigned a temp position for a well known company who moved buildings . The new building should not have been opened . There was no toilet rolls in the men's toilet for approx 6 weeks . 🧻Facilities were p poor 💦so I purchased flash wipes and used them for obvious reasons as hand sanitisers.I also ordered some switch cleaner and can of compressed air . Hopefully this will fix the fault in my amplifier and avoid me having to avoid buying a new one .I'll have a mooch out to the shop later, and see what's occurring . I don't need much 🍴2
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