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2020 - 'Nothing in your life will change until you make the decision to change'

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  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad DH is at least getting furlouogh and decluttering. I too think you are a wonder with ebay. Good the defaults are dropping off too
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    jwil said:
    Kitten868 said:
    No one would consider you wasteful jwil. And I think its positive you know when something is beyond repurposing. Plus its good hes seeing just how useless it is to keep things so long. Xxx
    Thank you :)  I must say I've been guilty of keeping stuff because I don't want to put it in the bin too.  I do now realise that there's no point in using my house as a landfill site if nothing else can be done with the item!
    This is a good thing for us to remember :)
    I am guilty of keeping things in case something breaks down. 
    I'm the same and it's taken me many many years to change!  I now consider how easily I could replace something if I need to.  But it's also all those little bits of tat, that I don't want, a charity shop couldn't sell, and I couldn't give away.  I just have to realise they are bin fodder, and learn from it so I don't do it again!

    Glad DH is at least getting furlouogh and decluttering. I too think you are a wonder with ebay. Good the defaults are dropping off too
    Thank you.  We are all getting there slowly. :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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