Jubilant January's NSD Challenge!

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1101113151672

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  • squanderscouse
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    Happy New Year!

    Please can I join and have a target of 15 NSDs please?

    1st and 2nd were NSDs so current total is 2/15 :)
    Bank Loan 8839/3761.16 Barclaycard4500/£1949.33 Overdraft 2000 /0
    Littlewoods 7000/107.68

    July NSDs 14/15
  • Happy_Monday
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    cathybird wrote: »
    Happy Monday, you must like to be out and about, or at least active? ... I keep quite busy when I'm at home (tidying, or exercising) but I do like to hang round the house, which I think can really help with NSDs.

    I’m always really busy, I started running a few months ago and run 2 to 3 times a week, and also exercise at home. Do you follow an exercise programme or plan at home. Work is always mega full on, so really I should sit and relax when I get home, but I find it really hard. I think I need to add relaxing at home to my long list of resolutions!
  • cathybird
    cathybird Posts: 13,453 Forumite
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    Happy New Year!

    Please can I join and have a target of 15 NSDs please?

    1st and 2nd were NSDs so current total is 2/15 :)


    Hi squanderscouse and welcome :) :wave: I have added you to the list, good luck with the challenge, and well done on your 2 NSDs! :) :T:T
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,453 Forumite
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    edited 4 January 2020 at 10:50PM
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    January

    LZ5ioOG.gif = off to a start!

    vyphs1D.gif = five days

    lCX2j2w.gif = 10 days

    FIOOeVG.gif = 15 days

    PN3GTFT.gif = 20 days
    0ChlWEJ.gif = target reached

    wwkLBRV.gif = target beaten


    January targets

    AbundantBudget 10
    beanielou 2/15 LZ5ioOG.gif
    bestlifenow 2/20 LZ5ioOG.gif

    borollan
    Butti 1/10 LZ5ioOG.gif
    cathybird 3/15 LZ5ioOG.gif

    confusedsaving 10
    CJRyder 1/16 LZ5ioOG.gif
    delta13 3/12 LZ5ioOG.gif
    doingitanyway 2/20 LZ5ioOG.gif
    Donkids22 3/10 LZ5ioOG.gif

    Dottles1

    Fivenations 15
    Glitterbaby 2/20 LZ5ioOG.gif
    Happy Monday 3/18 LZ5ioOG.gif
    HattersFan 1/15 LZ5ioOG.gif

    Honeysucklelou2 11
    Ivysmom 1/10 LZ5ioOG.gif
    jammydodger 4/20 LZ5ioOG.gif
    Lar90 2/20 LZ5ioOG.gif

    MidsHollie 15
    MoneysavingmadGem 1/15 LZ5ioOG.gif
    Munchin 3/15 LZ5ioOG.gif
    Optimistic Saver 3/20 LZ5ioOG.gif

    Pennydrops 18

    Purplemumof2 10
    savequidalot 2/18 LZ5ioOG.gif
    Saver.The.Taste 2/17 LZ5ioOG.gif
    scotmumof3 4/31 LZ5ioOG.gif
    shopaholicnumber1 1/15 LZ5ioOG.gif

    SpekySquarehead
    squanderscouse 2/15 LZ5ioOG.gif
    SSDD23 2/20 LZ5ioOG.gif

    Thistimearound 12
    TrushTush 1/15 LZ5ioOG.gif

    Tryingtosave29 18
    Ttomo 1/10 LZ5ioOG.gif
    Van_Girl 2/15 LZ5ioOG.gif

    :j ALL WELCOME TO JOIN!! :j
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,453 Forumite
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    I’m always really busy, I started running a few months ago and run 2 to 3 times a week, and also exercise at home. Do you follow an exercise programme or plan at home. Work is always mega full on, so really I should sit and relax when I get home, but I find it really hard. I think I need to add relaxing at home to my long list of resolutions!


    I use an online exercise streaming service, which costs about £10-11 a month and is brilliant (in my opinion). I do a combination of weights, cardio and yoga. I don't run, due to dodgy knees plus I just really don't enjoy jogging, for some reason, though weirdly I think the motion of running can be a really joyous thing. :) I'm only part-time at work and that really helps - I have wound down so much since I reduced my hours (though it also makes NSDs that much more important). :)
    In April I am taking a break from buying: Books
  • doingitanyway
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    I planned a NSD tomorrow as Sunday and NSD go together for me but busy indoors today so declaring 2/20 NSDs. Thank you.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • Munchin
    Munchin Posts: 2,816 Forumite
    First Anniversary First Post Photogenic Debt-free and Proud!
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    Hi all

    NSD 3 yesterday :), hopefully number 4 tomorrow.
  • cathybird
    cathybird Posts: 13,453 Forumite
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    Munchin wrote: »
    Hi all

    NSD 3 yesterday :), hopefully number 4 tomorrow.


    Well done Munchin! :) :j:j :)
    In April I am taking a break from buying: Books
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
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    cathybird wrote: »
    Welcome jammy dodger :) :wave: and well done on your 3 NSDs so far! :) :T:T:A There's an early retirement thread on MSE, I'm guessing you've probably seen it? ... It's a good thing to aim for, I think.

    Thank you cathybird Im just getting back on the MSE bandwagon to keep me motivated and on track
    I'll take a look at that thread..getting my finances in order for one last push before i hang up my pinny permanently
    decided life is too short and time is more precious than extra £s
    look forward to sharing here and keeping the motivation rolling x

    O and another NSD here so t hats 4/20
    night shift work and leaving the purse at home helping and none of those stupid in the middle of the night amazon impulse buys :j
  • cathybird
    cathybird Posts: 13,453 Forumite
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    Thank you cathybird Im just getting back on the MSE bandwagon to keep me motivated and on track
    I'll take a look at that thread..getting my finances in order for one last push before i hang up my pinny permanently
    decided life is too short and time is more precious than extra £s
    look forward to sharing here and keeping the motivation rolling x

    O and another NSD here so t hats 4/20
    night shift work and leaving the purse at home helping and none of those stupid in the middle of the night amazon impulse buys :j


    Well done jammy dodger on 4 NSDs :) :T:T and this is the early retirement thread here. It was started about 2010 and has been going in fits and starts since then. There are definitely quite a few people around on MSE who are interested in early retirement and ways to do it. You're right that time is more precious than money!
    In April I am taking a break from buying: Books
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