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misstara's debt diary 2020

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  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    edited 7 January 2020 at 12:19AM
    A NSD today :D. It was an incredibly draining day at work so happy to be home and in my pjs :)

    Started doing community visits as part of my job last month so finally got round to handing in the paperwork (MOT, insurance, etc) so that I claim back mileage. It's 45p a mile and I think I'll probably do around 60-70 miles a month so maybe around £27-£30 back a month :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Didn't manage to post last night, couple of really draining days at work. Supposed to be off tomorrow and Friday but have agreed to go in for a couple of hours each day to help out with a bit of a situation, hopefully all will be resolved soon. Ah well a few overtime pennies to add to my pay next month :D

    NSDs yesterday and today but will definitely need to shop tomorrow as the freezer is completely empty and fridge is almost empty too.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Did a shop yesterday - £32.28, mostly food although did buy new paint brushes (£5.99). Today has been a NSD :D. Have come down with the lurgy so feeling pretty rotten, hopefully it will pass soon.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thankfully feeling a bit better than yesterday :). Yesterday was a NSD, today I got a huge bag of washing tabs, coffee, eggs, bread and milk (£19.80).
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Continue to be feeling better - still got a lovely snotty nose and cough but I no longer feel miserable :)

    NSD yesterday and spent £12.68 on food today, that should take us to at least the weekend apart from possibly milk.

    I really really need to get an essay finished for a qualification through work, it's due in 9 days and I don't want to be stressing about it the day before. Unfortunately there will be no pay rise once completed :( but it's something I need for my registration. We had an inspection today at work which I think went well but official feedback will be on Thursday.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Quick post before bed - now got a tooth infection again. Same tooth so have got a course of antibiotics and then need to make an appointment to get the tooth pulled out :eek::(

    A few purchases today - £7.04 on food, £3.18 on toiletries and £2.99 on a new roller brush for painting.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • I like the daily break down of your expenses during the week �� curious to wonder if it worth me doing daily posts more so than weekly misstara. Keep up the hard work and is very much a eye opener in living life but recording the financial aspect too.
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Floorspeed wrote: »
    I like the daily break down of your expenses during the week �� curious to wonder if it worth me doing daily posts more so than weekly misstara. Keep up the hard work and is very much a eye opener in living life but recording the financial aspect too.

    Thanks for your post Floorspeed. I certainly find posting daily or near daily helps keep me on track and makes me more mindful of my spending as I know I will have to come here and confess :rotfl:

    Yesterday was a NSD :). Plan for today is getting some food shopping in and visiting my gran, I haven't seen her in over a week due to the lurgy and then feeling miserable with toothache. The antibiotics have kicked in :D so feeling loads better.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Didn't visit my gran yesterday as when I phoned her, she already had various visitors planned so went round today instead. She's happy to be home but still very tired. Then went to the gym for a spin class and OH made a roast chicken dinner :). Only spend for today was £19.11 on petrol.

    Went food shopping yesterday - £33.95 on food, £1 on washing up liquid, £1 on daffodils and £2.90 donation to the bag packers at the supermarket.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £46.47/£50
    Mortgage overpayments so far - £625.98
  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Enjoy your daffs! They bring me so much joy for a quid!
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
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