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2020 - 'Nothing in your life will change until you make the decision to change'
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The email is spam & has been doing the rounds.
So dont worry.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Maybe think about contacting the police? It’s attempted blackmailMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.7
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beanielou said:The email is spam & has been doing the rounds.
So dont worry.
in_need_of_direction said:Maybe think about contacting the police? It’s attempted blackmail"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
Today I had to listen into a couple of webinars, so I took advantage of the sun and sat in it whilst listening in. It was lovely!
I've also done a few minutes of weeding in the garden and went and did a bit of exercise out there as well. Not much, but it's a start and a lot more than I've done recently.
I've also achieved a couple of other work tasks too, so I feel like I've had a positive day.
I've had a Tesco delivery today, and have got one booked for 2 weeks time, but not seen any slots for next week. I might actually have to leave the house! Saying that. I've had an email from Iceland with a potential delivery slot and discount voucher for next week so I might use that."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
Things must be returning to normal if discounts are becoming availableMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.5
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Great news on getting slots. Love the idea of books talking to one another. I group by height - when I am being tidy which isn't often. Well done on all your other activities Jwil -- you sound like you are doing really well - particularly with the fitness side of things.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
in_need_of_direction said:Things must be returning to normal if discounts are becoming availablesavingholmes said:Great news on getting slots. Love the idea of books talking to one another. I group by height - when I am being tidy which isn't often. Well done on all your other activities Jwil -- you sound like you are doing really well - particularly with the fitness side of things."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5
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Another busy day at work, and I did drag the chair outside to grab some sunshine in my lunch break too.
I did a little bit of gardening while I was out there as well.
Tesco must have released a load more slots today as there were loads for next week again, so now I've got one for Tesco and still the option of the Iceland one if I want it. I might get some bulk stuff with the Iceland one, it would be a shame to waste a free £5.
I've got 3 days off now, so hoping the good weather lasts!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
Great you have 3 days off. Even if the weather does turn it'll be nice to have time to yourself.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
Enjoy your time offI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6
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