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2020 - 'Nothing in your life will change until you make the decision to change'

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  • beanielou
    beanielou Posts: 95,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You are just a wonder  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jwil said:
    18 listings done.  If they all sell that will be a good bit of bulk gone.  fingers crossed!
    Wow well done.
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    You are just a wonder  :)
    Not sure about that, but thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning everyone.  Hope everyone is well.

    I'm on a bit of a mission to clean and tidy today.  It's little miss's birthday in a couple of weeks, and then it will be time to put up the Christmas decs!  So I want to start tidying and give the house a big clean first.  It feels grubby to me.

    Today I have stripped all the beds, doing all the towels, and have washed the shower curtain in bleach so I can deep clean the bathroom.  We replaced the toilet seat a while back, and already the new one has split - the laminate is all cracked, bloody rubbish!  So I might look around for a new one again.

    I've had a good catch up on surveys today and have cashed out on PA and getting close to cash out on a couple of other sites too.  I'll try and keep on top of it to get some extra cash for Christmas.  I've got a lot, but still a few things to get.  I've just done a £6 survey on PA too, so that will be nice when it arrives.

    Some of the stuff I listed last weekend is selling, and a lot more has watchers, so hoping we'll get rid of a lot.

    I've just been invited back onto the RM survey.  I wasn't sure if I want to, but have accepted again.  I might make this one my last time, will see how it goes.  I have a nice stash of stamps built up.  I'm on the unaddressed mail again for the next two weeks so that's an easy bit extra.

    Have a good weekend everyone.  It's wet and windy here.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • That's very sweet of DD to care so much about the fallen soldiers, it shows she has a kind heart ❤.
    Well done on all your cleaning today :). We used to buy wooden style toilet seats but they regularly fell apart due to the men of the house having poor aim and it got expensive. Eventually we bought a white plastic seat and it's lasted for years.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    I am always in two minds about the RM survey 
    Such a faff sometimes. 

    It really is, isn't it.  Especially at the moment.  I'm not sure I'll do it again after this time.  They say I'm not starting til after Christmas so that's a relief, I won't have the hassle with the christmas post.

    That's very sweet of DD to care so much about the fallen soldiers, it shows she has a kind heart ❤.
    Well done on all your cleaning today :). We used to buy wooden style toilet seats but they regularly fell apart due to the men of the house having poor aim and it got expensive. Eventually we bought a white plastic seat and it's lasted for years.
    It was lovely.

    We used to have a plastic one but it was very flimsy.  We bought this one which I think is a laminated wood, and it has been much better, but the laminate has all cracked, and it looks awful.  I'm not sure what to get now, just a more sturdy plastic one I suppose. I'll probably have to suck it up and spend a bit more :D 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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