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2020 - 'Nothing in your life will change until you make the decision to change'
Comments
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Enjoy your break. We had a Mr A delivery today and we got SR flour, eggs, TP etc. Really pleased. There were subs but mostly sensible. I even managed to get cheap pots and things for the gardenAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/254 -
doingitanyway said:Great you have 3 days off. Even if the weather does turn it'll be nice to have time to yourself.
Thank youbeanielou said:Enjoy your time off
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Great result, especially flour!savingholmes said:Enjoy your break. We had a Mr A delivery today and we got SR flour, eggs, TP etc. Really pleased. There were subs but mostly sensible. I even managed to get cheap pots and things for the garden"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
We've had a nice day today. Made some bunting this morning and then I went to the farm shop to get a few bits. They have an amazing bakery there, so wound up withly quite a few goodies!
I did a bit more in the garden, and then we had a picnic in the garden for lunch. We did do the 2 min silence, and also watched Churchill's speech. We've all just chilled out this afternoon. The sun has been out, so it's been lovely.
Hope everyone has had a good day "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
Glad you had good day. Goodies, bunting, cake and sun - sounds fabAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/254 -
Thank yousavingholmes said:Glad you had good day. Goodies, bunting, cake and sun - sounds fab It was nice. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Another glorious day today, hurrah!
DH is currently selling 19 items on ebay with a couple of days to go, so hopefully we will add to that. I'm a little nervous about the post as a couple of things I have sent have taken ages to arrive recently, one has not arrived yet over a week later despite being posted first class. I've extended my dispatch time to 5 days and use the longest possible postage option so hopefully that will help reduce claims for not received.
I pulled out a load of photos last night with the aim of sorting through and organising them. It's something I've been putting off for ages, I wonder how long they will sit there for now
We finished watching 'Safe' on Netflix last night, we enjoyed it.
Hope everyone has a good day xx"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
Love your VE Day. We had a good day as well, including the Last Post played via the recycling/bin lorry at 11. With a clap for them as essential workers of course
This weather makes all the difference. Hoping it stays xx5 -
We had no post for 4 days this week as the local delivery office had 45 people off sick so this might be the reason for the postal delays.NST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
MBNA £55004 -
My current project is photo albums! I've ordered photos from the last 10 years... going to be such a mission sorting through them when they arrive. It's the sort of job you always want to do, but never have the time to do isn't it!jwil said:I pulled out a load of photos last night with the aim of sorting through and organising them. It's something I've been putting off for ages, I wonder how long they will sit there for now5
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