2020 - 'Nothing in your life will change until you make the decision to change'

jwil

in_need_of_direction said:

That book was one of my mandatory summer reads while at school.  I loved it.  I hadn’t realised there were others

Yes it's one of a trilogy.  I haven't heard of the others but have added them to my amazon list.  They are 'bombs on Aunt Dainty', and 'A small person far away'

jwil

brizzlegirl said:

Glad this week seems to be going a bit better for you x

Thank you

savingholmes said:

It's great when you can lose yourself in reading

Yes, my favourite thing to do

jwil

Debts 2020:

1. £8,309/£8,307
2. £3,778/£3,776
3. £1,872/£1,870
4. £4,759/£4,754

Car: £1,600/£1,500
HMRC: £288/ £0   

Mortgage: £112,675/£111,898

Other 'debts'

General emergency Fund - £1,000/£137 (£863 to go)
House emergency fund - £4,000/£549 (£3,451 to go)
F&F fund - £10,000/£0 (£10,000 to go)
Mortgage overpayments - £20,000/£10 (£19,990 to go)
House renovation fund - £20,000/£10 (£19,990 to go)
Car replacement fund - £3,000/ £0 (£3,000 to go)

'Official' debt of - £20,606/£20,210
= £396 paid, 1.92% cleared :  
Unofficial 'debt' (aspirational savings targets) of - £58,000/£57,294
= £706 paid, 1.2% cleared

jwil

End of month update above.  I'm really pleased with what I've achieved.  Helped much by lack of council tax of course!

beanielou

Looking good 😊

jwil

beanielou said:

Looking good 😊

Thank you

jwil

Decluttering update

212-215. Ink cartridges
216. Crisps
217-225. Soft toys
226-227. Books
228-229. DVDs
230. Diary
231. Ratchet strap
232-274. Pens
275. Notebook
276. Assorted craft stuff
277-278. Books
279. Pen
280. Socks
281. Photo album
282. Slippers
283. Cup
284. Photo sheet
285-293. Books
294. Beatbo
295. Game
296. Farm house and animals
297. Piggy bank
298. Train case
299. Trains
300. Horse
301. Picture
302-303. Electronic toys
304. Assorted figures
305. Game
306. Wind up toy
307. Book
308. Wind up toy.



Decluttering 2020 totals:
Magazines/papers: 79
Ebay parcels: 99
Other: 308

Total: 486

Ebay listings: 55

Survey/other earnings:
Amazon: £25
Paypal/cash: £51.43
Other vouchers:£0

Not bad for February! 

HairyHandofDartmoor

Wow you savings figures are looking good Jwil . And your de-cluttering totals are amazing as always .

Doctors are useless for depression in my experience 😡. I had citalopram for two years but it made me put on a stone and feel a bit dopey and numb to everything. I waited six months for some useless CBT and then waited another six months for some 'counselling' from a male medical student half my age 😥. I'm coping now by avoiding alcohol and sugar (they cause mood swings), doing lots of exercise (to help me sleep and relieve stress) and positive thinking (not always easy but often works). I hope you find something that works for you. Buying the book seems like a good idea.

jwil

HairyHandofDartmoor said:

Wow you savings figures are looking good Jwil . And your de-cluttering totals are amazing as always .

Doctors are useless for depression in my experience 😡. I had citalopram for two years but it made me put on a stone and feel a bit dopey and numb to everything. I waited six months for some useless CBT and then waited another six months for some 'counselling' from a male medical student half my age 😥. I'm coping now by avoiding alcohol and sugar (they cause mood swings), doing lots of exercise (to help me sleep and relieve stress) and positive thinking (not always easy but often works). I hope you find something that works for you. Buying the book seems like a good idea.

Thank you.  I'm counting down like a debt, so it's a long way to go.  I've added in my Lifetime Isa money which I've started adding £10 a month to.  I think it's a bit of a cheat as I wouldn't readily be able to access it, but I'm sure I could if it was a real emergency.

I've had citalopram before too.  The one I was on last year was amazing for my anxiety, that's pretty much gone now, but made no impact on my depression.  I want to avoid drugs if I can, but I will have to bite the bullet if I don't improve.  I must exercise more!  I am working on the positive thinking.

jwil

Well I got on the scales this morning and I'm pretty much back to where I was when I started going to SW    What a waste of time and money that was.  It's completely my own fault.  My grocery bill last month was twice what it was in January, and that can be put down mainly to chocolate (!) and I've also got back into the habit of buying lunch (junk) rather than taking it.

I'm also aching constantly, I twisted my knee last week too which doesn't help my mood.  I think tipping over into this stone band takes me from a point where my weight doesn't cause me issues to where it starts to affect me.  I seem to be luckier than many in that it doesn't affect me at all normally and I am very heavy.  I  remember that the reason I originally started doing the C25K was because I was starting to get achey (again at around this weight).
I'm not in the frame of mind to 'diet' but I am going to start getting back to eating 'better'.  I've bought the 2 chubby cubs recipe book today as I do like the look of their recipes. I will try and use that.  I am going to get back to snacking on fruit and when I can, I will try and do the 16-8 fast as it does seem to reduce the quantity I eat.

Most of all though, I need to start moving.  My body feels like it's completely seized up, and lost flexibility.  I've got my aqua aerobics once a week, and I'm going to try and do at least two additional different activities each week.  On a Thursday I normally do a fair bit of walking, so I'll try and add one further activity which involves stretching and flexibility.  I want to make sure I'm using all of my muscle groups and not just doing the same thing all the time.
I'm staying away from the scales, I will weigh and measure each payday to see if I've made any progress.

This is not about dieting and losing weight, this is about fixing my body and my mental health.  I managed to religiously do my physio exercises to fix my back last year, I need the same mindset now.  I know I'm up and down like a yoyo at the moment, but I've really got to do this now.