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Midlife Musings and Measurable Goals
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welcome back DIA - its great to hear your plans - ex-cit-ing
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine6 -
Lovely to 'hear' from you and even better to get to your latest post and find out that your relativecame through the operation successfully.Good luck with the house selling, someone we know sold very quickly so you never know. Enjoy exploring possibilities.7
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Good news on your relative.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Glad to hear your relative came through her op OK.
I think getting out of that house will do you the world of good - both for lunch - and for your planned lifestyle change. Have a good week.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/256 -
Great to see you posting again and so pleased that all went well with your relative's op.Your plans sound exciting and I'm looking forward to reading all about the house move as and when. Do you plan to move far from where you are now?Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”5 -
mark55man said:welcome back DIA - its great to hear your plans - ex-cit-ingmaggiem said:Lovely to 'hear' from you and even better to get to your latest post and find out that your relativecame through the operation successfully.Good luck with the house selling, someone we know sold very quickly so you never know. Enjoy exploring possibilities.beanielou said:Good news on your relative.
Thanks everyonesavingholmes said:Glad to hear your relative came through her op OK.
I think getting out of that house will do you the world of good - both for lunch - and for your planned lifestyle change. Have a good week.
Yes, exciting times indeed @mark55man
I do so hope I am as lucky as your friend @maggiem
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
Thanks SSG58. I do plan to move far away from where I am now! I've been where I am for too long. I really need the restorative properties of nature. No good running off to the Scottish Highlands every time I need beauty and fresh air. I want it on my doorstep with my next moveSeasidegal58 said:Great to see you posting again and so pleased that all went well with your relative's op.Your plans sound exciting and I'm looking forward to reading all about the house move as and when. Do you plan to move far from where you are now? If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
Property here is moving really fast.
Two sold in 4 days!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
a common response on the housing board is "everything sells quickly if you price it properly", so a truly frank analysis of what your minimum is, and remembering that when you are buying you can play hardball as well will speed the process upI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine6 -
beanielou said:Property here is moving really fast.
Two sold in 4 days!!
Whoa, It's not even on the market yetmark55man said:a common response on the housing board is "everything sells quickly if you price it properly", so a truly frank analysis of what your minimum is, and remembering that when you are buying you can play hardball as well will speed the process up If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720255
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