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Jubilant January's NSD Challenge!

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  • cathybird wrote: »
    I use an online exercise streaming service, which costs about £10-11 a month and is brilliant (in my opinion). I do a combination of weights, cardio and yoga. I don't run, due to dodgy knees plus I just really don't enjoy jogging, for some reason, though weirdly I think the motion of running can be a really joyous thing. :) I'm only part-time at work and that really helps - I have wound down so much since I reduced my hours (though it also makes NSDs that much more important). :)

    I’m not the keenest runner Cathybird, and very rarely get the ‘runners high’ that people talk about! But I always feel better when I’ve done it. I’m trying to get into yoga to try and help with my flexibility. I love doing weights too.

    Anyway, back on track, and it’s 3 NSDs for me! Super duper happy I had a no spend Saturday!

    Hope everyone is having a great weekend xx
  • cathybird wrote: »
    Well done jammy dodger on 4 NSDs :) :T:T and this is the early retirement thread here. It was started about 2010 and has been going in fits and starts since then. There are definitely quite a few people around on MSE who are interested in early retirement and ways to do it. You're right that time is more precious than money!


    Ohhhh I’m going to head over to this thread...I’m fast approaching 50 and dream of retiring as soon as I can!! X
  • donkids22
    donkids22 Posts: 287 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    NSD 3 yesterday sacrificed my Friday sandwich so I could have an NSD yesterday. As I knew today would be a spend day as me and the 2 sea had out hair cut.
    If you dream it can you do it????????
  • cathybird
    cathybird Posts: 15,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I’m not the keenest runner Cathybird, and very rarely get the ‘runners high’ that people talk about! But I always feel better when I’ve done it. I’m trying to get into yoga to try and help with my flexibility. I love doing weights too.

    Anyway, back on track, and it’s 3 NSDs for me! Super duper happy I had a no spend Saturday!

    Hope everyone is having a great weekend xx


    Happy Monday, well done on the NSDs :) :j:j:) Yoga and weights are the best!! :)
  • cathybird
    cathybird Posts: 15,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    donkids22 wrote: »
    NSD 3 yesterday sacrificed my Friday sandwich so I could have an NSD yesterday. As I knew today would be a spend day as me and the 2 sea had out hair cut.


    Well done donkids22! :) :j:j I've actually done that too - sacrificed the Friday sandwich. I bring in my own sandwiches and sometimes they aren't that inspired but they do save me money! :)
  • cathybird
    cathybird Posts: 15,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I thought today might be an NSD and in fact I do have a bill to pay but it's not so urgent that I have to pay it today so I'll roll it over to tomorrow or Monday. So it's 3/15 for me :)
  • delta13
    delta13 Posts: 322 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    I'm now on NSD 3/12. Was going to declare tomorrow early but I'll hold back incase something comes up! Hope everyone's having a good weekend so far
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)


  • scotmumof3
    scotmumof3 Posts: 1,951 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    NSDs number 3 and 4 for me. Hopefully I can keep it up. Doing ok so far hope the willpower holds out :rotfl:
    Debt free as of 29.10.2020 🎉😁
    SPC #73 Feb NSD 0/20
  • cathybird
    cathybird Posts: 15,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 January 2020 at 10:27AM
    delta13 wrote: »
    I'm now on NSD 3/12. Was going to declare tomorrow early but I'll hold back incase something comes up! Hope everyone's having a good weekend so far
    scotmumof3 wrote: »
    NSDs number 3 and 4 for me. Hopefully I can keep it up. Doing ok so far hope the willpower holds out :rotfl:

    Well done delta13 :) :T:T and scotmumof3 :) :T:T, great efforts :)
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Butti wrote: »
    NSD 1 please, yesterday, mainly by staying in.

    Great start Butti :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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