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Jubilant January's NSD Challenge!

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  • cathybird
    cathybird Posts: 15,654 Forumite
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    Van_Girl wrote: »
    I'd love to join please! Going to aim for 15 days I reckon. And I have already managed not to spend anything in my 2 days back at work :)


    Welcome Van_Girl :) :wave: and well done on your first two NSDs! :j:j Off to a great start :)
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    NSD 1 please, yesterday, mainly by staying in.
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Butti wrote: »
    NSD 1 please, yesterday, mainly by staying in.


    Well done Butti! :) :T:T
  • TrushTush
    TrushTush Posts: 218 Forumite
    Sixth Anniversary 100 Posts Photogenic Energy Saving Champion
    Finally off the mark with my 1st NSD!
    No Spend Days 2020 Jul 24 / 28 Jun 20/25 May 22/25 Apr 20/25 Mar 16/25 Feb 20/20 Jan 20/15
    Clear all Debt in 2020 #97 WE DID IT!! DFD June2020
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I would love join the NSD challenge can you put me down for 20 NSD please for January please
    not including fuel for car or direct debits
    3/20 so far 😆
    I'm planning for an early retirement in June and this will hopefully keep my spending on track
    new year
    fresh start
    thanks JD
  • cathybird wrote: »
    Well done Happy Monday! :) :T:T Go for it with the Saturday NSD ... I find weekend NSDs relatively simple because it's so nice to stay home, relax and not leave the house. :)

    Thanks Cathybird, I wish I found it easy to stay in and relax......
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    TrushTush wrote: »
    Finally off the mark with my 1st NSD!


    Well done TrushTush!! :) :T:T
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I would love join the NSD challenge can you put me down for 20 NSD please for January please
    not including fuel for car or direct debits
    3/20 so far 😆
    I'm planning for an early retirement in June and this will hopefully keep my spending on track
    new year
    fresh start
    thanks JD

    Welcome jammy dodger :) :wave: and well done on your 3 NSDs so far! :) :T:T:A There's an early retirement thread on MSE, I'm guessing you've probably seen it? ... It's a good thing to aim for, I think.
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Cathybird, I wish I found it easy to stay in and relax......


    Happy Monday, you must like to be out and about, or at least active? ... I keep quite busy when I'm at home (tidying, or exercising) but I do like to hang round the house, which I think can really help with NSDs.
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Probably not an NSD for me today. If it isn't, tomorrow will be (hopefully).

    One tip I have with NSDs which I mentioned last month: I find it really helps to divide the month up into thirds and your target likewise. So if you're aiming for 15 days, it's good to do five NSDs in the first 10 days, five in the second 10 days, and five in the third 10 days. If you're doing 20 I'd aim for seven NSDs in each 10-day segment and if you're doing 10 then I'd aim for four in the first 10 days and three thereafter. And so on :) Otherwise, it's all too easy to run out of month at the end of the month. Anything approaching 15 is actually quite a high target (I think). Anyway, those are just my thoughts! But I find it helps to do that. :)
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