We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2020 - 'Nothing in your life will change until you make the decision to change'
Options
Comments
-
Sounds great. Enjoy your dayAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
Thank you, you toosavingholmes said:Sounds great. Enjoy your day
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Finally caught up with DH's listings. That's 43 listings done today Fingers crossed for some sales! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
-
Blimey.
That is amazing.
What sort of things does he sell?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
He's collected all sorts for years, so it's just trying to whittle down the stuff. He's also got a lot of stuff from when he was a kid, so that's often worth putting on. There were also quite a few of the kids toys in that lot too, and they'll get the money for those.beanielou said:Blimey.
That is amazing.
What sort of things does he sell?"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Unsurprisingly I put on weight this week
I've eaten loads of bread and it doesn't do me any good, so I shall cut down on that again once this loaf is gone. I do much better reducing the carbs, even if I don't go low carb.
Looking forward to payday this week. I should be getting a back dated pay rise, hurrah! Hoping to be able to get the rest of the money put aside for the house fund, but I think it will take a couple of months to do that. I'm a bit worried our flat roof is leaking so may need to put it to use. DH has removed all the plants from around it, so we are hoping it was just a bit of overgrowth in the guttering causing a bit of damp."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7 -
Woohoo on the payrise it all helpsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
It does, I can't waitsavingholmes said:Woohoo on the payrise it all helps
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Decluttering update.862-863. Toys
864. Bag of small toys
865-877. Books
878. T shirt
879-885. Books
886-894. Shoes
895. Fleece
896. Waterproof coat
897. Waterproof trousers
898. Boxer shorts
899-900. T shirts
901. Dog treat bag
902-907. Toy figures
908. Picture
909-918. Toy cars
919. Plastic crate
920-933. Books
934. Bag of scalextric parts
935-951. Scalextric hand controllers
952-959. Micro scalextric hand controllers
960-963. Suet balls
964-965. Sacks
966-970. Pens
971-972. Plastic crates
973. Phone book
974-982. Clothing
983. School bag
984. Book bag
985. Blanket
986. Dog wipes
987-990. T shirts
991. Socks
992. Trainers
993. Wellies
994-996. Cot bed duvets
997. Sheet
998. Bed guard
999. Cot bed duvetDecluttering 2020 totals:Magazines/papers: 410Ebay parcels: 388Other: 999Total: 1797Ebay listings: 479Survey/other earnings:Amazon: £119Paypal/cash: £237.81Other vouchers:£0"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7 -
You are just amazing I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards