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Midlife Musings and Measurable Goals
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Well done on clearing lots of weeds, I love bluebells. It's good that your cycling is making you fitter 🚴♀️.
Delivery charges do seem higher at the moment and that's if you can get a slot!Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS5 -
doingitanyway said:
@RosaBernicia The seeds are from Sutton seed company.
...
I tried an online order last night. A 2 hour wait and when I was through the slots for delivery had gone. I used to get deliveries for £1.99, now the charge is £6.99 but under the circumstances I'll have to suck it up as there is still stuff I need. ...Thanks DIA, I may try them.I have been getting up early and going to the key worker supermarket slots, as the queues look enormous and I can't take that much time out of a working day. If the online slots are still unavailable I guess I will continue.Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc6 -
Sunshine_girl2 said:Your cycling must be getting you very fit . Glad you have milk now for your tea . Hope you enjoyed some garden time today.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Seasidegal58 said:doingitanyway said:
Thats's a big jump in a delivery charge!😱. Is that because your order is in peak time now or just because they can hike the fee due to over subscribing customers?
I tried an online order last night. A 2 hour wait and when I was through the slots for delivery had gone. I used to get deliveries for £1.99, now the charge is £6.99 but under the circumstances I'll have to suck it up as there is still stuff I need.
Enjoy your tea now that you have your favourite milk. 😀If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
I seem to settling into a routine I like as yesterday I got stuck into the work but also did a fair bit of gardening. Gardening is harder work than I expected but I am still enjoying it. Today I've done a good hour but will do more later when the sun has gone down.
I've gone back to burning oils. Today: grapefruit and rosemarie.
I made a raw food box and a tahini, lemon and toasted blue poppy seed dressing. I'm doing a tray bake with leeks, potatoes, garlic, and chorizo. Will have with salad
A bill to pay and meter readings to send in. Then working through to the early afternoon.
I will do an online yoga or dance class but no outside exercise today just lots of gardening.
Hoping your day is a good one
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720257 -
You're doing amazingly well DIA 😼. You are getting fitter without even realising . Things are getting done in abundance , and great progress all round . You should be very proud ..6
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I am in awe.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
I thought that was a very impressive list too. The food sounds yummyAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
Blimey - you've had a good week DIAI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine6 -
another_casualty said:You're doing amazingly well DIA 😼. You are getting fitter without even realising . Things are getting done in abundance , and great progress all round . You should be very proud ..beanielou said:I am in awe.savingholmes said:I thought that was a very impressive list too. The food sounds yummymark88man said:Blimey - you've had a good week DIAIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255
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