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Jubilant January's NSD Challenge!
Comments
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January
= off to a start!
= five days
= 10 days
= 15 days
= 20 days
= target reached
= target beaten
January targets
AbundantBudget 10
beanielou 2/15
bestlifenow 2/20
borollan
Butti 1/10
cathybird 2/15
confusedsaving 10
CJRyder 1/16
delta13 2/12
doingitanyway 1/20
Donkids22 1/10
Dottles1
Fivenations 15
Glitterbaby 2/20
Happy Monday 2/18
HattersFan 1/15
Honeysucklelou2 11
Ivysmom 1/10
jammydodger 3/20
Lar90 2/20
MidsHollie 15
MoneysavingmadGem 1/15
Munchin 2/15
Optimistic Saver 3/20
Pennydrops 18
Purplemumof2 10
savequidalot 2/18
Saver.The.Taste 2/17
scotmumof3 2/31
shopaholicnumber1 1/15
SpekySquarehead
squanderscouse 2/15
SSDD23 2/20
Thistimearound 12
TrushTush 1/15
Tryingtosave29 18
Ttomo 1/10
Van_Girl 2/15
:j ALL WELCOME TO JOIN!! :j0 -
I absolutely love the icons haha how do you get them or am I being dense :rotfl:0
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Evening everyone and happy Friday! Day 2 NSD for me. I’d love to have a NSD tomorrow, it’s unheard of for me on a Saturday, but I’ve nothing planned so don’t NEED to spend anything. I’m out with a friend for breakfast on Sunday so will have a little spend then.
Have a great weekend everyone xx0 -
Evening all, declaring day 2/12. Hoping to have a spend-free weekend if I can resist the urge of after work drinks.Save £12k in 2022 = £3705.97/ £7,500 (49%)
Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)0 -
Saver.The.Taste wrote: »A miracle of a NSD for me today, went into 3 shops avoided 3 sales as nothing looked worth it, then went to the pub and survived off water while meeting up with a friend!
Day 2 of 17 done
Amazing work Saver.The.Taste!! :T:T:TMarch 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.730 -
I absolutely love the icons haha how do you get them or am I being dense :rotfl:
So when you have your first NSD cathybird awards you the first emoticon. Then on your 5th NSD and your 10th etc etc.... scroll up in the thread to see the full list. Welcome and good luck with the No Spend Days! I will admit that I am extra motivated to achieve the little emoticons that cathybird has cooked up :rotfl:March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.730 -
I'd love to join please! Going to aim for 15 days I reckon. And I have already managed not to spend anything in my 2 days back at work
£12k in 26 #14 £3708.19/£12k 25 #14 £19,041.66/£18k 24 #14 £15,653.11/£18k 23 #14 £17,195.80/£18k 22 #20 £23,024.86/£23k0 -
I absolutely love the icons haha how do you get them or am I being dense :rotfl:Optimistic_Saver wrote: »So when you have your first NSD cathybird awards you the first emoticon. Then on your 5th NSD and your 10th etc etc.... scroll up in the thread to see the full list. Welcome and good luck with the No Spend Days! I will admit that I am extra motivated to achieve the little emoticons that cathybird has cooked up :rotfl:
SSDD23, Optimistic Saver is right! In December you ended up with a total of 14 NSDs out of a target of 15, so you got three emojis - the "off to a start", the 5 days and the 10 days.
This month if you reach your target of 20 you will get the 15 and 20 day emojis too, plus the "target reached" emoji. I hope that makes sense! I'm so pleased you and Optimistic Saver like them and I find them really motivating too, not sure why!
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Happy_Monday wrote: »Evening everyone and happy Friday! Day 2 NSD for me. I’d love to have a NSD tomorrow, it’s unheard of for me on a Saturday, but I’ve nothing planned so don’t NEED to spend anything. I’m out with a friend for breakfast on Sunday so will have a little spend then.
Have a great weekend everyone xx
Well done Happy Monday!
:T:T Go for it with the Saturday NSD ... I find weekend NSDs relatively simple because it's so nice to stay home, relax and not leave the house.
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