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Midlife Musings and Measurable Goals
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another_casualty said:If you are getting noise cancelling headphones , you may consider whereabouts you'd need them most .If using in bed, then Sleepphones are very good . Main reason is that you can actually sleep with them on , as there are no bulky parts. It's like wearing a headband in bed . Plus they do Bluetooth ones too . If you're going for the usual noise cancelling ones, AKG do good ones and are a bit cheaper than Bose. They're available at richer sounds . Having said that , QVC advertise Bose so you get 30 day no quibble trial.
Sorry to hear that you are out of sorts DIA . I am convinced that are brains are like cds that play random things in our heads ,and the remote contol is broken. I think we all get ( and will always get ) bad thoughts now and again . In most cases it will pass and will happen less ,the more we progress in the right direction . Bear in mind you are still planning to go forward and put the past stuff behind ,so without knowing it and subconsciously there's still going to be the odd day here and there .
I've just been watching penguins attacking each other, and we think we have problems 🐧Really helpful. I like your analogy re the remote control. I woke up late this morning but feeling less 'off' so that's good. I think stopping coffee threw me a little off balance more than I realised. I need to get some exercise today so will go for a cycle ride.
I looked at the headphones you suggested and I think the B0se Q35 will be the best for me (I don't need them for sleeping) but the prices are about £75 over what I can afford. I am going to see where I might be able to get the extra from...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
This is the time to be slow,
Lie low to the wall
Until the bitter weather passes.
Try, as best you can, not to let
The wire brush of doubt
Scrape from your heart
All sense of yourself
And your hesitant light.
If you remain generous,
Time will come good;
And you will find your feet
Again on fresh pastures of promise,
Where the air will be kind
And blushed with beginning.
JOHN O'DONOHUE
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720259 -
Beautiful DIA, even though it's got me in tears. Thank you. XXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy6 -
What a lovely poem DIA and I love another_casualty's remote control analogy too
.
I can't live without caffeine, I'm fuelled by it, but I don't drink alcohol or smoke and I rarely eat sugar, so I need a vice 🤣.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS7 -
Thanks for sharing.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
The trouble with caffeine is that it's in so many things . Quitting that is a massive achievement. Sounds like you're enjoying your vices HHOD, and why not ?😼
I'm happy with mine. ☕️6 -
HairyHandofDartmoor said:What a lovely poem DIA and I love another_casualty's remote control analogy too
.
I can't live without caffeine, I'm fuelled by it, but I don't drink alcohol or smoke and I rarely eat sugar, so I need a vice 🤣.another_casualty said:The trouble with caffeine is that it's in so many things . Quitting that is a massive achievement. Sounds like you're enjoying your vices HHOD, and why not ?😼
I'm happy with mine. ☕️If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720257 -
My fave ( almost affordable ) chocolate is green and blacks . Supposed to be best in the price range , but I'm listening to other options you may have . Chocolate is my weakness 😼6
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Smarties chocolate for meI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
I hate G&B - now Bourneville delish - and cadbury wholenut, curly wurlies etc.. galaxy hazelnut... you get the idea...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/257
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