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misstara's debt diary 2020
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Paid £3.50 to the debt today to take it to 30% paid
We ran out of fresh milk and fruit yesterday and only have a few slices of bread left and onions, tatties and cherry tomatoes as fresh veg. However, I'm determined not to go to the supermarket until next Wednesday as I'm trying to minimise the amount of contact I have with other people, I have to go to work but trying to avoid all unnecessary visits to the supermarket. I finish up work at 8am on Wednesday morning so thought that would be a good time to go. If we desperately need anything before then, I'll quickly pop to the corner shop. I think we'll manage though as we have some long life milk and cans of evaporated milk, frozen veg and I managed to snaffle 2 bags of bread mix so I'll have a go at making some on Saturday (my next day off). If that fails, there's plenty of crackers and oatcakes in the cupboard.
I'm on a late shift today so the plan is to attempt a run in the next hour or so then do a quick tidy of the flat. I've taken beef stew out the freezer to take to work for tea so I'll need to prepare some tatties and veg to go with that.
Next week I've got 4 days off where I was planning to go home to see my parents, obviously that won't be happening so me and OH are planning little jobs around the flat and plan to get the garden into shape.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £46.47/£50
Mortgage overpayments so far - £625.981 -
Love how you keep chipping away and staying on track even with everything else going onMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1
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Well done on the 30% 😎
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Thanks INOD and beanie
Quick post before bed. NSD 8/20 today and I achieved my 10,000 stepsMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £46.47/£50
Mortgage overpayments so far - £625.980 -
NSD 9/20 yesterday. Went out for a walk today with OH and got milk and fruit at the local shop while out, no queue and hardly anyone inside the shop which was good. We then spent time in the garden so the grass is now cut and some of the soil has been turned off in preparation for planting stuff. After that I sat out in the garden with a g&t and a book
I also made some soup and bread today so that's my lunch sorted for the next few days.
Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £46.47/£50
Mortgage overpayments so far - £625.981 -
Double shift yesterday and early today so pretty tired. Will be off to bed shortly. NSD yesterday and today taking me to 11/20. Only tomorrow to go and then I've got 4 days offMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £46.47/£50
Mortgage overpayments so far - £625.980 -
On a late shift today so had a wee lie in and OH made egg fried bread and bacon for breakfast 😋 I then went out for a lovely walk, just heading back home now.
I finish work at 8am tomorrow so the plan is to go straight to the supermarket, hopefully it will be nice and quiet at that time.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £46.47/£50
Mortgage overpayments so far - £625.980 -
Spent a lot at the supermarket on Wednesday but that should keep us going to at least the end of the month with a couple of top ups of milk, bread and fruit. Got everything I needed from the supermarket which was good.
I've paid for the car tax which was actually £205 and we got the final bill from the old electricity supplier which was £63.10. I had £100 put by for this so have paid £36.90 to the debt taking it to 36.2% paid
Not much else to report, have been going out for a walk each day and have done some gardening. Think today we will clean the windows and do a bit more gardening as well as going for a walk later. Today will be NSD 15/20
Really need to up the exercise or reduce my eating as I'm definitely beginning to get a double chinI was thinking I would look for some exercises online. I have a kettlebell in the house but unfortunately it's now too heavy for me, my plan had been to try and work my way back up to it using the kettlebells at the gym. Ah well I'll use some tins of soup or something instead!
Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £46.47/£50
Mortgage overpayments so far - £625.980 -
Went a nice long walk today, bought some bulbs for the garden as well as some bin bags and milk while out. Planted out the bulbs so hopefully will get some flowers in a few months time. Back to work tomorrow so better get off to bed.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £46.47/£50
Mortgage overpayments so far - £625.981 -
Busy day at work so it passed quickly. Went out for a run after work which was good. Not much else to report except another NSD.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £46.47/£50
Mortgage overpayments so far - £625.980
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