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Jubilant January's NSD Challenge!
Comments
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3 & 4 NSD's.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.0 -
A bit of a late start but yesterday was a NSD for me. The first of the decade. Woo Hoo !!CC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
CC4 Aug 2020 £0
Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £00 -
4 NSDs for me, please. I probably would have gone out shopping just for something to do if not for this challenge, but I'm feeling good for using things up.
bln x0 -
bestlifenow wrote: »4 NSDs for me, please. I probably would have gone out shopping just for something to do if not for this challenge, but I'm feeling good for using things up.
bln x
This is me too a tea BLN, if I wasn’t doing this challenge and being mindful of my NSDs, I would have been off shopping yesterday. As it was I’m trying to spend more time at home relaxing (it worked yesterday Cathybird!!)
I just need to be careful that today stays an on track spend day and not a massive overspend day......
Happy Sunday everyone! Xx0 -
January
= off to a start!
= five days
= 10 days
= 15 days
= 20 days
= target reached
= target beaten
January targets
AbundantBudget 10
beanielou 4/15
bestlifenow 4/20
borollan
Butti 1/10
cathybird 3/15
confusedsaving 10
CJRyder 1/16
delta13 4/12
doingitanyway 2/20
Donkids22 3/10
Dottles1 1/12
Fivenations 15
Glitterbaby 2/20
Happy Monday 3/18
HattersFan 1/15
Honeysucklelou2 11
Ivysmom 2/10
jammydodger 5/20
karenccs67 4/15
Lar90 2/20
MidsHollie 15
MoneysavingmadGem 1/15
Munchin 3/15
Optimistic Saver 4/20
Pennydrops 18
Purplemumof2 10
savequidalot 2/18
Saver.The.Taste 2/17
scotmumof3 4/31
shopaholicnumber1 1/15
SpekySquarehead
squanderscouse 2/15
SSDD23 2/20
Thistimearound 12
TrushTush 1/15
Tryingtosave29 18
Ttomo 1/10
Van_Girl 2/15:j ALL WELCOME TO JOIN!! :j0 -
A bit of a late start but yesterday was a NSD for me. The first of the decade. Woo Hoo !!
Fantastic Dottles and good to see you back!
:T:T Did you have a target in mind? ... I've currently got you down for 12, think that was your November target, but you might want to do more or less? ... 0 -
bestlifenow wrote: »4 NSDs for me, please. I probably would have gone out shopping just for something to do if not for this challenge, but I'm feeling good for using things up.
bln x
Fantastic efforts bestlifenow :T:T 0 -
Happy Sunday to you too, Happy Monday! And to all fellow No-Spenders.
I am happy to report another NSD today. So 4/20 and as committed as ever to January's challenge.
I can do this. We can do this. :A March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.730 -
Can I join in please. 15 days
Today is my 4/15***Dont save what is left after spending, spend what is left after saving***0
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