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2020 - 'Nothing in your life will change until you make the decision to change'

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  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My £6 survey was approved nice and quickly so I'll cash that out tomorrow.

    I've had my car insurance renewal today, it's about £20 more expensive than last year.  I've done a comparison, and apart from one quote which is a lot cheaper, they are all largely similar.  I have to phone them to either cancel or renew as I want to switch to annual payment rather than monthly (hurrah!) so I will try and haggle a bit before I decide.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Kitten868 said:
    Good luck on haggling. Tell them the cheap price.
    I hate toilet seats. They never last long enough. If it just looks ugly I'd let it go for now. I keep mine going til they hurt your bum lol. 
    Electrics are a big step forward to getting your house your way. You'll get there lovely xxx
    Thank you :)

    I might leave the seat for now.  It is so much sturdier than the previous one, so in that sense it's an improvement.  It's so annoying though.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I had a good tidy up of the kids toys downstairs today.  It looked much better for 5 minutes until little miss spotted all the toys she hadn't seen for a while!

    The kids identified a few more bits to go.  DH has prepped and I have listed. 36 items listed today.  Several from last week are selling as well, so progress being made slowly but surely.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good progress on all fronts. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Good progress on all fronts. 
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    9 parcels posted today, with a couple of bulky items gone, hurrah!  We still have a few more to pay up as well.

    We've also given away a TV, video player and freeview box today.  They were all very old and destined for the tip, but someone requested them just as DH was loading up the car.  It's nice to know they have gone, and it's another bit of space recovered.

    I realised yesterday that the headboard on our bed is cracked.  DH is going to check it hasn't extended to any of the rest of the frame.  I think it all needs a bit of tightening up.  Hopefully that will be enough to keep it going a bit longer!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    I always love hearing about the bulky bits disappearing from your house. And I love the tip runs :) he's sorting and clearing which is great. I love that the kids are getting on board too. Kids that declutter are a rare find so well done you. Xxxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
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