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Midlife Musings and Measurable Goals
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Chrystal said:Sounds like a plan DIA
I don't envy you clearing the shed (spiders!) One of the main reasons I haven't started to tackle my upstairs room of doom is because I've a real phobia about insects - even butterflys
so you can imagine what I'm like with spiders and moths!!! (((hugs)))HairyHandofDartmoor said:Good luck with your shed 🐸 DIA. I'm lucky because I don't mind spiders. I'm petrified of snakes 😱 but luckily you don't across them so often.beanielou said:You would have laughed last week!
In the foodbank we have two very very large boxes for carrier bags.
I look the last couple of bags out of one last week & there was a rather big spider & i let out an almighty shriek!!
Thank you fellow scary-cats, at least I am not alone. I went into the outbuilding and moved a few things just to acclimatise myself with the awful building. It is a start and I have until the end of the week to have it done and it is only Tuesday...another_casualty said:All looking good still DIA 😼
Have you got a lock on your outbuilding ? Best be on the safe side if putting anything in there .Good luck with the spiders 🕸🕷. Hope the squirrels haven't been in there 🐿
@another_casualty no need to worry about locks on the shed as it is missing a window!! The hope is for it to have a boxed up bath in there and a sink so should be okay.
@beanielou I would not have laughed at the spider! Fainted or screamed maybe but laughter? No!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
Thanks SSG58. The book is great but not sticking to it religiously right now...Seasidegal58 said:Jus caught up with your diary whilst on my coffee break DIA. Wow! You've got through loads whilst I've been off the boards the last couple of weeks. How are you finding the cleaning book? You sound like you've been making inroads (better than I've been doing lately☹️).One tip I read a while ago when decluttering a room is to take a picture of the room on your phone. It's funny - when you look at the photo, whatever you need to declutter seems to jump out at you more than just staring at it.Have a good day!
I love the take a picture tip.
My room looked decluttered but then I sat somewhere new and noticed all the boxes of books under my dining table. Whoops. That said it IS SLOWLY getting done and I'm pleased.
Hope your day is going well If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
I think the take a picture is a fab idea - as is sitting down in different parts of the room and looking at the view. It helps the clutter / what needs doing jump out at you. I confess I am ignoring the house for now and purely focusing on the garden as the house is too overwhelming.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
I went into the out building just to get that over. Stepping in there was yuck but will be less yuck next time I hope. That’s the idea anyway. Instead I concentrated on the finance part of the bathroom plan. I was on the phone for hours trying to get it sorted. Still more reading to do but I may have found a way to release some money tied up for my future. It will help the batherom project a great deal but I will still need to be savvy as I might need to finance fixtures and fittings from everyday money and keep the fund back to pay for labour. I hate making financial decisions so I got so anxious I ended up with an upset tummy so I need to relax this evening.
At least it feels like I am moving forward with a project. This C19 makes me feel stuck and as if life is passing by. I need a project. Not just cleaning and decluttering but a project that forwards my life aims. I also deserve a nice place to live in (as @HairyHandofDartmoor kindly said)
I made soup, cleaned the bathroom, and gave myself a pedicure.
Burning eucalyptus, sage and lavender. Tray baked veggies for later.
As @another_casualty says, I'll leave it there'
Have a lovely, sunny, relaxed evening
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
Glad you are taking care of you. I think having a beautiful living space definitely helps. Now where's my cleaner? LOL TBF not asked her to return yet...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
Ha, not sure about a beautiful living space, but having a functional bathroom where I can relax or having a shower would be so lovely after so long...(don't ask)savingholmes said:Glad you are taking care of you. I think having a beautiful living space definitely helps. Now where's my cleaner? LOL TBF not asked her to return yet...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
I won't ask then!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
To clarify, I do bathe, just don't have a shower Beanie!beanielou said:I won't ask then! If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
& I don't have a bath but I do shower!doingitanyway said:
To clarify, I do bathe, just don't have a shower Beanie!beanielou said:I won't ask then!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
We should combine forces so we both have bothbeanielou said:
& I don't have a bath but I do shower!doingitanyway said:
To clarify, I do bathe, just don't have a shower Beanie!beanielou said:I won't ask then! If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255
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