2020 - 'Nothing in your life will change until you make the decision to change'

beanielou

Happy new sofa indeed  xx

jwil

beanielou said:

Happy new sofa indeed  xx

Thank you   It's worked out better than I would have expected

savingholmes

Good to plan for future and make sure pensions are on track. Good to have choices

jwil

savingholmes said:

Good to plan for future and make sure pensions are on track. Good to have choices

Thank you   That's what I'm hoping for, the freedom to choose rather than 'have' to do something.

jwil

I'm still working on my 12 year plan.  My first step is to next year try and make another F&F offer to my debts.  I'll offer 20% to each, and then if they both accept I'll have enough.  If one comes back with an alternative offer than I'll be able to go higher and hopefully clear at least one of the two.

I've got enough to cover that in my savings now, so need to try and build them up more so that I still have a buffer.

I've just emailed the window company to see if I can get an update on the window for the kids bedroom.  They said 12 weeks, but it's past that now.  We still owe almost £400 when that's done.

I've got to get the rest of the school uniform, and DH and my sister's birthday gifts this month.  I've just placed an order for a gift for a birthday party little miss has been invited to next week.  It's likely I'll be dipping into my pots again this month, but again, hopefully less than the previous month!

pennywisepoundstupid

Sounds as though you have everything organised and under control, always good to have a plan even if you have to tweak it slightly on your journey.

jwil

pennywisepoundstupid said:

Sounds as though you have everything organised and under control, always good to have a plan even if you have to tweak it slightly on your journey.

Thank you   Yes, who knows what will happen in the next few years, but having a plan gives me something to focus on, and it's not set in stone, so I'm sure will need to be tweaked accordingly.  This is more of a best case scenario, and I'm realistic that it probably won't end up like that.

jwil

We've had a quiet few days, not really up to much.  I've finished reading through the box of children/young adult books we found a while back, so have rediscovered some old favourites and enjoyed some new ones.  They can all be decluttered now.  I might look at selling some as I've had some success with selling similar ones before.

Not much decluttering happening other than books sadly.  I haven't done much this holiday.  It's been nice to have a rest, but it does all stress me out still.  The problem is everyone else is attached to the clutter!

I ordered the rest of the school uniform yesterday, so once that all arrives, I think that is everything now.  It's another £70 odd spent though, it all adds up!

jwil

Oh, I read my Stephen King book at the weekend, and really enjoyed it.  In the book, the characters were watching a programme on Netflix, so I googled it.  It's called The Blacklist.  I've never heard of it so googled it.  It sounded right up our street, so we decided to watch an episode.  We are now hooked!  Thanks Stephen King   It's on Now TV so I need to keep my subscription going for now until we've got through all 8 seasons!

WinterWarrior

We’ve watched the blacklist for years. The man who plays Raymond Reddington is the same man who played Daniel in Stargate…but old!! 

Edited to say the film Stargate, not the series that followed. We are just binge watching all the Atlantis ones now 😏