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Midlife Musings and Measurable Goals
Comments
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Thank you very much @another_casualty. You've pushed me into eating the headphones 🐸. I'll give them a try and also hopefully not bother you with my Ludditeness!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”4 -
Thanks AC, your kind offer forced me to 'get over myself' and eat the frog. I have now successfully paired the headphones with my computer. FROG EATENanother_casualty said:Sorry to hear about the headache DIA . It sounds that while you've been doing loads outside , that you've forgotten about the inside albeit temporarily . You can't do it all , but it does seem that you could slow down a little and focus indoors when you're ready or even have a couple of days off.No more rain forecast from what I've heard 💦. Apparently mon- weds should be sunny like it has been of late 🌞🐠
If either your self or @Seasidegal58 want any help with your tech stuff /🐸you could always ask here or pm me . I may be able to help . Not 100% guaranteed but you never know 😼
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20256 -
Go do it SSG58. I'm a total luddite but even I did itSeasidegal58 said:Thank you very much @another_casualty. You've pushed me into eating the headphones 🐸. I'll give them a try and also hopefully not bother you with my Ludditeness! If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20254 -
Great news DIA 🐸 They are great headphones 🎧
your turn @Seasidegal58 🐸. Having said that , you do have to be in the right frame of mind . You can do it 😼4 -
Well done I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Well done on the headphones. It's bright and sunny here today - hope it is where you are too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/254 -
doingitanyway said:
Go do it SSG58. I'm a total luddite but even I did itSeasidegal58 said:Thank you very much @another_casualty. You've pushed me into eating the headphones 🐸. I'll give them a try and also hopefully not bother you with my Ludditeness!
I will get to grips with them today I promise!😀. You have given the impetus DIA!another_casualty said:Great news DIA 🐸 They are great headphones 🎧
your turn @Seasidegal58 🐸. Having said that , you do have to be in the right frame of mind . You can do it 😼Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”4 -
Telling myself sitting in the garden with a cup of tea will be just as good sitting in the garden with a glass of wine. It’s true. Sort of.
Gardening, I can hear the guy a few doors along, who was in hospital having chemo, caught a chest infection and after testing for Corona is back home. Enough to make me happy all day, despite the squirrels being back and keeping me awake.
Organise/Clean/Declutter
Washing done and out
Cleared freezer of junk food and binned
Dishes X2
Kondo rolled airing cupboard
Decluttered medicine cabinet
Garden
2 hours gardening
Wellbeing
Burning grapefruit oil
Listened to an inspirational podcast
Hand embroidered tablecloth on table
Later, I will have a salad I think, then take a cycle for a bit of exercise and do a bit of reading and creative work.
Off to make that cup of tea
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20255 -
I hope you manage to eat the headphones 🐸 DIA. I'm not good with technology and find it quite stressful, but I'm lazy and get other people to do it 😕.
You must be getting much fitter with all your cycling and well done on the early morning walk 🙂 .Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS5 -
Quite a busy day you've had so far today DIA - well done you! I have Kondo rolled towels and bedding too!Enjoy your relaxing in your garden (apart from listening to the pesky squirrels!🐿🐿🐿🐿)Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”5
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