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2020 - 'Nothing in your life will change until you make the decision to change'

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  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Looking for the positive in DH being furloughed for a month he has no excuse not to make serious inroads into decluttering his stuff.  It's good that furlough payments have been extended tho it's a lifeline to many.  My son has only been back at work the last two weeks and hoping he's not furloughed again.  Such worrying times.
    I've a fair amount of decluttering to do, not my stuff but what was Mr Retiree's.  It's trying to work out the best way to get rid of DVDs, CD and vinyl records dating back to the 60s.  The boys have taken what they want and I'll probably split the money between them.
    I've now had my fourth cycle of chemo only two more to go.  CT scan due on 21st Nov.  Fingers crossed that the cancer is on the retreat.
    Enjoy the rest of your weekend x
    Lovely to hear from you retired.  Fingers crossed all goes well for the CT scan and it's on the retreat.  I hope your Son manages to keep working too.  It's so worrying for people.

    It's hard getting rid of stuff isn't it.  Have you got a dealer locally that might look through the vinyl?  CDs and DVDs are generally pretty worthless now unless there is something rare in there or some box sets.  Have you looked at ziffit, music magpie etc?  When I did it, I had a window on the laptop open for each and put it to the one that was offering the most.  The ones they wouldn't take I just gave to charity.  There was no interest even when they were out for 20p at a car boot sale.

    Good luck with it :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • That's great news on losing a default on your credit file :).
    I'm sorry about DH being furloughed but as long as he's getting paid then that's the most important thing. I hope the electrics dont' use up all your savings but they do sound like they need doing.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's great news on losing a default on your credit file :).
    I'm sorry about DH being furloughed but as long as he's getting paid then that's the most important thing. I hope the electrics dont' use up all your savings but they do sound like they need doing.
    Thank you, yes they certainly need doing!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The kids yesterday decided to get rid of some of their toys.  I think they are trying to make space for Xmas 😆  The ones they are getting rid of are bulky playsets so I'm very happy about that, and currently listing them on ebay before they change their minds.  They will get the money from them anyway.

    DH and I are barely speaking which is not unusual when it comes to conversations about the 'stuff'. :( 

    I've made a start on my Christmas shopping so lots due to be delivered over the next few days hopefully.  It's nice to be organised!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that I live on my own 😂
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    18 listings done.  If they all sell that will be a good bit of bulk gone.  fingers crossed!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil said:
    18 listings done.  If they all sell that will be a good bit of bulk gone.  fingers crossed!
    Wow well done.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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