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Midlife Musings and Measurable Goals

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Comments

  • Seasidegal58
    Seasidegal58 Posts: 6,094 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thank you very much @another_casualty. You've pushed me into eating the headphones 🐸. I'll give them a try and also hopefully not bother you with my Ludditeness!  
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • doingitanyway
    doingitanyway Posts: 10,171 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Thank you very much @another_casualty. You've pushed me into eating the headphones 🐸. I'll give them a try and also hopefully not bother you with my Ludditeness!  
    Go do it SSG58. I'm a total luddite but even I did it :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • another_casualty
    another_casualty Posts: 6,506 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 18 April 2020 at 6:48PM
    Great news DIA 🐸 They are great headphones 🎧
    your turn @Seasidegal58 🐸. Having said that , you do have to be in the right frame of mind . You can do it 😼
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the headphones. It's bright and sunny here today - hope it is where you are too.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • Seasidegal58
    Seasidegal58 Posts: 6,094 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thank you very much @another_casualty. You've pushed me into eating the headphones 🐸. I'll give them a try and also hopefully not bother you with my Ludditeness!  
    Go do it SSG58. I'm a total luddite but even I did it :)
    Great news DIA 🐸 They are great headphones 🎧
    your turn @Seasidegal58 🐸. Having said that , you do have to be in the right frame of mind . You can do it 😼
    I will get to grips with them today I promise!😀. You have given the impetus DIA!  
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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