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2020: Becoming a Saver, Not a Spender

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  • jwil
    jwil Posts: 21,895 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy your lie in!

    "If you can dream it, you can do it". Walt Disney
  • I woke up at 6:30 am - darned body clock :joy: however that did mean I had time to actually have breakfast and a couple of coffees, a nice long shower and to get the drain cleaner put in and rinsed out before leaving for work :)

    I am very pleased to report that the WD40 did the trick! No noises now :grin: I will get a tub of proper grease at some point as that's the better thing to use, but the WD40 has done the job for now :) the research paid off as it cost me zilch to sort :) 

    I have been looking into the cost of getting my foot injection done privately, it's around £250, there are places still operating, so I will think on that. It could be many months before it happens on the NHS (understandably, of course) Maybe I'll do it if I somehow win £250 for free :joy: I would definitely take that as a sign :joy:

    Hope everyone is enjoying the weather, my half-day will fly by, need to catch up on diaries :grin: x





  • jwil
    jwil Posts: 21,895 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great that the WD40 worked!
    "If you can dream it, you can do it". Walt Disney
  • FootyFanDan
    FootyFanDan Posts: 1,675 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    hehe WD40 to the rescue! 

    How is the foot holding up ? Hope you can enjoy some of the good weather we are looking at over the weekend :) 
    Days to Orlando: 462- ☀️🎢

  • Definitely agreed about the WD40! I ordered some proper grease to my brothers house as there is a shop in his town (where I work) which had same day delivery - to my house it was 9 working days :joy: obviously I’ll just collect from his doorstep on my drive to work on Monday. 

    Foot is the same as always, probably won’t go for the private treatment as it’s not 100% guaranteed to be the cause, just really jealous of everyone out running etc the moment 

    I plan to spend all day tomorrow on the sun loungers I bought last year and never got to use ;) 
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We too bought garden furniture last year that we didn't use much. That should change this year if the weather stays nice.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • We too bought garden furniture last year that we didn't use much. That should change this year if the weather stays nice.
    I hope you get to use it all! Ours was delivered about a week late; summer had finished by the time they came lol x 
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy the sun if you have it today. They say the weather could be about to change for the worse.... not clear if that is UK or just Europe
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • joedenise
    joedenise Posts: 17,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It's definitely UK as well as Europe!  We have in the mid 20s today and tomorrow is forecast to drop to around 10-12 degrees, brrr!
  • The sun was beautiful! It definitely has changed overnight though, I actually had to put my coat on to come to work this morning :joy:
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