📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

misstara's debt diary 2020

Options
1246745

Comments

  • Glad you had a good time
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks INOD :)

    Spends for yesterday were £50.84 on presents and £28.20 on food. Today was the 1st NSD of the month :T

    Paid the £2 bank account reward to the debt so now at 41.1% paid :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • Boodedoo
    Boodedoo Posts: 504 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Well done, that % paid is going up steadily !
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    That will be gone in no time at all! :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks Boodedoo and monz :smiley:

    Rubbish day yesterday as ended up in hospital :tired_face: due to a blockage caused by scar tissue from the surgery.  Thankfully it righted itself pretty quickly so went to a&e early morning and was out by mid afternoon but very painful and worrying at the time.  Feel absolutely fine today.

    Too tired to post more tonight and up early tomorrow for work so best get to bed.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • take care
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks INOD.  I feel absolutely fine now.  It was a complication from the surgery which unfortunately may keep happening and there's nothing that I can do to prevent it so just have to hope for the best.

    NSD yesterday.  Spendy day today - £29.73 on petrol, £28.82 on a food shop, £67.49 on a new f!tbit and £139.46 on an energy bill :angry:.

    My f!tbit completely died a few days ago and since it's out of warrenty, they won't replace it but did offer a 25% discount on a new one.  Decided to go for it so used some money that I got for Christmas to pay for it.  Had been saving this money to buy some clothes but never mind, still have £22.51 left from Christmas money so will start saving up.

    The energy bill is a result of OH inadvertently changing our energy supplier about 7 weeks ago due to a cold call he got about smart meters.  Our old energy supplier then requested it back as an erroneous transfer but it was refused.  Now in the process of switching back as we were happy with the old company and the new company is more expensive but have to pay off what we owe before they will allow us to switch.  Therefore £139.46 has been put on the credit card :angry:.  Have updated signature :/
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Gad you are ok and thats shocking about the energy change and costs!xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    monz said:
    Gad you are ok and thats shocking about the energy change and costs!xx
    Thanks monz :smiley:.  It's a total pain about the energy company, OH is under strict orders not to speak to anyone about energy :lol:.  We are in credit to the old company and should get something back once they've taken off the final bill so anything we get back will go to the credit card.  It's all a bit of a mess but will hopefully be sorted soon.

    NSD yesterday :smile: today won't be as I'm out for tea with some friends later.  Right best get organised for work.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Had a lovely tea with friends and spent £20 on food and £4 on parking.  I also spent £7.31 on toiletries.

    I received £12.05 from a survey site today so £3 paid to the emergency fund, £3 to the car fund, £3 to the holiday fund and £3.05 to the debt :smiley:
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.