misstara's debt diary 2020

monz

Last time I done that they gave me a month free.  If you phone them let them know x

misstara

Thanks for your posts Boodedoo and monz.  Have decided just to leave the money to decrease the council tax bill for next year.

Spent £4.30 on a bacon roll and coffee while out a walk with a friend yesterday, NSD today.  Got paid £43.87 from 2nd job so £42.50 to the holiday fund (taking it to £60) and £1.37 to the debt.

misstara

Had a lovely weekend away and spent very little apart from petrol - £48.24 on petrol and £6.68 on snacks/drinks while travelling.

Back to work yesterday but finished up early and went to the gym then me and OH went food shopping and spent a whopping £59.67.  I bought ingredients for baking for a wee fundraiser we're doing today at work and it also included toiletries and cleaning products.  It should last us a lot longer than a week so hopefully just a small top up of fresh stuff next time.

Away to get ready for work now then planning to go to the gym after.

misstara

Whoops haven't posted for a while, work has been hectic over the last week and I imagine will only get worse.  There seems to be a constant succession of emails from head office regarding the coronavirus and trying to get the service users to follow good hand hygiene practices is a never-ending battle.  Working from home is not an option so will just have to try to stay as safe as possible.

Me and OH have decided to cancel our trip to Edinburgh this week and just stay at home instead due to the coronavirus.  We'll lose out on the money we already paid for the hotel but we just didn't think it was a good idea to go.

I finally got my dodgy tooth out today it was horrible but at least it's over and done with. 

Boodedoo

Pleased you are both safe and well.
Sorry about your cancelled trip, but agree its the sensible (and responsible) thing to do.
Take care, and thank you, the people such as yourself who work in care are essential for the well being of those you care for.

misstara

Thanks Boodedoo

I've been off work since Friday (using up my annual leave hours before the end of March) which has been lovely although slightly dreading what I'm going back to tomorrow   We've done various little jobs about the flat and I've made sure that I've gotten out for walk each day.  Due to OH's underlying health issues, he's not planning on going out at all for the next wee while.  

Payday is Monday next week - £1887.97
- £950 usual bills
- £150 car
- £230 food
- £75 petrol
- £100 emergency fund
- £200 car fund
- £50 home fund
- £20 clothes
- £10 ynab (better start putting money aside for when the yearly subscription is due)
- £20 Christmas savings 
- £82.97 debt 

beanielou

You wont need clothes as we will be hardly going out! 

misstara

Very true beanie hoping to save up some cash for a wee shopping spree afterwards!

misstara

NSD yesterday, small spend today on painkillers and some fruit.  Going to have to phone the dentist tomorrow as I'm still getting pain around the extraction site.

Not much else to report - as expected being back at work is very busy!

misstara

Payday yesterday 😀 so moved money to various pots and made a payment to the debt - now at 27.9% paid 😀 Pretty sure at the start of the year, I had a post about what I wanted to achieve by the end of March so will have a look and see what progress I have made.

Work have made a change in how they pay sleepovers so the April's pay should reflect this difference - I reckon I'll be about £200 a month better off so it is a substantial difference 😀

Went to the supermarket this morning and it was definitely better stocked than the last time I went 5 days ago - I managed to get toilet paper, lentils and long life milk so very happy with that.  OH went to the bank while I was in the supermarket and then we did a quick walk along the beach.  Not many people about which was good.

On a late shift today so just away to jump in the shower, make some food and then get myself organised to go.