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Midlife Musings and Measurable Goals
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Hope all goes well house wise.
Hope the hospice can help your relative.
Take care of you
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Sounds sensible with counseling.
Exciting about putting an offer inAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
House sounds lovely, fingers crossed for a good result "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5
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Fingers crossed!Mortgage started 2020, aiming to clear 31/12/2029.5
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Mine are crossed as well x6
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it's becoming home (did you see what I did there)I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine6 -
Thanks @beanielou the hospice is really lovely, hopefully my relative will benefit.
Thanks @savingholmes counselling can't come soon enough...:)
Thanks @jwil, @MovingForwards, and @Four_Seasons for sending out positive thoughts x
Thanks @mark55man. Yes, I see what you did there! I hope you are right on both counts. But as Italy have yet to lose in their last 18 games ...
Today I sent proof of funds but there is a whole day of viewings today so I may well get outbid. I haven't got this far so far so it is good to know I can! If not this house it will be another as I can see the market cooling in the areas I am looking it
Have a good day everyone If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720259 -
I had a migraine that wiped me out yesterday. It didn't surprise me as I have been stressed, tired and out of control with my eating. Again. Anyway it was horrible so I am back on the straight and narrow again.
Tomorrow is my first counselling session.
I am going to book a course of acupuncture for stress when I go for counselling.
House-wise, as you know I made an offer on a house. I was told due to unprecedented demand they are going straight to full and final offers. So do I want to up my offer? No. I stuck to the price I offered because once I factor in things it needs I thought I would be overpaying (IMHO) if I offered full price. I don't want to overpay and if someone else offers more I will find another house eventually. I will find out tomorrow.
I visited my relative.
Hope everyone is ok
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720257 -
Hope the counseling nis beneficial and you can find a routine of self-care too.
What will be will be and I've everything crossed for you as you're in a good position as a buyer 😃Mortgage started 2020, aiming to clear 31/12/2029.6 -
Hope it goes as you wish tomorrow.
THe housing market is mad.
It will crash at some point.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6
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