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Midlife Musings and Measurable Goals
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We have latex gloves too, mainly because of cleaning up after the various animals.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo5 -
Ouch Beanie to needing your hair done next week. I'm not due until mid April or laterAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
savingholmes said:Ouch Beanie to needing your hair done next week. I'm not due until mid April or laterI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
If you aren't going to use your car again, best to get rid when you can. As for beauty routines , doing my own eyebrows, upper lip. Painting nails , as for the hair well I will have grey roots by this time next week , but not worrying about it.Enjoy your weekendLife is an adventure, never stop exploring.5
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Well beauty treatments - all on hold now - my nail extensions are going to look very odd soon! I've bought some good nail oil and cuticle cream ready for the weird nails that will appear from underneath. Also the nail polish and foot file are ready for when the last pedicure wears out! Don't even go there re hair! I was due cut and highlights week after next! Not sure what I'm going to do here!Re my work from home routine - get up at 8am, shower, breakfast, fire up the laptop at 9am and work till 12 with a couple of coffee breaks so I can get up and stretch. Then go for a walk for c.40 mins and have quick lunch. Work till 5pm with coffee breaks then knock off!😁Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”5 -
I agree with sunshine_girl if the car isn't being used sell it ASAP. It will just start getting damp, things will stick, batteries will flatten etc etc
I have sold a few of my and DC kids on ebay. Probably not the most money you could get but a bit safer than private sales. Depends on the car really. Garages won't take a car in Part Exchange if you are not buying.
Alternatively I have heard that we buy any car dot com are fair if not generous, but only if the car is in very good condition - if not they will take hundreds off for stuff that an ebayer wouldn't notice
Your thread is so lively at the moment - I can hardly keep up, but hoping you are keeping well and safeI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine7 -
Sunshine_girl2 said:If you aren't going to use your car again, best to get rid when you can. As for beauty routines , doing my own eyebrows, upper lip. Painting nails , as for the hair well I will have grey roots by this time next week , but not worrying about it.Enjoy your weekendmark88man said:I agree with sunshine_girl if the car isn't being used sell it ASAP. It will just start getting damp, things will stick, batteries will flatten etc etc
I have sold a few of my and DC kids on ebay. Probably not the most money you could get but a bit safer than private sales. Depends on the car really. Garages won't take a car in Part Exchange if you are not buying.
Alternatively I have heard that we buy any car dot com are fair if not generous, but only if the car is in very good condition - if not they will take hundreds off for stuff that an ebayer wouldn't notice
Your thread is so lively at the moment - I can hardly keep up, but hoping you are keeping well and safe
Sunshine_girl2 well done with your beauty measures
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
Seasidegal58 said:Well beauty treatments - all on hold now - my nail extensions are going to look very odd soon! I've bought some good nail oil and cuticle cream ready for the weird nails that will appear from underneath. Also the nail polish and foot file are ready for when the last pedicure wears out! Don't even go there re hair! I was due cut and highlights week after next! Not sure what I'm going to do here!Re my work from home routine - get up at 8am, shower, breakfast, fire up the laptop at 9am and work till 12 with a couple of coffee breaks so I can get up and stretch. Then go for a walk for c.40 mins and have quick lunch. Work till 5pm with coffee breaks then knock off!😁If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
I’ve not been able to buy w-u-liquid since my return. It was cancelled from my online shop too. Yesterday I managed to buy some from an independent company I discovered on my retreat. They make bio/sanitised products but are cheaper and I think better than 3cover. I bought hand wash and laundry liquid too. All large sizes so I won’t have to give those items headspace for a long time now. Until the delivery I am washing dishes with soap powder!
The virus has forced me to reflect on being at the mercy of supermarkets and I will change the way I shop now as I intend to do this every year. I have also switched my veg box to fortnightly from monthly. Positive changes
Although I saw the benefits of driving I can’t say I loved it the way I do cycling. It is great. A shorter cycle today just 30 minutes.
Going to clean my door and letter flap today with antibac stuff after something I just heard on the radio...
I was able to do some creative work yesterday, not loads but some
Some washing done and drying outside.
Found some wine and chillies in the freezer. Its like Ready-Steady-Cook and the ingredients suggest a chilli, so that’s that.
I hope you are all safe and well
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720257 -
Neighbour drilling next door. No escape except the garden.
Two hours gardening. The grass is cut, sweeping, more weeding of borders.
Back indoors and it is all quiet again. Bliss.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720256
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