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Jubilant January's NSD Challenge!

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  • beanielou
    beanielou Posts: 95,847 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    3 & 4 NSD's.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Dottles1
    Dottles1 Posts: 495 Forumite
    Part of the Furniture 100 Posts Name Dropper
    A bit of a late start but yesterday was a NSD for me. The first of the decade. Woo Hoo !!
    CC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
    CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
    CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
    O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
    CC4 Aug 2020 £0
    Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £0
  • 4 NSDs for me, please. I probably would have gone out shopping just for something to do if not for this challenge, but I'm feeling good for using things up.

    bln x
  • 4 NSDs for me, please. I probably would have gone out shopping just for something to do if not for this challenge, but I'm feeling good for using things up.

    bln x

    This is me too a tea BLN, if I wasn’t doing this challenge and being mindful of my NSDs, I would have been off shopping yesterday. As it was I’m trying to spend more time at home relaxing (it worked yesterday Cathybird!!)

    I just need to be careful that today stays an on track spend day and not a massive overspend day......

    Happy Sunday everyone! Xx
  • cathybird
    cathybird Posts: 15,716 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 January 2020 at 6:47PM
    January

    LZ5ioOG.gif = off to a start!

    vyphs1D.gif = five days

    lCX2j2w.gif = 10 days

    FIOOeVG.gif = 15 days

    PN3GTFT.gif = 20 days
    0ChlWEJ.gif = target reached

    wwkLBRV.gif = target beaten


    January targets

    AbundantBudget 10
    beanielou 4/15 LZ5ioOG.gif
    bestlifenow 4/20 LZ5ioOG.gif

    borollan
    Butti 1/10 LZ5ioOG.gif
    cathybird 3/15 LZ5ioOG.gif

    confusedsaving 10
    CJRyder 1/16 LZ5ioOG.gif
    delta13 4/12 LZ5ioOG.gif
    doingitanyway 2/20 LZ5ioOG.gif
    Donkids22 3/10 LZ5ioOG.gif
    Dottles1 1/12 LZ5ioOG.gif

    Fivenations 15
    Glitterbaby 2/20 LZ5ioOG.gif
    Happy Monday 3/18 LZ5ioOG.gif
    HattersFan 1/15 LZ5ioOG.gif

    Honeysucklelou2 11
    Ivysmom 2/10 LZ5ioOG.gif
    jammydodger 5/20 LZ5ioOG.gifvyphs1D.gif
    karenccs67 4/15 LZ5ioOG.gif
    Lar90 2/20 LZ5ioOG.gif

    MidsHollie 15
    MoneysavingmadGem 1/15 LZ5ioOG.gif
    Munchin 3/15 LZ5ioOG.gif
    Optimistic Saver 4/20 LZ5ioOG.gif

    Pennydrops 18

    Purplemumof2 10
    savequidalot 2/18 LZ5ioOG.gif
    Saver.The.Taste 2/17 LZ5ioOG.gif
    scotmumof3 4/31 LZ5ioOG.gif
    shopaholicnumber1 1/15 LZ5ioOG.gif

    SpekySquarehead
    squanderscouse 2/15 LZ5ioOG.gif
    SSDD23 2/20 LZ5ioOG.gif

    Thistimearound 12
    TrushTush 1/15 LZ5ioOG.gif

    Tryingtosave29 18
    Ttomo 1/10 LZ5ioOG.gif
    Van_Girl 2/15 LZ5ioOG.gif

    :j ALL WELCOME TO JOIN!! :j
  • cathybird
    cathybird Posts: 15,716 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    3 & 4 NSD's.


    Yay beanielou :) :j:j :)
  • cathybird
    cathybird Posts: 15,716 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Dottles1 wrote: »
    A bit of a late start but yesterday was a NSD for me. The first of the decade. Woo Hoo !!

    Fantastic Dottles and good to see you back! :) :T:T Did you have a target in mind? ... I've currently got you down for 12, think that was your November target, but you might want to do more or less? ...
  • cathybird
    cathybird Posts: 15,716 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    4 NSDs for me, please. I probably would have gone out shopping just for something to do if not for this challenge, but I'm feeling good for using things up.

    bln x

    Fantastic efforts bestlifenow :) :T:T
  • Optimistic_Saver
    Optimistic_Saver Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    edited 5 January 2020 at 1:40PM
    Happy Sunday to you too, Happy Monday! And to all fellow No-Spenders.
    I am happy to report another NSD today. So 4/20 and as committed as ever to January's challenge.
    I can do this. We can do this. :A :)
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • karenccs67
    karenccs67 Posts: 1,088 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Can I join in please. 15 days

    Today is my 4/15
    ***Dont save what is left after spending, spend what is left after saving***
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