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2020 - 'Nothing in your life will change until you make the decision to change'
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Well it looks like we've got the sofas, so we've had a bit of a panic on how we'll actually collect them tomorrow. Managed to book a man with van for £40 so it will still be a bargain assuming all is ok with them and he turns up!
We've had a lovely day with friends today combined with a bit of Otter Spotting on the Dartmoor Otter trail. Weather was rubbish as was traffic, but the rest was good fun!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
All good then
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Ouch to the cost of shoes. Hope the FB option comes off for youAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
Hopefully!beanielou said:All good then
Thank you. Fingers crossed it all works out!savingholmes said:Ouch to the cost of shoes. Hope the FB option comes off for you"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
I volunteered at parkrun this morning, and both kids ran good times.
Not much planned for this afternoon, but we'll need to clear space to get the sofas in. I think they are slightly smaller than our existing ones, so that's good. We'll dump the current ones out in the back garden so we can break them up enough to get them in one of our vehicles to get them to the tip. They are not reusable in their current condition. We've had them over 15 years so they don't owe us anything.
DH has sold a couple of items on ebay so will pack those later.
Hope everyone is having a good weekend."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Well done to the runners (and Mum for helping at the event)!
Sofas are hard to dispose of, aren't they!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224 -
All sounding goodAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Thank youCherryfudge said:Well done to the runners (and Mum for helping at the event)!
Sofas are hard to dispose of, aren't they! Sofas are so big these days, it's really difficult isn't it!
Thank yousavingholmes said:All sounding good "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Well thank you to everyone who suggested FB marketplace, I don't think I would have looked at it otherwise! We are now the proud owners of two 'new' sofas which are in much better condition than the ones we had previously, and also a little smaller so we've gained a bit of space!
Everything went really well, the man with a van turned up exactly on time, got the sofas to us, helped put them in the house, and then helped get the old ones out as well, which was more than we'd asked for. We gave him an extra £5 as a thank you, so our new sofas cost us a grand total of £45 They are better in reality than they looked in the photos too. so even better.
We're having a quiet day at home today as we've had a busy weekend and it's meant to be wet later. My shopping is due this morning, and I've got to attend a work meeting later. So I'm going to try the 15 minute thing again to try and get some stuff done. It worked so well the other day!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Happy new sofa, hope you have a good day xx4
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