misstara's debt diary 2020

monz

That debt will be gone in no time at all!!!xx

misstara

monz said:

That debt will be gone in no time at all!!!xx

hoping that since I'm not really spending money on anything, I can put more to the debt.

NSD yesterday, I'm trying to aim for 20 NSDs this month as will be trying to avoid supermarkets as much as possible.  Went out for a walk after work yesterday and planning to go out for a run this morning.  Definitely been exercising more since the lockdown, if I'm told I can only go out once a day to exercise then I'm going to try and get out every day.  Aiming to get 10,000 steps every day this month.

misstara

Some financial goals for the 1st quarter of 2020

- car loan under £4700
- credit card under £250
- emergency fund £200
- car fund £500

Current
- car loan £4699.24
- credit card £437.82 
- emergency fund £190.50
- car fund £515
So all looking good apart from the credit card.

Financial goals for the 2nd quarter of 2020
- car loan under £4260
- credit card paid off (might be a little bit ambitious but I'm going for it!)
- emergency fund £500
- car fund £800

My car service has been moved to the start of May as the garage is shut at the moment.

Boodedoo

You are doing so well with the debt, the savings and the goals for the future.
Well deserved progress, lovely to see!

beanielou

Looking good 

misstara

Thanks Boodedoo and beanie

Did a food shop yesterday and bought petrol as well.  NSD 3/20 today and have achieved 10,000 steps each day so far.  Not much else to report, really tired tonight and long shift tomorrow so heading for an early night.

misstara

Just cashed out £6.81 from PA so that will be paid off the debt once I transfer it from p@ypal later

misstara

Very quick post before bed, NSD yesterday and today so now up to 5/20   Money from PA has been paid to the debt so now at 29.3% paid.  Got my car tax reminder today so it is £200 for the year.  Have the money put by for it so will pay that at some point this week.

Boodedoo

Got my car tax reminder today so it is £200 for the year.  Have the money put by for it so will pay that at some point this week.

That is about the best thing I have read for ages :-) Great that the debt is at 29.3% paid but BRILLIANT that while doing that you have also been able to put money away for things like this . All your hard work is really paying off.
Sleep well :-)

misstara

Thanks Boodedoo.  I'm happy that I've got money set aside for it plus other various saving pots, never thought I'd be in this position a few years ago.

NSD 6/20 today and I've achieved my 10,000 steps